OFG Bancorp (OFG) — Stock Score Summary

OFG Bancorp (OFG) has a MoatMap StockRank of 72/100 based on Quality (51/100), Value (40/100), and Momentum (64/100) factor scores. The current signal is BUY. OFG Bancorp is a solid regional bank in Puerto Rico, but it lacks a global scale moat, is highly sensitive to local macroeconomic conditions, and does not play into our high-conviction themes.

OFG Bancorp is a financial holding company providing a comprehensive range of banking, wealth management, and mortgage services primarily in Puerto Rico and the U.S. Virgin Islands through its Oriental Bank subsidiary. The company has established itself as one of the largest and most prominent financial institutions in its core Caribbean markets, benefiting from deep local customer relationships and brand recognition. OFG's integrated approach offers a distinct competitive advantage within its focused geographic footprint.

Key Financial Metrics

Price$45.96
Market Cap$1.9B
P/E (TTM)9.50
P/E (Forward)9.78
Price/Book1.42
Return on Equity16.0%
Gross Margin0.0%
Operating Margin43.8%
Revenue Growth6.9%
Dividend Yield2.8%

OFG Bancorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is OFG Bancorp’s (OFG) StockRank?
MoatMap’s StockRank for OFG Bancorp (OFG) is 72/100, with a Buy signal. It is a composite of Quality (51), Value (40), and Momentum (64) factor ranks across MoatMap’s 19,000+ stock universe.
Does OFG Bancorp have an economic moat?
OFG Bancorp (OFG) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is OFG Bancorp a buy, hold, or sell?
MoatMap’s current signal for OFG Bancorp (OFG) is Buy, based on a StockRank of 72/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is OFG Bancorp in?
OFG Bancorp (OFG) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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