LNC

Strong BuySecond WindFLAG

Lincoln National Corporation · Financial Services · United States · $7.9B · Avg Vol: $80M/d

Second Wind: Cheap and rising again, but the business does not yet earn the optimism.

82
StockRank
Get insider-trade alerts
Quality
33
Value
85
Momentum
60
P/E (TTM)
3.6x
peers 12.7x
ROE
22.6%
peers 9.6%
D/E
0.6x
peers 0.3x
Dividend %
4.3%
trailing yield
AI CONVICTION THESIS

Insufficient evidence for a screen-pass. Lincoln National Corporation: fails the quant gate on quality (Q33/V83/M64; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.

ABOUT LINCOLN NATIONAL CORPORATION

Read

Lincoln National Corporation is a diversified financial services company providing life insurance, annuities, group protection, and retirement plan services. It is a well-established player in the U.S. insurance and retirement solutions market, leveraging its broad product portfolio, trusted brand, and extensive distribution network. The company focuses on helping individuals and employers achieve financial security through long-term savings and protection products, maintaining a strong capital position.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue—18.9B11.7B18.0B18.3B-1.0%19.4B19.1B19.8B3.9%
EPS7.937.93-4.9218.665.94-7.0%11.875.736.282.8%
Shares—169.2M169.7M170.4M190.1M+12.3%191.4M———
Debt—6.6B6.1B6.4B6.4B-1.0%7.2B———
Equity—5.1B6.9B8.3B10.9B28.8%————
Op CF—3.6B-2.1B-2.0B-167.0M—-1.3B———
Inv CF—-11.6B-3.3B821.0M-4.0B—————
Fin CF—8.8B5.4B3.6B7.9B—————
Loading 1Y...
PRICE (1Y)-8.6%
41.0142.1743.3344.5045.6613 Aug3 Sep24 Sep
SMA 50SMA 200

Close
$41.39
RSI (14)
17.0
52-Week Range-13.2% from high
Low $31.40High $47.67

SCORE BREAKDOWN

Quality
33
ROIC (ROA)
0.3%*17.6
ROE
22.6%86.6
GP/Assets
1.3%8.9
Op. Margin
4.6%24.5
FCF/Assets
n/mN/A
Piotroski
29.0
Int. Cover
6.9x44.3
D/E Ratio
0.64x38.3
Current Ratio
2.18x60.6
Value
85
P/E (TTM)
3.6x96.3
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
0.8x80.3
P/S
0.4x96.2
Div Yield
4.3%55.8
Momentum
60
52W High %
87%43.9
RS 6M
1%60.7
SMA 50/200
1.12x78.5
EPS Rev 4W
+2.0%85.2
EPS Rev 12W
+4.4%82.0
EPS Improve
-27%9.6
Q Growth
91%83.2

FUNDAMENTALS

Market Cap
$7.9B
P/E (Forward)
4.9x
Gross Margin
27.1%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of LNC are excluded.

TickerCompanyMkt CapStockRankSignal
LNCLincoln National Corporation(you)$7.9B82Strong Buy
PRIPrimerica, Inc.$8.5B71Buy
BHFBrighthouse Financial, Inc.$3.0B73Buy
CNOCNO Financial Group, Inc.$5.0B62Hold
GLGlobe Life Inc.$13.0B61Hold
JXNJackson Financial Inc.$8.8B52Hold
PRUPrudential Financial, Inc.$40.6B81Strong Buy
GNWGenworth Financial, Inc.$3.6B55Hold
UNMUnum Group$15.0B47Hold
FGF&G Annuities & Life, Inc.$2.8B40Hold

Peer medians: ROE 9.6% · P/E 12.7x · Gross margin 100.0%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

Lincoln National Corporation (LNC): Stock Score Summary

Lincoln National Corporation (LNC) has a MoatMap StockRank of 82/100 based on Quality (33/100), Value (85/100), and Momentum (60/100) factor scores. The current signal is STRONG BUY. Insufficient evidence for a screen-pass. Lincoln National Corporation: fails the quant gate on quality (Q33/V83/M64; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

Lincoln National Corporation is a diversified financial services company providing life insurance, annuities, group protection, and retirement plan services. It is a well-established player in the U.S. insurance and retirement solutions market, leveraging its broad product portfolio, trusted brand, and extensive distribution network. The company focuses on helping individuals and employers achieve financial security through long-term savings and protection products, maintaining a strong capital position.

Key Financial Metrics

Price$41.39
Market Cap$7.9B
P/E (TTM)3.56
P/E (Forward)4.86
Price/Book0.78
Return on Equity22.6%
Debt/Equity0.64x
Gross Margin27.1%
Operating Margin4.6%
Revenue Growth12.6%
Dividend Yield4.3%
Free Cash Flow$2.9B

Lincoln National Corporation operates in the Insurance - Life industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Lincoln National Corporation’s (LNC) StockRank?
MoatMap’s StockRank for Lincoln National Corporation (LNC) is 82/100, with a Strong Buy signal. It is a composite of Quality (33), Value (85), and Momentum (60) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Lincoln National Corporation have an economic moat?
Lincoln National Corporation (LNC) has a Quality factor score of 33/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Lincoln National Corporation a buy, hold, or sell?
MoatMap’s current signal for Lincoln National Corporation (LNC) is Strong Buy, based on a StockRank of 82/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Lincoln National Corporation in?
Lincoln National Corporation (LNC) operates in the Financial Services sector, specifically the Insurance - Life industry (United States).