German American Bancorp, Inc. (GABC) — Stock Score Summary

German American Bancorp, Inc. (GABC) has a MoatMap StockRank of 70/100 based on Quality (48/100), Value (34/100), and Momentum (72/100) factor scores. The current signal is BUY. German American Bancorp is a regional US bank. It is a standard interest-rate-sensitive financial business with no connection to our core macro themes and lacks an asymmetric growth profile.

German American Bancorp, Inc. is a financial holding company providing comprehensive community banking, insurance, and wealth management services primarily across southern Indiana and Kentucky. The company's competitive moat lies in its deep local market penetration, strong customer relationships, and ability to offer a personalized suite of financial products. It serves as a key financial partner for individuals and businesses in its growth-oriented regional footprint.

Key Financial Metrics

Price$44.94
Market Cap$1.6B
P/E (TTM)12.01
P/E (Forward)10.97
Price/Book1.40
Return on Equity12.2%
Gross Margin0.0%
Operating Margin48.0%
Revenue Growth42.3%
Dividend Yield2.8%

German American Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is German American Bancorp, Inc.’s (GABC) StockRank?
MoatMap’s StockRank for German American Bancorp, Inc. (GABC) is 70/100, with a Buy signal. It is a composite of Quality (48), Value (34), and Momentum (72) factor ranks across MoatMap’s 19,000+ stock universe.
Does German American Bancorp, Inc. have an economic moat?
German American Bancorp, Inc. (GABC) has a Quality factor score of 48/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is German American Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for German American Bancorp, Inc. (GABC) is Buy, based on a StockRank of 70/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is German American Bancorp, Inc. in?
German American Bancorp, Inc. (GABC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).