Lincoln National Corporation (LNC) — Stock Score Summary

Lincoln National Corporation (LNC) has a MoatMap StockRank of 45/100 based on Quality (39/100), Value (74/100), and Momentum (18/100) factor scores. The current signal is HOLD. Lincoln National is a life insurer with legacy balance sheet issues and high sensitivity to interest rate volatility. It lacks pricing power, has low ROIC, and does not align with any of our high-conviction macro themes.

Lincoln National Corporation is a diversified financial services company providing life insurance, annuities, group protection, and retirement plan services. It is a well-established player in the U.S. insurance and retirement solutions market, leveraging its broad product portfolio, trusted brand, and extensive distribution network. The company focuses on helping individuals and employers achieve financial security through long-term savings and protection products, maintaining a strong capital position.

Key Financial Metrics

Price$34.04
Market Cap$6.7B
P/E (TTM)3.72
P/E (Forward)4.08
Price/Book0.71
Return on Equity18.8%
Debt/Equity65.73
Gross Margin27.0%
Operating Margin-4.1%
Revenue Growth12.5%
Dividend Yield5.3%
Free Cash Flow$2.9B

Lincoln National Corporation operates in the Insurance - Life industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Lincoln National Corporation’s (LNC) StockRank?
MoatMap’s StockRank for Lincoln National Corporation (LNC) is 45/100, with a Hold signal. It is a composite of Quality (39), Value (74), and Momentum (18) factor ranks across MoatMap’s 19,000+ stock universe.
Does Lincoln National Corporation have an economic moat?
Lincoln National Corporation (LNC) has a Quality factor score of 39/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Lincoln National Corporation a buy, hold, or sell?
MoatMap’s current signal for Lincoln National Corporation (LNC) is Hold, based on a StockRank of 45/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Lincoln National Corporation in?
Lincoln National Corporation (LNC) operates in the Financial Services sector, specifically the Insurance - Life industry (United States).
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