First Citizens BancShares, Inc. (FCNCA) — Stock Score Summary

First Citizens BancShares, Inc. (FCNCA) has a MoatMap StockRank of 41/100 based on Quality (41/100), Value (34/100), and Momentum (52/100) factor scores. The current signal is HOLD. First Citizens BancShares is a well-managed bank that acquired SVB's assets at a deep discount. While it is a high-quality operator, regional banking does not align with our active macro themes, and the sector faces ongoing regulatory and deposit cost headwinds.

First Citizens BancShares, Inc. is a large bank holding company operating through its subsidiary, First Citizens Bank, providing a full range of retail and commercial banking services. It maintains a strong regional presence, particularly in the Southeastern US, with a focus on relationship banking and diversified financial services. The company has demonstrated growth through strategic acquisitions and a conservative lending approach.

Key Financial Metrics

Price$2K
Market Cap$23.3B
P/E (TTM)11.81
P/E (Forward)10.32
Price/Book1.18
Return on Equity10.2%
Gross Margin0.0%
Operating Margin34.2%
Revenue Growth4.9%
Dividend Yield0.4%

First Citizens BancShares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Citizens BancShares, Inc.’s (FCNCA) StockRank?
MoatMap’s StockRank for First Citizens BancShares, Inc. (FCNCA) is 41/100, with a Hold signal. It is a composite of Quality (41), Value (34), and Momentum (52) factor ranks across MoatMap’s 19,000+ stock universe.
Does First Citizens BancShares, Inc. have an economic moat?
First Citizens BancShares, Inc. (FCNCA) has a Quality factor score of 41/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Citizens BancShares, Inc. a buy, hold, or sell?
MoatMap’s current signal for First Citizens BancShares, Inc. (FCNCA) is Hold, based on a StockRank of 41/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is First Citizens BancShares, Inc. in?
First Citizens BancShares, Inc. (FCNCA) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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