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LNC

STRONG BUY

Lincoln National Corporation · Financial Services · United States · $7.9B · Avg Vol: $94M/d

81
StockRank
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Q
32
V
83
M
61
P/E (TTM)
3.8x
ROE
22.6%
D/E
0.6x
Dividend %
3.9%

COMPANY DESCRIPTION

Lincoln National Corporation is a diversified financial services company providing life insurance, annuities, group protection, and retirement plan services. It is a well-established player in the U.S. insurance and retirement solutions market, leveraging its broad product portfolio, trusted brand, and extensive distribution network. The company focuses on helping individuals and employers achieve financial security through long-term savings and protection products, maintaining a strong capital position.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue18.9B11.7B18.0B18.3B-1.0%19.4B19.0B19.6B3.5%
EPS7.937.93-4.9218.665.94-7.0%11.875.666.151.7%
Shares169.2M169.7M170.4M190.1M+12.3%191.4M
Debt6.6B6.1B6.4B6.4B-1.0%7.2B
Equity5.1B6.9B8.3B10.9B28.8%
Op CF3.6B-2.1B-2.0B-167.0M-1.3B
Inv CF-11.6B-3.3B821.0M-4.0B
Fin CF8.8B5.4B3.6B7.9B
Loading 1Y...
PRICE (1Y)+24.9%
35.3538.2641.1744.0947.00Jun 29Jul 21Aug 10
SMA 50SMA 200

Close
$45.68
RSI (14)
65.5
52W High
$47.67
From 52W High
1.0%

SCORE BREAKDOWN

Quality
32
ROIC (ROA)
0.3%*17.0
ROE
22.6%88.1
GP/Assets
1.3%8.7
Op. Margin
4.6%25.0
FCF/Assets
n/mN/A
Piotroski
28.6
Int. Cover
6.9x42.2
D/E Ratio
0.64x37.1
Current Ratio
2.18x60.6
Value
83
P/E (TTM)
3.8x95.6
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
0.8x78.8
P/S
0.5x96.1
Div Yield
3.9%51.4
Momentum
61
52W High %
96%65.5
RS 6M
4%72.5
SMA 50/200
1.02x48.7
EPS Rev 4W
+1.7%65.2
EPS Rev 12W
+2.0%72.3
EPS Improve
-28%9.8
Q Growth
91%84.1

FUNDAMENTALS

Market Cap
$7.9B
P/E (Forward)
5.4x
Gross Margin
27.1%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of LNC are excluded.

TickerCompanyMkt CapStockRankSignal
LNCLincoln National Corporation(you)$7.9B81STRONG BUY
PRIPrimerica, Inc.$9.8B77BUY
BHFBrighthouse Financial, Inc.$3.6B80STRONG BUY
GLGlobe Life Inc.$13.5B65BUY
GNWGenworth Financial, Inc.$3.8B64HOLD
CNOCNO Financial Group, Inc.$5.0B57HOLD
JXNJackson Financial Inc.$8.3B45HOLD
UNMUnum Group$13.8B54HOLD
PRUPrudential Financial, Inc.$41.7B74BUY
FGF&G Annuities & Life, Inc.$3.9B42HOLD

Peer medians: ROE 9.7% · P/E 13.4x · Gross margin 100.0%

Lincoln National Corporation (LNC): Stock Score Summary

Lincoln National Corporation (LNC) has a MoatMap StockRank of 81/100 based on Quality (32/100), Value (83/100), and Momentum (61/100) factor scores. The current signal is STRONG BUY.

Lincoln National Corporation is a diversified financial services company providing life insurance, annuities, group protection, and retirement plan services. It is a well-established player in the U.S. insurance and retirement solutions market, leveraging its broad product portfolio, trusted brand, and extensive distribution network. The company focuses on helping individuals and employers achieve financial security through long-term savings and protection products, maintaining a strong capital position.

Key Financial Metrics

Price$45.68
Market Cap$7.9B
P/E (TTM)3.85
P/E (Forward)5.36
Price/Book0.84
Return on Equity22.6%
Debt/Equity0.64x
Gross Margin27.1%
Operating Margin4.6%
Revenue Growth12.6%
Dividend Yield3.9%
Free Cash Flow$2.9B

Lincoln National Corporation operates in the Insurance - Life industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Lincoln National Corporation’s (LNC) StockRank?
MoatMap’s StockRank for Lincoln National Corporation (LNC) is 81/100, with a Strong Buy signal. It is a composite of Quality (32), Value (83), and Momentum (61) factor ranks across MoatMap’s 20,000+ stock universe.
Does Lincoln National Corporation have an economic moat?
Lincoln National Corporation (LNC) has a Quality factor score of 32/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Lincoln National Corporation a buy, hold, or sell?
MoatMap’s current signal for Lincoln National Corporation (LNC) is Strong Buy, based on a StockRank of 81/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Lincoln National Corporation in?
Lincoln National Corporation (LNC) operates in the Financial Services sector, specifically the Insurance - Life industry (United States).