Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
NP
HoldPremium GrowerNeptune Insurance Holdings Inc. · Financial Services · United States · $4.6B · Avg Vol: $15M/d
61
StockRankGet insider-trade alerts
Q
74
V
10
M
72
P/E (TTM)
158.2x
ROE
—
D/E
—
Dividend %
—
COMPANY DESCRIPTION
Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States.
FINANCIAL SUMMARY (USD)
| Year | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|
| Revenue | 84.9M | 119.3M | 159.6M | 37.1% | 181.8M | 203.1M | 239.9M | 22.6% |
| EPS | 0.07 | 0.11 | -0.26 | 50.9% | 0.21 | — | — | — |
| Shares | 135.2M | 135.2M | 138.2M | +2.2% | — | — | — | — |
| Debt | 174.9M | 133.7M | 240.0M | 17.2% | 240.0M | — | — | — |
| Equity | -160.4M | -125.5M | -227.5M | — | — | — | — | — |
| Op CF | 18.6M | 49.9M | 51.7M | 66.5% | 72.1M | — | — | — |
| Inv CF | -4.0M | -3.7M | -4.0M | — | — | — | — | — |
| Fin CF | -9.9M | -42.5M | -35.2M | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-1.6%
SMA 50SMA 200
Close
$31.14
RSI (14)
39.9
52W High
$35.15
From 52W High
0.9%
SCORE BREAKDOWN
Quality
74
ROIC
557.2%100.0
ROE
neg eq95.0
GP/Assets
146.6%99.5
Op. Margin
47.5%67.4
FCF/Assets
76.4%99.6
Piotroski
427.4
Int. Cover
3.6x32.3
D/E Ratio
neg eq32.3
Current Ratio
1.05x30.4
Value
10
P/E (TTM)
158.2x1.2
EV/EBITDA
57.4x5.6
P/FCF
93.2x5.2
P/B
-20.5x25.0
P/S
25.1x6.0
Div Yield
—N/A
Momentum
72
52W High %
89%42.4
RS 6M
52%97.4
SMA 50/200
1.19x91.9
EPS Rev 4W
+0.3%43.7
EPS Rev 12W
—N/A
EPS Improve
+221%92.8
Q Growth
36%65.7
FUNDAMENTALS
Market Cap
$4.6B
P/E (Forward)
49.3x
Gross Margin
52.7%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NP are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| NP | Neptune Insurance Holdings Inc.(you) | $4.6B | 61 | Hold |
| CRVL | CorVel Corporation | $3.5B | 61 | Hold |
| GSHD | Goosehead Insurance, Inc. | $2.5B | 54 | Hold |
| LIFE | Ethos Technologies Inc. | $3.7B | 40 | Hold |
| BWIN | The Baldwin Insurance Group, Inc. | $3.0B | 26 | Sell |
| ERIE | Erie Indemnity Company | $13.6B | 38 | Hold |
| BRO | Brown & Brown, Inc. | $24.5B | 35 | Sell |
| CRD-B | Crawford & Company | $582M | 83 | Strong Buy |
| TWFG | TWFG, Inc. | $387M | 81 | Strong Buy |
| MRSH | Marsh & McLennan Companies, Inc. | $91.9B | 47 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%