Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CFG
HoldPremium GrowerCitizens Financial Group, Inc. · Financial Services · United States · $29.4B · Avg Vol: $216M/d
COMPANY DESCRIPTION
Citizens Financial Group, Inc. is one of the largest regional banks in the United States, offering a comprehensive range of retail and commercial banking products and services. With a substantial branch network and digital capabilities, it serves individuals, small businesses, and large corporations primarily across the New England, Mid-Atlantic, and Midwest regions. Its diversified deposit base and loan portfolios contribute to a stable financial position.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8.0B | 8.2B | 7.8B | 8.2B | 0.9% | 8.2B | 9.2B | 10.0B | 10.0% |
| EPS | 4.12 | 3.14 | 3.05 | 3.90 | -1.8% | 4.59 | 5.36 | 6.59 | 30.0% |
| Shares | 492.3M | 466.4M | 440.5M | 429.2M | -12.8% | 421.2M | — | — | — |
| Debt | 15.9B | 14.0B | 12.4B | 11.3B | -10.8% | 16.3B | — | — | — |
| Equity | 23.7B | 24.3B | 24.3B | 26.3B | 3.6% | — | — | — | — |
| Op CF | 4.1B | 3.0B | 2.0B | 2.2B | -18.7% | 2.5B | — | — | — |
| Inv CF | -12.6B | 5.2B | 3.0B | -6.0B | — | — | — | — | — |
| Fin CF | 9.9B | -7.1B | -6.0B | 5.9B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CFG are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CFG | Citizens Financial Group, Inc.(you) | $29.4B | 63 | Hold |
| RF | Regions Financial Corporation | $25.8B | 64 | Hold |
| MTB | M&T Bank Corporation | $34.3B | 68 | Buy |
| KEY | KeyCorp | $23.4B | 59 | Hold |
| HBAN | Huntington Bancshares Incorporated | $34.2B | 53 | Hold |
| FCNCA | First Citizens BancShares, Inc. | $24.8B | 52 | Hold |
| TFC | Truist Financial Corporation | $61.6B | 61 | Hold |
| EWBC | East West Bancorp, Inc. | $17.7B | 71 | Buy |
| FITB | Fifth Third Bancorp | $49.5B | 54 | Hold |
| PNFP | Pinnacle Financial Partners, Inc. | $15.3B | 55 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%