Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
KFFB
HoldHot AirKentucky First Federal Bancorp · Financial Services · United States · $50M · Avg Vol: $38K/d
37
StockRankGet insider-trade alerts
Q
30
V
35
M
64
P/E (TTM)
24.8x
ROE
3.9%
D/E
1.4x
Dividend %
—
COMPANY DESCRIPTION
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc. that provides various banking products and services in Kentucky.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 9.7M | 9.1M | 7.2M | — | -13.5% | 11.5M |
| EPS | 0.19 | 0.11 | -0.21 | 0.02 | -52.8% | 0.25 |
| Shares | 8.2M | 8.1M | 8.1M | — | -0.8% | 8.1M |
| Debt | 34.1M | 70.1M | 69.0M | — | 42.3% | 48.6M |
| Equity | 52.0M | 50.7M | 48.0M | — | -3.9% | — |
| Op CF | 2.6M | 1.2M | -1.5M | — | -56.4% | -1.5M |
| Inv CF | 13.3M | -39.5M | -16.6M | — | — | — |
| Fin CF | -11.8M | 20.7M | 28.2M | — | — | — |
Loading 1Y...
PRICE (1Y)+6.0%
SMA 50SMA 200
Close
$5.67
RSI (14)
53.6
52W High
$6.45
From 52W High
0.9%
SCORE BREAKDOWN
Quality
30
ROIC (ROA)
0.5%*23.7
ROE
3.9%22.4
GP/Assets
3.1%N/A
Op. Margin
29.3%45.7
FCF/Assets
-0.4%N/A
Piotroski
321.0
Int. Cover
—50.0
D/E Ratio
1.44xN/A
Current Ratio
bankN/A
Value
35
P/E (TTM)
24.8x17.7
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.0x61.5
P/S
4.4x40.4
Div Yield
—N/A
Momentum
64
52W High %
88%39.9
RS 6M
5%63.0
SMA 50/200
1.14x82.4
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
286%92.6
FUNDAMENTALS
Market Cap
$50M
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of KFFB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| KFFB | Kentucky First Federal Bancorp(you) | $50M | 37 | Hold |
| TCBS | Texas Community Bancshares, Inc. | $50M | 44 | Hold |
| NSTS | NSTS Bancorp, Inc. | $69M | 42 | Hold |
| CLST | Catalyst Bancorp, Inc. | $71M | 30 | Sell |
| FSEA | First Seacoast Bancorp, Inc. | $81M | 49 | Hold |
| FDSB | Fifth District Bancorp, Inc. | $96M | 46 | Hold |
| BSBK | Bogota Financial Corp. | $118M | 43 | Hold |
| RVSB | Riverview Bancorp, Inc. | $103M | 26 | Sell |
| WSBK | Winchester Bancorp, Inc. | $116M | 28 | Sell |
| SRBK | SR Bancorp, Inc. | $142M | 30 | Sell |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%