Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CNO
HOLDFLAGCNO Financial Group, Inc. · Financial Services · United States · $5.0B · Avg Vol: $41M/d
CNO Financial has exceptional momentum at M84 with a buyback on file, but quality at Q46 is below the calibrated floor and value V47 is offset, so stage one fails. Insider selling is separately adverse.
COMPANY DESCRIPTION
CNO Financial Group, Inc. is an insurance holding company specializing in health, life, and annuity products tailored to middle-income Americans, particularly seniors, through brands such as Bankers Life and Colonial Penn. The company's competitive advantage lies in its deep understanding of this demographic, extensive agent distribution network, and specialized product offerings that address the unique financial and healthcare needs of its target market. CNO Financial Group holds a leading position in serving this specific, growing segment of the U.S. population.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.6B | 4.1B | 4.4B | 4.5B | 7.9% | 4.6B | 4.0B | 4.2B | -3.2% |
| EPS | 3.43 | 2.44 | 3.81 | 2.35 | -11.8% | 2.90 | 2.42 | 2.66 | 6.4% |
| Shares | 114.3M | 109.4M | 101.6M | 94.5M | -17.4% | 92.5M | — | — | — |
| Debt | 3.9B | 4.2B | 4.5B | 4.1B | 1.4% | 4.6B | — | — | — |
| Equity | 1.8B | 2.2B | 2.5B | 2.6B | 14.3% | — | — | — | — |
| Op CF | 495.4M | 582.9M | 627.7M | 675.7M | 10.9% | 698.9M | — | — | — |
| Inv CF | -1.8B | -872.3M | -1.5B | -1.7B | — | — | — | — | — |
| Fin CF | 1.2B | 533.5M | 2.0B | -22.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CNO are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CNO | CNO Financial Group, Inc.(you) | $5.0B | 57 | HOLD |
| GNW | Genworth Financial, Inc. | $3.8B | 64 | HOLD |
| FG | F&G Annuities & Life, Inc. | $3.9B | 42 | HOLD |
| JXN | Jackson Financial Inc. | $8.3B | 45 | HOLD |
| UNM | Unum Group | $13.8B | 54 | HOLD |
| GL | Globe Life Inc. | $13.5B | 65 | BUY |
| BHF | Brighthouse Financial, Inc. | $3.6B | 80 | STRONG BUY |
| LNC | Lincoln National Corporation | $7.9B | 81 | STRONG BUY |
| PRI | Primerica, Inc. | $9.8B | 77 | BUY |
| ABX | Abacus Global Management, Inc. | $996M | 39 | HOLD |
Peer medians: ROE 9.7% · P/E 13.4x · Gross margin 100.0%