Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

PEBO

STRONG BUYFLAG

Peoples Bancorp Inc. · Financial Services · United States · $1.4B · Avg Vol: $14M/d

85
StockRank
Get insider-trade alerts
Q
47
V
53
M
80
P/E (TTM)
12.6x
ROE
9.5%
D/E
0.6x
Dividend %
4.2%
AI CONVICTION THESIS

Peoples Bancorp has strong momentum at M77 but quality at Q47 is below the calibrated floor and value V56 is modest, so stage one fails.

COMPANY DESCRIPTION

Peoples Bancorp Inc. is a diversified financial services company operating primarily in Ohio, West Virginia, and Kentucky, through its subsidiary Peoples Bank. The company offers a broad range of consumer, commercial, and wealth management services. It maintains a strong regional market position through its extensive branch network and diversified service offerings, competing as a leading community bank in its operational footprint.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue323.7M422.5M443.8M454.0M11.9%424.0M488.2M527.2M7.8%
EPS3.613.463.343.03-5.7%3.123.503.7411.1%
Shares28.2M35.2M35.5M35.6M+26.3%35.9M
Debt501.1M634.6M413.2M714.1M12.5%709.6M
Equity785.3M1.1B1.1B1.2B15.4%
Op CF119.8M143.6M143.2M134.7M4.0%135.0M
Inv CF-414.2M-132.9M-344.3M-424.4M
Fin CF32.7M262.0M-7.9M261.0M
Loading 1Y...
PRICE (1Y)+17.7%
35.7337.3538.9840.6042.23Jun 15Jul 8Jul 28
SMA 50SMA 200
Close
$42.23
RSI (14)
84.4
52W High
$42.29
From 52W High
1.0%

SCORE BREAKDOWN

Quality
47
ROIC (ROA)
1.2%*42.0
ROE
9.5%49.0
GP/Assets
4.3%N/A
Op. Margin
37.1%55.9
FCF/Assets
1.4%N/A
Piotroski
444.0
Int. Cover
50.0
D/E Ratio
0.59xN/A
Current Ratio
bankN/A
Value
53
P/E (TTM)
12.6x53.9
EV/EBITDA
bankN/A
P/FCF
11.1xN/A
P/B
1.2x49.4
P/S
3.3x57.1
Div Yield
4.2%53.6
Momentum
80
52W High %
100%96.7
RS 6M
29%94.1
SMA 50/200
1.14x84.9
EPS Rev 4W
+0.8%87.3
EPS Rev 12W
+1.0%68.4
EPS Improve
+20%47.0
Q Growth
19%54.5

FUNDAMENTALS

Market Cap
$1.4B
P/E (Forward)
10.5x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PEBO are excluded.

TickerCompanyMkt CapStockRankSignal
PEBOPeoples Bancorp Inc.(you)$1.4B85STRONG BUY
BHRBBurke & Herbert Financial Services Corp.$1.4B85STRONG BUY
FMBHFirst Mid Bancshares, Inc.$1.4B84STRONG BUY
UVSPUnivest Financial Corporation$1.2B84STRONG BUY
BYByline Bancorp, Inc.$1.8B85STRONG BUY
CTBICommunity Trust Bancorp, Inc.$1.4B88STRONG BUY
TMPTompkins Financial Corporation$1.4B90STRONG BUY
CFFNCapitol Federal Financial, Inc.$1.1B85STRONG BUY
BFSTBusiness First Bancshares, Inc.$1.0B85STRONG BUY
SRCE1st Source Corporation$2.1B85STRONG BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Peoples Bancorp Inc. (PEBO) — Stock Score Summary

Peoples Bancorp Inc. (PEBO) has a MoatMap StockRank of 85/100 based on Quality (47/100), Value (53/100), and Momentum (80/100) factor scores. The current signal is STRONG BUY. Peoples Bancorp has strong momentum at M77 but quality at Q47 is below the calibrated floor and value V56 is modest, so stage one fails.

Peoples Bancorp Inc. is a diversified financial services company operating primarily in Ohio, West Virginia, and Kentucky, through its subsidiary Peoples Bank. The company offers a broad range of consumer, commercial, and wealth management services. It maintains a strong regional market position through its extensive branch network and diversified service offerings, competing as a leading community bank in its operational footprint.

Key Financial Metrics

Price$42.23
Market Cap$1.4B
P/E (TTM)12.63
P/E (Forward)10.51
Price/Book1.16
Return on Equity9.5%
Debt/Equity0.59x
Operating Margin37.1%
Revenue Growth6.7%
Dividend Yield4.2%
Free Cash Flow$130M

Peoples Bancorp Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Peoples Bancorp Inc.’s (PEBO) StockRank?
MoatMap’s StockRank for Peoples Bancorp Inc. (PEBO) is 85/100, with a Strong Buy signal. It is a composite of Quality (47), Value (53), and Momentum (80) factor ranks across MoatMap’s 20,000+ stock universe.
Does Peoples Bancorp Inc. have an economic moat?
Peoples Bancorp Inc. (PEBO) has a Quality factor score of 47/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Peoples Bancorp Inc. a buy, hold, or sell?
MoatMap’s current signal for Peoples Bancorp Inc. (PEBO) is Strong Buy, based on a StockRank of 85/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Peoples Bancorp Inc. in?
Peoples Bancorp Inc. (PEBO) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).