Ready Capital Corporation (RC) — Stock Score Summary

Ready Capital Corporation (RC) has a MoatMap StockRank of 9/100 based on Quality (31/100), Value (42/100), and Momentum (17/100) factor scores. The current signal is STRONG SELL. Ready Capital is a real estate finance company that originates and services small-to-medium balance commercial loans. It is highly sensitive to credit cycles and interest rate volatility, lacking the asset-light compounder profile we seek.

Ready Capital Corporation is a multi-strategy real estate finance company that originates, acquires, finances, and services small-to-medium balance commercial loans. The company's competitive moat is sustained by its leading market position as a non-bank lender in the Small Balance Commercial (SBC) and SBA 7(a) loan segments. It operates as a specialty finance REIT, generating attractive risk-adjusted returns through a highly diversified, yield-producing loan portfolio and robust servicing platform.

Key Financial Metrics

Price$1.68
Market Cap$298M
P/E (Forward)-2.95
Price/Book0.23
Return on Equity-28.5%
Debt/Equity324.32
Gross Margin0.0%
Operating Margin162.7%
Dividend Yield2.3%

Ready Capital Corporation operates in the REIT - Mortgage industry, part of the Real Estate sector (United States).

Frequently Asked Questions

What is Ready Capital Corporation’s (RC) StockRank?
MoatMap’s StockRank for Ready Capital Corporation (RC) is 9/100, with a Strong Sell signal. It is a composite of Quality (31), Value (42), and Momentum (17) factor ranks across MoatMap’s 19,000+ stock universe.
Does Ready Capital Corporation have an economic moat?
Ready Capital Corporation (RC) has a Quality factor score of 31/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Ready Capital Corporation a buy, hold, or sell?
MoatMap’s current signal for Ready Capital Corporation (RC) is Strong Sell, based on a StockRank of 9/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Ready Capital Corporation in?
Ready Capital Corporation (RC) operates in the Real Estate sector, specifically the REIT - Mortgage industry (United States).
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