LIFE
HoldPremium GrowerEthos Technologies Inc. · Financial Services · United States · $2.8B cap · $64.8M/day traded
$42.83 +0.7% · close 28 Oct · scored 29 Oct
Premium Grower: Strong business with the market behind it, priced at a premium.
Report expected 2 Nov: the next-year EPS estimate has risen 36.1% over the last 13 weeks.
As of 29 Oct 2026, MoatMap's StockRank for Ethos Technologies Inc. (LIFE) is 42/100, ranked against 24,000+ stocks in 35 markets (Quality 53, Value 20, Momentum 61, each scored against its sector).
Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
ABOUT ETHOS TECHNOLOGIES INC.
Read
Ethos Technologies Inc. provides third-party administrator services for insurance policies in the United States. The company offers Ethos, a three-sided technology platform that serves an ecosystem of consumers, agents, and carriers.
FINANCIAL SUMMARY (USD)
| Year | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|
| Revenue | 159.8M | 254.9M | 387.6M | 55.8% | 586.5M | 737.8M | 977.4M | 58.8% |
| EPS | 0.05 | 1.58 | 2.30 | 549.0% | -2.08 | 2.88 | 4.33 | 37.1% |
| Shares | 30.9M | 30.9M | 30.9M | 0.0% | 41.7M | — | — | — |
| Debt | 0.8M | 2.6M | 2.4M | 71.7% | 1.8M | — | — | — |
| Equity | -159.2M | -107.2M | -24.1M | — | — | — | — | — |
| Op CF | -37.1M | -10.9M | 36.2M | — | 79.1M | — | — | — |
| Inv CF | -9.2M | -0.9M | 31.9M | — | — | — | — | — |
| Fin CF | -1.6M | 21.9M | -12.0M | — | — | — | — | — |
Not enough steady price history for a read yet.
How this is worked out
StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of LIFE are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| LIFE | Ethos Technologies Inc.(you) | $2.8B | 42 | Hold |
| GSHD | Goosehead Insurance, Inc. | $1.7B | 44 | Hold |
| BWIN | The Baldwin Insurance Group, Inc. | $4.5B | 36 | Hold |
| NP | Neptune Insurance Holdings Inc. | $3.9B | 56 | Hold |
| RYAN | Ryan Specialty Holdings, Inc. | $11.2B | 50 | Hold |
| ERIE | Erie Indemnity Company | $13.3B | 51 | Hold |
| CRVL | CorVel Corporation | $4.2B | 82 | Strong Buy |
| BRO | Brown & Brown, Inc. | $24.4B | 48 | Hold |
| TREE | LendingTree, Inc. | $376M | 62 | Hold |
| AJG | Arthur J. Gallagher & Co. | $68.7B | 39 | Hold |
Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.1%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.