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MCB

HoldFallen Favourite

Metropolitan Bank Holding Corp. · Financial Services · United States · $1.1B · Avg Vol: $10M/d

50
StockRank
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Q
54
V
44
M
46
P/E (TTM)
11.9x
ROE
10.2%
D/E
0.0x
Dividend %
0.8%
Dir. Trades · 180d
+$90K · −$2.8M →
Buybacks · 180d
$60.4M →

COMPANY DESCRIPTION

Metropolitan Bank Holding Corp. is the parent company of Metropolitan Commercial Bank, a New York-based commercial bank. The bank's competitive moat is its specialized niche in digital payments and global cash management services, which complements its traditional commercial real estate lending. It operates as a highly innovative, relationship-driven regional bank serving corporate and fintech clients.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue255.8M250.7M276.9M315.1M7.2%312.0M379.1M433.8M17.3%
EPS5.426.955.976.717.4%7.829.6411.6531.7%
Shares10.9M11.1M11.2M10.1M-7.9%12.4M———
Debt257.7M546.6M457.4M11.0M-65.1%36.8M———
Equity575.9M659.0M729.8M743.1M8.9%————
Op CF85.9M42.4M148.5M88.7M1.1%106.8M———
Inv CF-1.2B-775.4M-369.6M-763.0M—————
Fin CF-958.5M745.1M152.0M867.6M—————
Loading 1Y...
PRICE (1Y)-2.3%
89.4990.7692.0493.3194.59Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$90.65
RSI (14)
46.1
52W High
$101.66
From 52W High
0.9%

SCORE BREAKDOWN

Quality
54
ROIC (ROA)
1.0%*36.9
ROE
10.2%51.9
GP/Assets
3.8%N/A
Op. Margin
36.6%53.4
FCF/Assets
1.6%N/A
Piotroski
685.8
Int. Cover
—50.0
D/E Ratio
0.01xN/A
Current Ratio
bankN/A
Value
44
P/E (TTM)
11.9x56.5
EV/EBITDA
bankN/A
P/FCF
8.8xN/A
P/B
1.2x49.3
P/S
3.7x49.1
Div Yield
0.8%8.0
Momentum
46
52W High %
89%42.2
RS 6M
3%56.2
SMA 50/200
1.07x63.3
EPS Rev 4W
0.0%27.7
EPS Rev 12W
-3.6%14.8
EPS Improve
+46%71.7
Q Growth
2%29.4

FUNDAMENTALS

Market Cap
$1.1B
P/E (Forward)
8.2x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MCB are excluded.

TickerCompanyMkt CapStockRankSignal
MCBMetropolitan Bank Holding Corp.(you)$1.1B50Hold
CLBKColumbia Financial, Inc.$1.2B53Hold
SBSISouthside Bancshares, Inc.$950M49Hold
AMTBAmerant Bancorp Inc.$1.1B56Hold
HFWAHeritage Financial Corporation$1.2B56Hold
LKFNLakeland Financial Corporation$1.5B52Hold
WABCWestamerica Bancorporation$1.3B55Hold
TRSTTrustCo Bank Corp NY$973M55Hold
BHRBBurke & Herbert Financial Services Corp.$1.4B54Hold
SMBKSmartFinancial, Inc.$869M55Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Metropolitan Bank Holding Corp. (MCB): Stock Score Summary

Metropolitan Bank Holding Corp. (MCB) has a MoatMap StockRank of 50/100 based on Quality (54/100), Value (44/100), and Momentum (46/100) factor scores. The current signal is HOLD.

Metropolitan Bank Holding Corp. is the parent company of Metropolitan Commercial Bank, a New York-based commercial bank. The bank's competitive moat is its specialized niche in digital payments and global cash management services, which complements its traditional commercial real estate lending. It operates as a highly innovative, relationship-driven regional bank serving corporate and fintech clients.

Key Financial Metrics

Price$90.65
Market Cap$1.1B
P/E (TTM)11.92
P/E (Forward)8.17
Price/Book1.19
Return on Equity10.2%
Debt/Equity0.01x
Operating Margin36.6%
Revenue Growth14.0%
Dividend Yield0.8%
Free Cash Flow$129M

Metropolitan Bank Holding Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Metropolitan Bank Holding Corp.’s (MCB) StockRank?
MoatMap’s StockRank for Metropolitan Bank Holding Corp. (MCB) is 50/100, with a Hold signal. It is a composite of Quality (54), Value (44), and Momentum (46) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Metropolitan Bank Holding Corp. have an economic moat?
Metropolitan Bank Holding Corp. (MCB) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Metropolitan Bank Holding Corp. a buy, hold, or sell?
MoatMap’s current signal for Metropolitan Bank Holding Corp. (MCB) is Hold, based on a StockRank of 50/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Metropolitan Bank Holding Corp. in?
Metropolitan Bank Holding Corp. (MCB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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