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NWBI

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Northwest Bancshares, Inc. · Financial Services · United States · $2.2B · Avg Vol: $13M/d

73
StockRank
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Q
49
V
49
M
70
P/E (TTM)
15.2x
ROE
8.6%
D/E
0.4x
Dividend %
5.2%
AI CONVICTION THESIS

Northwest Bancshares has very strong momentum M77 but quality Q47 and value V49 are both below the calibrated floor, so stage one fails.

COMPANY DESCRIPTION

Northwest Bancshares, Inc. is a bank holding company for Northwest Bank, offering a full range of retail and commercial banking services across Pennsylvania, New York, Ohio, and Indiana. The company benefits from its deeply established community presence and a focus on relationship-based banking, providing essential financial services to individuals and businesses in its regional footprint.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue529.7M547.8M520.5M651.9M7.2%654.4M723.2M756.4M7.7%
EPS1.051.060.790.93-4.0%1.031.041.077.2%
Shares127.0M127.1M127.5M146.1M+15.0%146.4M
Debt924.3M642.7M444.7M691.2M-9.2%877.9M
Equity1.5B1.6B1.6B1.9B8.2%
Op CF175.4M92.9M127.7M153.4M-4.4%153.7M
Inv CF-917.4M-239.7M175.0M-127.4M
Fin CF-397.9M129.7M-136.5M-80.8M
Loading 1Y...
PRICE (1Y)-1.3%
15.1415.3615.5815.7916.01Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$15.49
RSI (14)
56.7
52W High
$15.96
From 52W High
1.0%

SCORE BREAKDOWN

Quality
49
ROIC (ROA)
1.0%*35.2
ROE
8.6%42.7
GP/Assets
3.9%N/A
Op. Margin
41.6%59.6
FCF/Assets
0.6%N/A
Piotroski
567.4
Int. Cover
50.0
D/E Ratio
0.37xN/A
Current Ratio
bankN/A
Value
49
P/E (TTM)
15.2x38.1
EV/EBITDA
bankN/A
P/FCF
21.3xN/A
P/B
1.2x49.8
P/S
3.5x52.3
Div Yield
5.2%66.0
Momentum
70
52W High %
97%86.0
RS 6M
18%82.3
SMA 50/200
1.15x84.8
EPS Rev 4W
-0.4%15.7
EPS Rev 12W
+0.4%44.5
EPS Improve
+41%69.2
Q Growth
59%76.6

FUNDAMENTALS

Market Cap
$2.2B
P/E (Forward)
10.8x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NWBI are excluded.

TickerCompanyMkt CapStockRankSignal
NWBINorthwest Bancshares, Inc.(you)$2.2B73Buy
FCFFirst Commonwealth Financial Corporation$2.1B72Buy
BUSEFirst Busey Corporation$2.5B73Buy
SRCE1st Source Corporation$2.1B75Buy
BANRBanner Corporation$2.4B71Buy
GABCGerman American Bancorp, Inc.$1.9B72Buy
NBTBNBT Bancorp Inc.$2.7B74Buy
BYByline Bancorp, Inc.$1.7B73Buy
PFSProvident Financial Services, Inc.$3.1B72Buy
CUBICustomers Bancorp, Inc.$2.7B68Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Northwest Bancshares, Inc. (NWBI): Stock Score Summary

Northwest Bancshares, Inc. (NWBI) has a MoatMap StockRank of 73/100 based on Quality (49/100), Value (49/100), and Momentum (70/100) factor scores. The current signal is BUY. Northwest Bancshares has very strong momentum M77 but quality Q47 and value V49 are both below the calibrated floor, so stage one fails.

Northwest Bancshares, Inc. is a bank holding company for Northwest Bank, offering a full range of retail and commercial banking services across Pennsylvania, New York, Ohio, and Indiana. The company benefits from its deeply established community presence and a focus on relationship-based banking, providing essential financial services to individuals and businesses in its regional footprint.

Key Financial Metrics

Price$15.49
Market Cap$2.2B
P/E (TTM)15.17
P/E (Forward)10.78
Price/Book1.19
Return on Equity8.6%
Debt/Equity0.37x
Operating Margin41.6%
Revenue Growth23.2%
Dividend Yield5.2%
Free Cash Flow$106M

Northwest Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Northwest Bancshares, Inc.’s (NWBI) StockRank?
MoatMap’s StockRank for Northwest Bancshares, Inc. (NWBI) is 73/100, with a Buy signal. It is a composite of Quality (49), Value (49), and Momentum (70) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Northwest Bancshares, Inc. have an economic moat?
Northwest Bancshares, Inc. (NWBI) has a Quality factor score of 49/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Northwest Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Northwest Bancshares, Inc. (NWBI) is Buy, based on a StockRank of 73/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Northwest Bancshares, Inc. in?
Northwest Bancshares, Inc. (NWBI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).