First Financial Bankshares, Inc. (FFIN) — Stock Score Summary

First Financial Bankshares, Inc. (FFIN) has a MoatMap StockRank of 32/100 based on Quality (50/100), Value (25/100), and Momentum (44/100) factor scores. The current signal is SELL. First Financial Bankshares is a high-quality, well-run regional bank, but it lacks direct alignment with our high-conviction macro themes and does not offer asymmetric upside.

First Financial Bankshares, Inc. operates as a multi-bank holding company providing comprehensive commercial banking services across numerous communities in Texas. Its competitive advantage stems from deep community ties, local market expertise, and a diversified lending portfolio within the economically vibrant Texas region. This regional focus allows for strong deposit gathering, client relationships, and consistent profitability in its target markets.

Key Financial Metrics

Price$32.87
Market Cap$4.7B
P/E (TTM)17.58
P/E (Forward)15.13
Price/Book2.37
Return on Equity14.6%
Gross Margin0.0%
Operating Margin57.1%
Revenue Growth13.1%
Dividend Yield2.7%

First Financial Bankshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Financial Bankshares, Inc.’s (FFIN) StockRank?
MoatMap’s StockRank for First Financial Bankshares, Inc. (FFIN) is 32/100, with a Sell signal. It is a composite of Quality (50), Value (25), and Momentum (44) factor ranks across MoatMap’s 19,000+ stock universe.
Does First Financial Bankshares, Inc. have an economic moat?
First Financial Bankshares, Inc. (FFIN) has a Quality factor score of 50/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Financial Bankshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for First Financial Bankshares, Inc. (FFIN) is Sell, based on a StockRank of 32/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is First Financial Bankshares, Inc. in?
First Financial Bankshares, Inc. (FFIN) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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