BHF

BuyBargain BinFLAG

Brighthouse Financial, Inc. · Financial Services · United States · $3.0B · Avg Vol: $62M/d

Bargain Bin: Looks like a bargain; the quality and the trend say why it is in the bin.

73
StockRank
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Quality
40
Value
82
Momentum
45
P/E (TTM)
4.0x
peers 12.7x
ROE
13.5%
peers 9.6%
D/E
1.8x
peers 0.3x
Dividend %
—
trailing yield
AI CONVICTION THESIS

Insufficient evidence for a screen-pass. Brighthouse Financial, Inc.: fails the quant gate on quality, momentum (Q40/V82/M44; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

ABOUT BRIGHTHOUSE FINANCIAL, INC.

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Brighthouse Financial, Inc. is a leading provider of annuity and life insurance products in the United States, offering solutions designed to help individuals achieve financial security. The company benefits from a diversified product portfolio, strong distribution capabilities through independent financial advisors, and robust risk management expertise. Brighthouse is a focused annuity and life insurance specialist serving the retirement market.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue—6.6B4.0B4.4B6.4B-1.2%6.8B6.4B6.5B1.0%
EPS-2.5355.29-18.654.885.79-52.9%12.613.954.18-15.1%
Shares—68.3M63.5M58.6M57.2M-16.3%57.5M———
Debt—3.2B3.2B3.2B3.2B-0.0%11.8B———
Equity—5.5B4.9B5.0B6.8B6.9%————
Op CF—-1.2B-137.0M-290.0M259.0M—-538.0M———
Inv CF—-8.3B-3.2B-2.2B751.0M—————
Fin CF—9.1B3.1B3.7B-668.0M—————
Loading 1Y...
PRICE (1Y)-10.2%
48.7951.4854.1756.8559.5413 Aug3 Sep24 Sep
SMA 50SMA 200

Close
$53.46
RSI (14)
48.7
52-Week Range-20.0% from high
Low $44.51High $66.80

SCORE BREAKDOWN

Quality
40
ROIC (ROA)
0.3%*18.7
ROE
13.5%67.4
GP/Assets
1.0%7.0
Op. Margin
77.8%87.2
FCF/Assets
n/mN/A
Piotroski
685.8
Int. Cover
7.4x45.3
D/E Ratio
1.78x19.0
Current Ratio
0.77x22.3
Value
82
P/E (TTM)
4.0x94.9
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
0.4x93.2
P/S
0.4x96.1
Div Yield
—N/A
Momentum
45
52W High %
80%26.6
RS 6M
-29%8.1
SMA 50/200
0.92x13.8
EPS Rev 4W
+0.3%61.5
EPS Rev 12W
+3.7%80.2
EPS Improve
+60%77.1
Q Growth
1054%97.7

FUNDAMENTALS

Market Cap
$3.0B
P/E (Forward)
2.5x
Gross Margin
35.4%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BHF are excluded.

TickerCompanyMkt CapStockRankSignal
BHFBrighthouse Financial, Inc.(you)$3.0B73Buy
GNWGenworth Financial, Inc.$3.6B57Hold
CNOCNO Financial Group, Inc.$5.0B63Hold
PRIPrimerica, Inc.$8.5B71Buy
LNCLincoln National Corporation$7.9B82Strong Buy
FGF&G Annuities & Life, Inc.$2.8B41Hold
GLGlobe Life Inc.$13.0B62Hold
JXNJackson Financial Inc.$8.8B53Hold
UNMUnum Group$15.0B53Hold
SNFCASecurity National Financial Corporation$225M72Buy

Peer medians: ROE 9.6% · P/E 12.7x · Gross margin 100.0%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Brighthouse Financial, Inc. (BHF): Stock Score Summary

Brighthouse Financial, Inc. (BHF) has a MoatMap StockRank of 73/100 based on Quality (40/100), Value (82/100), and Momentum (45/100) factor scores. The current signal is BUY. Insufficient evidence for a screen-pass. Brighthouse Financial, Inc.: fails the quant gate on quality, momentum (Q40/V82/M44; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

Brighthouse Financial, Inc. is a leading provider of annuity and life insurance products in the United States, offering solutions designed to help individuals achieve financial security. The company benefits from a diversified product portfolio, strong distribution capabilities through independent financial advisors, and robust risk management expertise. Brighthouse is a focused annuity and life insurance specialist serving the retirement market.

Key Financial Metrics

Price$53.46
Market Cap$3.0B
P/E (TTM)3.96
P/E (Forward)2.48
Price/Book0.44
Return on Equity13.5%
Debt/Equity1.78x
Gross Margin35.4%
Operating Margin77.8%
Revenue Growth86.7%
Free Cash Flow$19.9B

Brighthouse Financial, Inc. operates in the Insurance - Life industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Brighthouse Financial, Inc.’s (BHF) StockRank?
MoatMap’s StockRank for Brighthouse Financial, Inc. (BHF) is 73/100, with a Buy signal. It is a composite of Quality (40), Value (82), and Momentum (45) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Brighthouse Financial, Inc. have an economic moat?
Brighthouse Financial, Inc. (BHF) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Brighthouse Financial, Inc. a buy, hold, or sell?
MoatMap’s current signal for Brighthouse Financial, Inc. (BHF) is Buy, based on a StockRank of 73/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Brighthouse Financial, Inc. in?
Brighthouse Financial, Inc. (BHF) operates in the Financial Services sector, specifically the Insurance - Life industry (United States).