Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CIZN
STRONG BUYCitizens Holding Company · Financial Services · United States · $57M · Avg Vol: $40K/d
93
StockRankGet insider-trade alerts
Q
53
V
66
M
75
P/E (TTM)
7.0x
ROE
14.7%
D/E
0.2x
Dividend %
0.2%
Loading 1Y...
PRICE (1Y)+6.9%
SMA 50SMA 200
Close
$10.10
RSI (14)
69.7
52W High
$10.25
From 52W High
1.0%
SCORE BREAKDOWN
Quality
53
ROIC (ROA)
0.5%*24.0
ROE
14.7%73.6
GP/Assets
3.5%N/A
Op. Margin
16.8%35.4
FCF/Assets
0.9%N/A
Piotroski
389.6
Int. Cover
—50.0
D/E Ratio
0.22xN/A
Current Ratio
bankN/A
Value
66
P/E (TTM)
7.0x83.5
EV/EBITDA
bankN/A
P/FCF
4.2xN/A
P/B
0.9x71.7
P/S
1.1x87.2
Div Yield
0.2%0.7
Momentum
75
52W High %
99%84.2
RS 6M
18%87.4
SMA 50/200
1.12x80.6
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
2%32.7
FUNDAMENTALS
Market Cap
$57M
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CIZN are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CIZN | Citizens Holding Company(you) | $57M | 93 | STRONG BUY |
| ASRV | AmeriServ Financial, Inc. | $74M | 91 | STRONG BUY |
| OPHC | OptimumBank Holdings, Inc. | $77M | 100 | STRONG BUY |
| HFBL | Home Federal Bancorp, Inc. of Louisiana | $67M | 81 | STRONG BUY |
| BOTJ | Bank of the James Financial Group, Inc. | $122M | 90 | STRONG BUY |
| AUBN | Auburn National Bancorporation, Inc. | $93M | 74 | BUY |
| BKSC | Bank of South Carolina Corporation | $95M | 71 | BUY |
| LARK | Landmark Bancorp, Inc. | $192M | 85 | STRONG BUY |
| UBCP | United Bancorp, Inc. | $94M | 69 | BUY |
| OPBK | OP Bancorp | $233M | 84 | STRONG BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%