Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BY
STRONG BUYFLAGByline Bancorp, Inc. · Financial Services · United States · $1.8B · Avg Vol: $14M/d
Byline Bancorp has quality Q62 and strong momentum M74 with a buyback retiring 0.76% of shares, but value at V42 is below the calibrated floor, so stage one fails. The insider buying rounds to 0.00% and is unusable.
COMPANY DESCRIPTION
Byline Bancorp, Inc. is the bank holding company for Byline Bank, a full-service commercial bank providing a comprehensive range of banking products and services to businesses and consumers primarily in the Chicago metropolitan area. The bank's competitive advantage lies in its strong local market presence and relationship-based banking approach, particularly within small business lending and specialized financing. BY is a regional bank focused on organic growth and strategic acquisitions within its economically vibrant core market.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 320.2M | 383.6M | 403.5M | 441.5M | 11.3% | 422.9M | 459.8M | 476.7M | 3.9% |
| EPS | 2.37 | 2.69 | 2.78 | 2.90 | 7.0% | 3.08 | 3.27 | 3.28 | 6.4% |
| Shares | 37.5M | 43.8M | 44.5M | 45.5M | +21.5% | 45.4M | — | — | — |
| Debt | 750.4M | 513.2M | 742.5M | 495.2M | -12.9% | 671.2M | — | — | — |
| Equity | 765.8M | 990.2M | 1.1B | 1.3B | 18.3% | — | — | — | — |
| Op CF | 220.3M | 166.1M | 175.2M | 140.3M | -14.0% | 167.1M | — | — | — |
| Inv CF | -819.9M | -336.2M | -330.9M | -223.6M | — | — | — | — | — |
| Fin CF | 620.9M | 217.0M | 492.8M | -330.8M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BY are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BY | Byline Bancorp, Inc.(you) | $1.8B | 83 | STRONG BUY |
| PEBO | Peoples Bancorp Inc. | $1.4B | 84 | STRONG BUY |
| SRCE | 1st Source Corporation | $2.1B | 85 | STRONG BUY |
| GABC | German American Bancorp, Inc. | $1.8B | 79 | BUY |
| FMBH | First Mid Bancshares, Inc. | $1.4B | 83 | STRONG BUY |
| BHRB | Burke & Herbert Financial Services Corp. | $1.4B | 82 | STRONG BUY |
| CTBI | Community Trust Bancorp, Inc. | $1.4B | 86 | STRONG BUY |
| UVSP | Univest Financial Corporation | $1.2B | 82 | STRONG BUY |
| RBCAA | Republic Bancorp, Inc. | $1.8B | 76 | BUY |
| OFG | OFG Bancorp | $2.2B | 87 | STRONG BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%