GPMT
SinkerGranite Point Mortgage Trust Inc. · Real Estate · United States · $52M cap · $127K/day traded
$2.76 -3.2% · close 11 Nov · scored 12 Nov
Sinker: Weak business, rich price and weak momentum. Nothing here to keep it afloat.
As of 12 Nov 2026, the MoatMap Score for Granite Point Mortgage Trust Inc. (GPMT) is 12/100, ranked against 25,000+ stocks in 38 markets (Quality 33, Value 35, Momentum 20, each scored against its sector).
Does the score work? Each tenth of the ranking, tracked monthly. See the record →
ABOUT GRANITE POINT MORTGAGE TRUST INC.
Read
Granite Point Mortgage Trust Inc. is a real estate investment trust (REIT) that originates, invests in, and manages senior floating-rate commercial mortgage loans and other debt-like instruments. The company targets middle-market commercial real estate sponsors across major US metropolitan areas, focusing on institutional-quality properties. It operates as an externally managed REIT, maintaining a defensive portfolio structure primarily composed of first-mortgage loans.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 78.3M | 79.4M | 39.9M | 44.1M | -17.4% | 44.1M | 33.6M | 36.8M | -8.6% |
| EPS | -1.04 | -1.50 | -4.39 | -1.16 | — | -32.45 | -15.23 | -6.89 | — |
| Shares | 52.4M | 50.6M | 48.8M | 47.6M | -9.1% | — | — | — | — |
| Debt | 1.4B | 1.1B | 875.1M | 732.8M | -19.7% | 953.1M | — | — | — |
| Equity | 983.5M | 858.9M | 619.1M | 552.7M | -17.5% | — | — | — | — |
| Op CF | 58.9M | 52.1M | 8.8M | 2.7M | -64.4% | 5.7M | — | — | — |
| Inv CF | 408.6M | 561.4M | 435.2M | 299.0M | — | — | — | — | — |
| Fin CF | -531.7M | -554.5M | -528.7M | -336.1M | — | — | — | — | — |
Made a new 52-week low 1 trading day ago, 89% below its 52-week high. The fall has not stopped yet.
Swung more than 72% of stocks we rank over the past year (volatility 58% a year).
How this is worked out
The MoatMap Score weighs the business, its price and its trend. The price check reads only the chart: the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: how much the price moved day to day over the past year, scaled to a yearly figure (annualised volatility) and ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Real Estate, ranked by industry match, size, and score similarity. Cross-listings of GPMT are excluded.
| Ticker | Company | Mkt Cap | Score |
|---|---|---|---|
| GPMT | Granite Point Mortgage Trust Inc.(you) | $52M | 12 |
| RPT | Rithm Property Trust Inc. | $88M | 20 |
| CHMI | Cherry Hill Mortgage Investment Corporation | $96M | 25 |
| MITT | TPG Mortgage Investment Trust, Inc. | $173M | 15 |
| AOMR | Angel Oak Mortgage REIT, Inc. | $184M | 15 |
| ACR | ACRES Commercial Realty Corp. | $183M | 18 |
| RC | Ready Capital Corporation | $174M | 4 |
| CMTG | Claros Mortgage Trust, Inc. | $171M | 3 |
| ACRE | Ares Commercial Real Estate Corporation | $186M | 21 |
| KREF | KKR Real Estate Finance Trust Inc. | $337M | 15 |
Peer medians: ROE 4.3% · P/E 23.9x · Gross margin 65.4%
Company Deep Dive
A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.