Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
MTB
BuyPremium GrowerM&T Bank Corporation · Financial Services · United States · $34.3B · Avg Vol: $227M/d
COMPANY DESCRIPTION
M&T Bank Corporation is a regional bank holding company providing banking services, including checking and savings accounts, loans, and wealth management, primarily across the Mid-Atlantic and Northeastern United States. The bank emphasizes a relationship-driven approach, serving individuals, small businesses, and commercial clients. M&T Bank's competitive moat is built on its strong regional market share, conservative lending practices, and a history of successful acquisitions, establishing it as a reliable financial institution.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8.0B | 9.4B | 9.2B | 9.6B | 6.3% | 9.5B | 10.0B | 10.3B | 3.6% |
| EPS | 11.59 | 15.85 | 14.71 | 17.10 | 13.8% | 18.89 | 19.41 | 21.19 | 11.3% |
| Shares | 169.3M | 166.1M | 165.5M | 151.8M | -10.3% | 144.4M | — | — | — |
| Debt | 7.2B | 13.2B | 13.6B | 13.0B | 22.0% | 18.7B | — | — | — |
| Equity | 25.3B | 27.0B | 29.0B | 29.2B | 4.8% | — | — | — | — |
| Op CF | 4.6B | 3.9B | 3.6B | 3.0B | -13.1% | 3.8B | — | — | — |
| Inv CF | 16.6B | -4.8B | -9.7B | -6.8B | — | — | — | — | — |
| Fin CF | -21.0B | 4.2B | -2.9B | 1.8B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MTB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MTB | M&T Bank Corporation(you) | $34.3B | 68 | Buy |
| CFG | Citizens Financial Group, Inc. | $29.4B | 63 | Hold |
| RF | Regions Financial Corporation | $25.8B | 64 | Hold |
| HBAN | Huntington Bancshares Incorporated | $34.2B | 53 | Hold |
| EWBC | East West Bancorp, Inc. | $17.7B | 71 | Buy |
| KEY | KeyCorp | $23.4B | 59 | Hold |
| TFC | Truist Financial Corporation | $61.6B | 61 | Hold |
| FITB | Fifth Third Bancorp | $49.5B | 54 | Hold |
| FCNCA | First Citizens BancShares, Inc. | $24.8B | 52 | Hold |
| USB | U.S. Bancorp | $97.3B | 70 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%