M&T Bank Corporation (MTB) — Stock Score Summary

M&T Bank Corporation (MTB) has a MoatMap StockRank of 57/100 based on Quality (45/100), Value (35/100), and Momentum (63/100) factor scores. The current signal is HOLD. M&T Bank is a solid regional banking institution, but it is highly exposed to the cyclical US commercial real estate market. It lacks the asset-light compounding characteristics and structural macro tailwinds required for our concentrated book.

M&T Bank Corporation is a regional bank holding company providing banking services, including checking and savings accounts, loans, and wealth management, primarily across the Mid-Atlantic and Northeastern United States. The bank emphasizes a relationship-driven approach, serving individuals, small businesses, and commercial clients. M&T Bank's competitive moat is built on its strong regional market share, conservative lending practices, and a history of successful acquisitions, establishing it as a reliable financial institution.

Key Financial Metrics

Price$225.43
Market Cap$31.4B
P/E (TTM)12.46
P/E (Forward)10.63
Price/Book1.28
Return on Equity10.3%
Gross Margin0.0%
Operating Margin38.9%
Revenue Growth5.7%
Dividend Yield2.7%

M&T Bank Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is M&T Bank Corporation’s (MTB) StockRank?
MoatMap’s StockRank for M&T Bank Corporation (MTB) is 57/100, with a Hold signal. It is a composite of Quality (45), Value (35), and Momentum (63) factor ranks across MoatMap’s 19,000+ stock universe.
Does M&T Bank Corporation have an economic moat?
M&T Bank Corporation (MTB) has a Quality factor score of 45/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is M&T Bank Corporation a buy, hold, or sell?
MoatMap’s current signal for M&T Bank Corporation (MTB) is Hold, based on a StockRank of 57/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is M&T Bank Corporation in?
M&T Bank Corporation (MTB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).