Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
FMBH
BuyPremium GrowerFLAGFirst Mid Bancshares, Inc. · Financial Services · United States · $1.3B · Avg Vol: $6M/d
First Mid Bancshares has quality Q56 and strong momentum M72 with a buyback on file, but value at V47 is below the calibrated floor, so stage one fails.
COMPANY DESCRIPTION
First Mid Bancshares, Inc. is a community bank holding company providing a comprehensive range of financial services, including banking, wealth management, and insurance, primarily across downstate Illinois and parts of Missouri. The company's strength lies in its deep regional presence and diversified offerings, fostering strong, long-term relationships with its individual and business clients.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 254.7M | 274.9M | 318.6M | 342.3M | 10.4% | 373.4M | 421.8M | 446.3M | 14.2% |
| EPS | 2.88 | 3.62 | 3.17 | 3.31 | 3.84 | 7.5% | 4.03 | 4.57 | 4.77 | 11.4% |
| Shares | — | 20.5M | 23.8M | 23.9M | 24.0M | +17.3% | 26.6M | — | — | — |
| Debt | — | 595.0M | 409.2M | 368.5M | 367.7M | -14.8% | 488.0M | — | — | — |
| Equity | — | 633.2M | 793.2M | 846.4M | 958.7M | 14.8% | — | — | — | — |
| Op CF | — | 65.8M | 72.4M | 124.4M | 130.9M | 25.7% | 126.6M | — | — | — |
| Inv CF | — | -178.7M | 474.4M | -7.5M | -302.6M | — | — | — | — | — |
| Fin CF | — | 96.7M | -556.2M | -138.8M | 305.5M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FMBH are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| FMBH | First Mid Bancshares, Inc.(you) | $1.3B | 71 | Buy |
| PEBO | Peoples Bancorp Inc. | $1.4B | 74 | Buy |
| OSBC | Old Second Bancorp, Inc. | $1.3B | 67 | Buy |
| OBK | Origin Bancorp, Inc. | $1.6B | 70 | Buy |
| NBN | Northeast Bank | $1.1B | 69 | Buy |
| AMAL | Amalgamated Financial Corp. | $1.5B | 67 | Buy |
| PFBC | Preferred Bank | $1.2B | 66 | Buy |
| UVSP | Univest Financial Corporation | $1.1B | 75 | Buy |
| CFFN | Capitol Federal Financial, Inc. | $1.1B | 73 | Buy |
| BY | Byline Bancorp, Inc. | $1.7B | 73 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%