Texas Capital Bancshares, Inc. (TCBI) — Stock Score Summary

Texas Capital Bancshares, Inc. (TCBI) has a MoatMap StockRank of 43/100 based on Quality (42/100), Value (29/100), and Momentum (59/100) factor scores. The current signal is HOLD. Texas Capital Bancshares is a regional bank highly sensitive to interest rate volatility and credit cycles. It lacks the asset-light compounding characteristics and structural cost advantages required by our investment philosophy.

Texas Capital Bancshares, Inc. is a bank holding company for Texas Capital Bank, which provides specialized commercial banking services to middle-market businesses and high-net-worth individuals across Texas. The company's competitive moat is derived from its concentrated focus on the robust and growing Texas market, fostering deep relationships with its commercial clientele through tailored financial solutions. Texas Capital Bank is a leading regional institution, recognized for its expertise in commercial lending and treasury management.

Key Financial Metrics

Price$100.95
Market Cap$4.4B
P/E (TTM)13.77
P/E (Forward)12.25
Price/Book1.36
Return on Equity10.1%
Gross Margin0.0%
Operating Margin32.2%
Revenue Growth16.9%
Dividend Yield0.8%

Texas Capital Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Texas Capital Bancshares, Inc.’s (TCBI) StockRank?
MoatMap’s StockRank for Texas Capital Bancshares, Inc. (TCBI) is 43/100, with a Hold signal. It is a composite of Quality (42), Value (29), and Momentum (59) factor ranks across MoatMap’s 19,000+ stock universe.
Does Texas Capital Bancshares, Inc. have an economic moat?
Texas Capital Bancshares, Inc. (TCBI) has a Quality factor score of 42/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Texas Capital Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Texas Capital Bancshares, Inc. (TCBI) is Hold, based on a StockRank of 43/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Texas Capital Bancshares, Inc. in?
Texas Capital Bancshares, Inc. (TCBI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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