JRVR
Bargain BinJames River Group Holdings, Inc. · Financial Services · United States · $184M cap · $982K/day traded
$3.25 +1.1% · close 11 Nov · scored 11 Nov
Score down 3.7 since 10 Nov: Momentum down 5 after a 15% price fall.
Bargain Bin: Looks like a bargain; the quality and the trend say why it is in the bin.
As of 11 Nov 2026, the MoatMap Score for James River Group Holdings, Inc. (JRVR) is 41/100, ranked against 25,000+ stocks in 38 markets (Quality 37, Value 70, Momentum 27, each scored against its sector).
Does the score work? Each tenth of the ranking, tracked monthly. See the record →
ABOUT JAMES RIVER GROUP HOLDINGS, INC.
Read
James River Group Holdings, Inc. is a specialty insurance holding company focused on providing insurance and reinsurance services, primarily in the Excess and Surplus (E&S) lines market. The company leverages its underwriting expertise to cover complex, niche, and unusual risks that traditional insurers often avoid. James River Group operates in the less competitive E&S market, offering specialized solutions.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 661.5M | 812.0M | 707.6M | 687.6M | 1.3% | 653.2M | 619.1M | 592.7M | -7.2% |
| EPS | -4.94 | 0.59 | -3.14 | -3.06 | 0.86 | 13.4% | 0.39 | 0.62 | 0.75 | -6.5% |
| Shares | — | 37.5M | 37.6M | 45.6M | 46.0M | +22.7% | 46.2M | — | — | — |
| Debt | — | 326.4M | 326.4M | 304.9M | 329.9M | 0.4% | 329.9M | — | — | — |
| Equity | — | 698.7M | 679.5M | 594.0M | 671.3M | -1.3% | — | — | — | — |
| Op CF | — | 222.7M | 88.0M | -247.1M | -18.8M | -60.5% | — | — | — | — |
| Inv CF | — | -328.2M | 16.7M | 307.0M | -116.0M | — | — | — | — | — |
| Fin CF | — | 89.7M | -21.1M | -28.8M | 13.2M | — | — | — | — | — |
No new 52-week low for 2 weeks, 7% above that low, but not back above a rising 50-day average.
Swung more than 58% of stocks we rank over the past year (volatility 47% a year).
How this is worked out
The MoatMap Score weighs the business, its price and its trend. The price check reads only the chart: the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: how much the price moved day to day over the past year, scaled to a yearly figure (annualised volatility) and ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of JRVR are excluded.
| Ticker | Company | Mkt Cap | Score |
|---|---|---|---|
| JRVR | James River Group Holdings, Inc.(you) | $184M | 41 |
| OSG | Octave Specialty Group, Inc. | $214M | 34 |
| AMSF | AMERISAFE, Inc. | $488M | 48 |
| MBI | MBIA Inc. | $228M | 17 |
| EIG | Employers Holdings, Inc. | $935M | 39 |
| ITIC | Investors Title Company | $532M | 70 |
| NMIH | NMI Holdings, Inc. | $3.2B | 79 |
| FAF | First American Financial Corporation | $6.6B | 65 |
| FNWD | Finward Bancorp | $189M | 41 |
| NPV | Nuveen Virginia Quality Municipal Income Fund | $188M | 42 |
Peer medians: ROE 9.6% · P/E 12.8x · Gross margin 71.1%
Company Deep Dive
A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.