Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
LIFE
HoldPremium GrowerEthos Technologies Inc. · Financial Services · United States · $3.7B · Avg Vol: $62M/d
40
StockRankGet insider-trade alerts
Q
51
V
18
M
64
P/E (TTM)
—
ROE
-26.1%
D/E
0.0x
Dividend %
—
COMPANY DESCRIPTION
Ethos Technologies Inc. provides third-party administrator services for insurance policies in the United States. The company offers Ethos, a three-sided technology platform that serves an ecosystem of consumers, agents, and carriers.
FINANCIAL SUMMARY (USD)
| Year | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|
| Revenue | 159.8M | 254.9M | 387.6M | 55.8% | 586.5M | 730.1M | 937.7M | 55.5% |
| EPS | 0.05 | 1.58 | 2.30 | 549.0% | -1.67 | 2.88 | 4.33 | 37.1% |
| Shares | 30.9M | 30.9M | 30.9M | 0.0% | 31.6M | — | — | — |
| Debt | 0.8M | 2.6M | 2.4M | 71.7% | 1.8M | — | — | — |
| Equity | -159.2M | -107.2M | -24.1M | — | — | — | — | — |
| Op CF | -37.1M | -10.9M | 36.2M | — | 79.1M | — | — | — |
| Inv CF | -9.2M | -0.9M | 31.9M | — | — | — | — | — |
| Fin CF | -1.6M | 21.9M | -12.0M | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+91.7%
SMA 50SMA 200
Close
$38.85
RSI (14)
63.0
SCORE BREAKDOWN
Quality
51
ROIC
-24.3%2.6
ROE
-26.1%3.3
GP/Assets
111.7%99.4
Op. Margin
9.6%27.1
FCF/Assets
5.8%79.4
Piotroski
776.1
Int. Cover
-34.5x4.6
D/E Ratio
0.00x85.8
Current Ratio
1.52x46.9
Value
18
P/E (TTM)
—N/A
EV/EBITDA
-24.2x25.0
P/FCF
123.7x3.2
P/B
5.3x8.9
P/S
6.5x25.3
Div Yield
—N/A
Momentum
64
52W High %
—N/A
RS 6M
195%99.6
SMA 50/200
—N/A
EPS Rev 4W
+36.1%99.3
EPS Rev 12W
—N/A
EPS Improve
+258%94.1
Q Growth
6%34.3
FUNDAMENTALS
Market Cap
$3.7B
P/E (Forward)
15.1x
Gross Margin
98.1%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of LIFE are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| LIFE | Ethos Technologies Inc.(you) | $3.7B | 40 | Hold |
| BWIN | The Baldwin Insurance Group, Inc. | $3.0B | 26 | Sell |
| CRVL | CorVel Corporation | $3.5B | 61 | Hold |
| GSHD | Goosehead Insurance, Inc. | $2.5B | 54 | Hold |
| NP | Neptune Insurance Holdings Inc. | $4.6B | 61 | Hold |
| ERIE | Erie Indemnity Company | $13.6B | 38 | Hold |
| BRO | Brown & Brown, Inc. | $24.5B | 35 | Sell |
| AJG | Arthur J. Gallagher & Co. | $68.6B | 29 | Sell |
| MRSH | Marsh & McLennan Companies, Inc. | $91.9B | 47 | Hold |
| SLQT | SelectQuote, Inc. | $92M | 41 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%