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TCBS

HOLD

Texas Community Bancshares, Inc. · Financial Services · United States · $51M · Avg Vol: $27K/d

41
StockRank
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Q
45
V
46
M
43
P/E (TTM)
16.3x
ROE
5.7%
D/E
0.8x
Dividend %
1.0%
Loading 1Y...
PRICE (1Y)-0.5%
17.1817.5117.8318.1518.48Jun 15Jul 8Jul 28
SMA 50SMA 200
Close
$17.42
RSI (14)
39.0
52W High
$19.87
From 52W High
0.9%

SCORE BREAKDOWN

Quality
45
ROIC (ROA)
0.7%*28.3
ROE
5.7%29.3
GP/Assets
3.7%N/A
Op. Margin
23.2%42.3
FCF/Assets
0.5%N/A
Piotroski
389.6
Int. Cover
50.0
D/E Ratio
0.85xN/A
Current Ratio
bankN/A
Value
46
P/E (TTM)
16.3x35.6
EV/EBITDA
bankN/A
P/FCF
21.7xN/A
P/B
0.9x74.2
P/S
3.2x59.8
Div Yield
1.0%8.0
Momentum
43
52W High %
88%35.2
RS 6M
-8%33.1
SMA 50/200
1.03x52.8
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
30%63.8

FUNDAMENTALS

Market Cap
$51M
P/E (Forward)
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TCBS are excluded.

TickerCompanyMkt CapStockRankSignal
TCBSTexas Community Bancshares, Inc.(you)$51M41HOLD
NSTSNSTS Bancorp, Inc.$67M40HOLD
CLSTCatalyst Bancorp, Inc.$67M35HOLD
SSBISummit State Bank$89M38HOLD
CPBICentral Plains Bancshares, Inc.$83M47HOLD
FSEAFirst Seacoast Bancorp, Inc.$79M49HOLD
SFBCSound Financial Bancorp, Inc.$107M43HOLD
BYFCBroadway Financial Corporation$95M46HOLD
PBHCPathfinder Bancorp, Inc.$99M37HOLD
PROVProvident Financial Holdings, Inc.$108M45HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Texas Community Bancshares, Inc. (TCBS) — Stock Score Summary

Texas Community Bancshares, Inc. (TCBS) has a MoatMap StockRank of 41/100 based on Quality (45/100), Value (46/100), and Momentum (43/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price$17.42
Market Cap$51M
P/E (TTM)16.28
Price/Book0.88
Return on Equity5.7%
Debt/Equity0.85x
Operating Margin23.2%
Revenue Growth12.1%
Dividend Yield1.0%
Free Cash Flow$2M

Texas Community Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Texas Community Bancshares, Inc.’s (TCBS) StockRank?
MoatMap’s StockRank for Texas Community Bancshares, Inc. (TCBS) is 41/100, with a Hold signal. It is a composite of Quality (45), Value (46), and Momentum (43) factor ranks across MoatMap’s 20,000+ stock universe.
Does Texas Community Bancshares, Inc. have an economic moat?
Texas Community Bancshares, Inc. (TCBS) has a Quality factor score of 45/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Texas Community Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Texas Community Bancshares, Inc. (TCBS) is Hold, based on a StockRank of 41/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Texas Community Bancshares, Inc. in?
Texas Community Bancshares, Inc. (TCBS) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).