Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
TCBI
HoldFallen FavouriteTexas Capital Bancshares, Inc. · Financial Services · United States · $4.3B · Avg Vol: $40M/d
COMPANY DESCRIPTION
Texas Capital Bancshares, Inc. is a bank holding company for Texas Capital Bank, which provides specialized commercial banking services to middle-market businesses and high-net-worth individuals across Texas. The company's competitive moat is derived from its concentrated focus on the robust and growing Texas market, fostering deep relationships with its commercial clientele through tailored financial solutions. Texas Capital Bank is a leading regional institution, recognized for its expertise in commercial lending and treasury management.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 976.8M | 1.1B | 932.3M | 1.3B | 8.7% | 1.3B | 1.3B | 1.4B | 6.7% |
| EPS | 6.25 | 3.58 | 1.29 | 6.86 | 3.2% | 7.69 | 7.47 | 8.30 | 10.0% |
| Shares | 48.8M | 47.2M | 46.2M | 44.3M | -9.3% | 43.5M | — | — | — |
| Debt | 2.1B | 2.4B | 1.5B | 920.6M | -24.4% | 893.3M | — | — | — |
| Equity | 3.1B | 3.2B | 3.4B | 3.6B | 5.9% | — | — | — | — |
| Op CF | 148.0M | 373.7M | 480.1M | 360.2M | 34.5% | 487.8M | — | — | — |
| Inv CF | 3.3B | -1.8B | -2.5B | -1.9B | — | — | — | — | — |
| Fin CF | -6.4B | -387.7M | 1.9B | 404.3M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TCBI are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| TCBI | Texas Capital Bancshares, Inc.(you) | $4.3B | 45 | Hold |
| FFIN | First Financial Bankshares, Inc. | $4.8B | 44 | Hold |
| EBC | Eastern Bankshares, Inc. | $5.1B | 47 | Hold |
| VLYPO | Valley National Bancorp | $3.3B | 44 | Hold |
| BKU | BankUnited, Inc. | $3.3B | 46 | Hold |
| BANF | BancFirst Corporation | $3.7B | 40 | Hold |
| TFSL | TFS Financial Corporation | $4.9B | 38 | Hold |
| CBU | Community Financial System, Inc. | $3.3B | 49 | Hold |
| FBK | FB Financial Corporation | $2.9B | 47 | Hold |
| BANC | Banc of California, Inc. | $2.9B | 42 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%