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MTB

BUY

M&T Bank Corporation · Financial Services · United States · $36.2B · Avg Vol: $309M/d

79
StockRank
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Q
62
V
43
M
68
P/E (TTM)
13.2x
ROE
10.7%
D/E
0.4x
Dividend %
2.4%

COMPANY DESCRIPTION

M&T Bank Corporation is a regional bank holding company providing banking services, including checking and savings accounts, loans, and wealth management, primarily across the Mid-Atlantic and Northeastern United States. The bank emphasizes a relationship-driven approach, serving individuals, small businesses, and commercial clients. M&T Bank's competitive moat is built on its strong regional market share, conservative lending practices, and a history of successful acquisitions, establishing it as a reliable financial institution.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue8.0B9.4B9.2B9.6B6.3%9.5B10.0B10.3B3.5%
EPS11.5915.8514.7117.1013.8%18.9119.4221.1611.3%
Shares169.3M166.1M165.5M151.8M-10.3%144.9M
Debt7.2B13.2B13.6B13.0B22.0%18.2B
Equity25.3B27.0B29.0B29.2B4.8%
Op CF4.6B3.9B3.6B3.0B-13.1%3.0B
Inv CF16.6B-4.8B-9.7B-6.8B
Fin CF-21.0B4.2B-2.9B1.8B
Loading 1Y...
PRICE (1Y)+11.8%
225232240247254Jun 15Jul 8Jul 28
SMA 50SMA 200
Close
$252.61
RSI (14)
71.1
52W High
$255.00
From 52W High
1.0%

SCORE BREAKDOWN

Quality
62
ROIC (ROA)
1.4%*47.7
ROE
10.7%56.4
GP/Assets
4.4%N/A
Op. Margin
45.1%65.8
FCF/Assets
1.5%N/A
Piotroski
797.0
Int. Cover
50.0
D/E Ratio
0.45xN/A
Current Ratio
bankN/A
Value
43
P/E (TTM)
13.2x50.4
EV/EBITDA
bankN/A
P/FCF
11.4xN/A
P/B
1.4x37.9
P/S
3.8x49.1
Div Yield
2.4%28.4
Momentum
68
52W High %
99%77.7
RS 6M
12%75.9
SMA 50/200
1.10x73.9
EPS Rev 4W
+0.8%87.0
EPS Rev 12W
+0.9%67.4
EPS Improve
+11%34.5
Q Growth
14%48.6

FUNDAMENTALS

Market Cap
$36.2B
P/E (Forward)
11.8x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MTB are excluded.

TickerCompanyMkt CapStockRankSignal
MTBM&T Bank Corporation(you)$36.2B79BUY
CFGCitizens Financial Group, Inc.$30.4B72BUY
RFRegions Financial Corporation$26.3B70BUY
EWBCEast West Bancorp, Inc.$17.9B74BUY
KEYKeyCorp$24.3B67BUY
PNCThe PNC Financial Services Group, Inc.$100.1B77BUY
USBU.S. Bancorp$99.6B82STRONG BUY
WBSWebster Financial Corporation$12.3B82STRONG BUY
TFCTruist Financial Corporation$63.2B66BUY
UMBFUMB Financial Corporation$10.7B78BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

M&T Bank Corporation (MTB) — Stock Score Summary

M&T Bank Corporation (MTB) has a MoatMap StockRank of 79/100 based on Quality (62/100), Value (43/100), and Momentum (68/100) factor scores. The current signal is BUY.

M&T Bank Corporation is a regional bank holding company providing banking services, including checking and savings accounts, loans, and wealth management, primarily across the Mid-Atlantic and Northeastern United States. The bank emphasizes a relationship-driven approach, serving individuals, small businesses, and commercial clients. M&T Bank's competitive moat is built on its strong regional market share, conservative lending practices, and a history of successful acquisitions, establishing it as a reliable financial institution.

Key Financial Metrics

Price$252.61
Market Cap$36.2B
P/E (TTM)13.19
P/E (Forward)11.84
Price/Book1.42
Return on Equity10.7%
Debt/Equity0.45x
Operating Margin45.1%
Revenue Growth6.2%
Dividend Yield2.4%
Free Cash Flow$3.2B

M&T Bank Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is M&T Bank Corporation’s (MTB) StockRank?
MoatMap’s StockRank for M&T Bank Corporation (MTB) is 79/100, with a Buy signal. It is a composite of Quality (62), Value (43), and Momentum (68) factor ranks across MoatMap’s 20,000+ stock universe.
Does M&T Bank Corporation have an economic moat?
M&T Bank Corporation (MTB) has a Quality factor score of 62/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is M&T Bank Corporation a buy, hold, or sell?
MoatMap’s current signal for M&T Bank Corporation (MTB) is Buy, based on a StockRank of 79/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is M&T Bank Corporation in?
M&T Bank Corporation (MTB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).