Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
EBMT
HoldBargain BinFLAGEagle Bancorp Montana, Inc. · Financial Services · United States · $181M · Avg Vol: $876K/d
Eagle Bancorp Montana clears the floors at Q50 V60 M62 with a buyback, so stage one passes, but insider selling of 0.13% is adverse evidence, so the calibrated bar blocks approval at stage two.
COMPANY DESCRIPTION
Eagle Bancorp Montana, Inc. operates as a community bank providing a comprehensive suite of financial products and services to individuals and businesses across its Montana footprint. The bank differentiates itself through its deep local market knowledge, personalized customer service, and strong community relationships. It functions as a relationship-focused regional bank, strategically positioned to capitalize on local economic growth and serve the specific needs of its rural and urban communities.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 87.5M | 83.3M | 79.6M | 90.2M | 1.0% | 94.7M | 95.5M | 99.4M | 5.0% |
| EPS | 1.45 | 1.29 | 1.25 | 1.90 | 9.4% | 2.05 | 2.04 | 2.17 | 6.9% |
| Shares | 8.0M | 8.0M | 8.0M | 8.0M | -0.6% | 8.0M | — | — | — |
| Debt | 128.2M | 234.7M | 200.1M | 82.4M | -13.7% | 96.7M | — | — | — |
| Equity | 158.4M | 169.3M | 174.8M | 191.8M | 6.6% | — | — | — | — |
| Op CF | 41.9M | 9.3M | 28.5M | 33.1M | -7.5% | 22.7M | — | — | — |
| Inv CF | -235.0M | -108.2M | -27.8M | 22.0M | — | — | — | — | — |
| Fin CF | 153.5M | 101.6M | 6.3M | -23.7M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of EBMT are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| EBMT | Eagle Bancorp Montana, Inc.(you) | $181M | 63 | Hold |
| MNSB | MainStreet Bancshares, Inc. | $179M | 66 | Buy |
| RBKB | Rhinebeck Bancorp, Inc. | $197M | 60 | Hold |
| EFSI | Eagle Financial Services, Inc. | $225M | 64 | Hold |
| CFBK | CF Bankshares Inc. | $225M | 64 | Hold |
| HNVR | Hanover Bancorp, Inc. | $189M | 68 | Buy |
| ECBK | ECB Bancorp, Inc. | $181M | 72 | Buy |
| SFBC | Sound Financial Bancorp, Inc. | $120M | 64 | Hold |
| RMBI | Richmond Mutual Bancorporation, Inc. | $255M | 67 | Buy |
| CMTV | Community Bancorp | $229M | 70 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%