Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

MCB

HOLD

Metropolitan Bank Holding Corp. · Financial Services · United States · $1.1B · Avg Vol: $15M/d

55
StockRank
Get insider-trade alerts
Q
54
V
42
M
53
P/E (TTM)
12.2x
ROE
10.2%
D/E
0.0x
Dividend %
0.5%
Dir. Trades · 180d
+$90K · −$1.9M →
Buybacks · 180d
$43M →

COMPANY DESCRIPTION

Metropolitan Bank Holding Corp. is the parent company of Metropolitan Commercial Bank, a New York-based commercial bank. The bank's competitive moat is its specialized niche in digital payments and global cash management services, which complements its traditional commercial real estate lending. It operates as a highly innovative, relationship-driven regional bank serving corporate and fintech clients.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue245.3M237.6M260.1M291.1M5.9%302.2M350.1M400.8M17.3%
EPS5.426.955.976.717.4%8.099.6711.7532.4%
Shares10.9M11.1M11.2M10.1M-7.9%12.4M———
Debt257.7M546.6M457.4M11.0M-65.1%37.2M———
Equity575.9M659.0M729.8M743.1M8.9%————
Op CF85.9M42.4M148.5M88.7M1.1%135.9M———
Inv CF-1.2B-775.4M-369.6M-763.0M—————
Fin CF-958.5M745.1M152.0M867.6M—————
Loading 1Y...
PRICE (1Y)-5.6%
90.1992.9895.7898.57101Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$91.23
RSI (14)
36.6
52W High
$102.04
From 52W High
0.9%

SCORE BREAKDOWN

Quality
54
ROIC (ROA)
1.0%*38.6
ROE
10.2%53.5
GP/Assets
3.7%N/A
Op. Margin
50.9%72.8
FCF/Assets
1.6%N/A
Piotroski
565.2
Int. Cover
—50.0
D/E Ratio
0.01xN/A
Current Ratio
bankN/A
Value
42
P/E (TTM)
12.2x57.3
EV/EBITDA
bankN/A
P/FCF
8.7xN/A
P/B
1.3x43.3
P/S
4.0x46.6
Div Yield
0.5%3.0
Momentum
53
52W High %
89%39.9
RS 6M
-6%42.6
SMA 50/200
1.11x79.4
EPS Rev 4W
-1.6%27.3
EPS Rev 12W
—N/A
EPS Improve
+44%69.2
Q Growth
92%83.4

FUNDAMENTALS

Market Cap
$1.1B
P/E (Forward)
8.5x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MCB are excluded.

TickerCompanyMkt CapStockRankSignal
MCBMetropolitan Bank Holding Corp.(you)$1.1B55HOLD
SBSISouthside Bancshares, Inc.$1.0B57HOLD
NBBKNB Bancorp, Inc.$983M53HOLD
ALRSAlerus Financial Corporation$822M58HOLD
MPBMid Penn Bancorp, Inc.$942M62HOLD
LKFNLakeland Financial Corporation$1.5B60HOLD
CNOBConnectOne Bancorp, Inc.$1.6B60HOLD
HOPEHope Bancorp, Inc.$1.7B59HOLD
HFWAHeritage Financial Corporation$1.2B66BUY
BFCBank First Corporation$1.7B50HOLD

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Metropolitan Bank Holding Corp. (MCB) — Stock Score Summary

Metropolitan Bank Holding Corp. (MCB) has a MoatMap StockRank of 55/100 based on Quality (54/100), Value (42/100), and Momentum (53/100) factor scores. The current signal is HOLD.

Metropolitan Bank Holding Corp. is the parent company of Metropolitan Commercial Bank, a New York-based commercial bank. The bank's competitive moat is its specialized niche in digital payments and global cash management services, which complements its traditional commercial real estate lending. It operates as a highly innovative, relationship-driven regional bank serving corporate and fintech clients.

Key Financial Metrics

Price$91.23
Market Cap$1.1B
P/E (TTM)12.18
P/E (Forward)8.46
Price/Book1.29
Return on Equity10.2%
Debt/Equity0.01x
Operating Margin50.9%
Revenue Growth37.4%
Dividend Yield0.5%
Free Cash Flow$129M

Metropolitan Bank Holding Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Metropolitan Bank Holding Corp.’s (MCB) StockRank?
MoatMap’s StockRank for Metropolitan Bank Holding Corp. (MCB) is 55/100, with a Hold signal. It is a composite of Quality (54), Value (42), and Momentum (53) factor ranks across MoatMap’s 20,000+ stock universe.
Does Metropolitan Bank Holding Corp. have an economic moat?
Metropolitan Bank Holding Corp. (MCB) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Metropolitan Bank Holding Corp. a buy, hold, or sell?
MoatMap’s current signal for Metropolitan Bank Holding Corp. (MCB) is Hold, based on a StockRank of 55/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Metropolitan Bank Holding Corp. in?
Metropolitan Bank Holding Corp. (MCB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
Browse all ranked stocksMCB deep dive reportAI ChampionsHow we score stocksSense-check another stock