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RF

BUY

Regions Financial Corporation · Financial Services · United States · $26.3B · Avg Vol: $345M/d

70
StockRank
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Q
62
V
46
M
55
P/E (TTM)
12.9x
ROE
11.9%
D/E
0.3x
Dividend %
3.3%

COMPANY DESCRIPTION

Regions Financial Corporation is a leading regional bank holding company providing a comprehensive suite of commercial banking, wealth management, and mortgage products and services. Its competitive moat is derived from a strong deposit base, extensive branch network across growing Southern and Midwestern U.S. markets, and established customer relationships. The company focuses on integrated financial solutions and community engagement within its core footprint.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue7.2B7.6B7.1B7.5B1.7%7.2B7.8B8.2B4.2%
EPS2.292.111.942.310.3%2.422.602.8210.5%
Shares934.5M922.3M908.5M867.0M-7.2%853.4M
Debt2.3B2.3B6.5B4.9B28.8%7.6B
Equity15.9B17.4B17.9B19.0B6.1%
Op CF3.1B2.3B1.6B2.2B-11.1%2.2B
Inv CF-12.9B-1.6B-262.0M-1.4B
Fin CF-8.3B-5.1B2.6B-568.0M
Loading 1Y...
PRICE (1Y)+6.8%
28.6029.5530.5031.4532.40Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$30.86
RSI (14)
53.3
52W High
$32.47
From 52W High
1.0%

SCORE BREAKDOWN

Quality
62
ROIC (ROA)
1.4%*47.4
ROE
11.9%62.2
GP/Assets
4.6%N/A
Op. Margin
39.3%58.5
FCF/Assets
1.2%N/A
Piotroski
797.0
Int. Cover
50.0
D/E Ratio
0.26xN/A
Current Ratio
bankN/A
Value
46
P/E (TTM)
12.9x52.2
EV/EBITDA
bankN/A
P/FCF
13.5xN/A
P/B
1.5x34.0
P/S
3.7x52.0
Div Yield
3.3%43.5
Momentum
55
52W High %
95%59.5
RS 6M
3%65.7
SMA 50/200
1.08x67.6
EPS Rev 4W
-0.2%58.1
EPS Rev 12W
-0.3%48.3
EPS Improve
+18%44.1
Q Growth
1%31.5

FUNDAMENTALS

Market Cap
$26.3B
P/E (Forward)
10.9x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RF are excluded.

TickerCompanyMkt CapStockRankSignal
RFRegions Financial Corporation(you)$26.3B70BUY
KEYKeyCorp$24.3B68BUY
CFGCitizens Financial Group, Inc.$30.4B74BUY
EWBCEast West Bancorp, Inc.$17.9B75BUY
FCNCAFirst Citizens BancShares, Inc.$24.6B58HOLD
MTBM&T Bank Corporation$36.2B80BUY
SSBSouthState Bank Corporation$10.3B69BUY
CFRCullen/Frost Bankers, Inc.$10.3B73BUY
FITBFifth Third Bancorp$52.0B61HOLD
CBSHCommerce Bancshares, Inc.$8.5B69BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Regions Financial Corporation (RF) — Stock Score Summary

Regions Financial Corporation (RF) has a MoatMap StockRank of 70/100 based on Quality (62/100), Value (46/100), and Momentum (55/100) factor scores. The current signal is BUY.

Regions Financial Corporation is a leading regional bank holding company providing a comprehensive suite of commercial banking, wealth management, and mortgage products and services. Its competitive moat is derived from a strong deposit base, extensive branch network across growing Southern and Midwestern U.S. markets, and established customer relationships. The company focuses on integrated financial solutions and community engagement within its core footprint.

Key Financial Metrics

Price$30.86
Market Cap$26.3B
P/E (TTM)12.86
P/E (Forward)10.91
Price/Book1.53
Return on Equity11.9%
Debt/Equity0.26x
Operating Margin39.3%
Revenue Growth3.4%
Dividend Yield3.3%
Free Cash Flow$2.0B

Regions Financial Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Regions Financial Corporation’s (RF) StockRank?
MoatMap’s StockRank for Regions Financial Corporation (RF) is 70/100, with a Buy signal. It is a composite of Quality (62), Value (46), and Momentum (55) factor ranks across MoatMap’s 20,000+ stock universe.
Does Regions Financial Corporation have an economic moat?
Regions Financial Corporation (RF) has a Quality factor score of 62/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Regions Financial Corporation a buy, hold, or sell?
MoatMap’s current signal for Regions Financial Corporation (RF) is Buy, based on a StockRank of 70/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Regions Financial Corporation in?
Regions Financial Corporation (RF) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).