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EIG

HoldHot Air

Employers Holdings, Inc. · Financial Services · United States · $883M · Avg Vol: $8M/d

39
StockRank
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Q
32
V
40
M
60
P/E (TTM)
62.8x
ROE
0.8%
D/E
0.1x
Dividend %
2.6%

COMPANY DESCRIPTION

Employers Holdings, Inc. is a specialty provider of workers' compensation insurance to small businesses in the United States. The company focuses on a niche market segment with specialized underwriting expertise and a strong reputation for claims management, providing tailored solutions to small employers. Employers Holdings is a leading provider of workers' compensation insurance for small businesses, known for its disciplined underwriting and commitment to safety for its policyholders.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue713.5M850.9M880.7M858.7M6.4%837.6M805.9M733.0M-7.6%
EPS1.764.484.730.46-36.1%0.79
Shares27.2M25.4M24.6M20.3M-25.1%18.0M
Debt196.1M5.9M4.2M38.9M-41.7%128.6M
Equity944.2M1.0B1.1B955.7M0.4%
Op CF99.8M49.4M76.4M44.7M-23.5%22.0M
Inv CF-146.1M377.3M-159.7M225.9M
Fin CF60.4M-289.5M-74.8M-179.1M
Loading 1Y...
PRICE (1Y)-4.7%
47.8948.8149.7450.6651.59Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$49.17
RSI (14)
63.2
52W High
$52.22
From 52W High
0.9%

SCORE BREAKDOWN

Quality
32
ROIC (ROA)
0.2%*15.5
ROE
0.8%11.9
GP/Assets
0.3%4.3
Op. Margin
16.3%32.7
FCF/Assets
n/mN/A
Piotroski
567.4
Int. Cover
25.0x68.6
D/E Ratio
0.15x67.2
Current Ratio
1.11x33.3
Value
40
P/E (TTM)
62.8x4.1
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
1.0x58.1
P/S
1.1x88.1
Div Yield
2.6%35.8
Momentum
60
52W High %
94%67.6
RS 6M
13%76.8
SMA 50/200
1.13x80.0
EPS Rev 4W
-0.7%14.6
EPS Rev 12W
-0.7%29.5
EPS Improve
+223%92.9
Q Growth
-2%24.6

FUNDAMENTALS

Market Cap
$883M
P/E (Forward)
19.5x
Gross Margin
1.2%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of EIG are excluded.

TickerCompanyMkt CapStockRankSignal
EIGEmployers Holdings, Inc.(you)$883M39Hold
AMSFAMERISAFE, Inc.$487M49Hold
JRVRJames River Group Holdings, Inc.$191M38Hold
OSGOctave Specialty Group, Inc.$209M24Sell
MBIMBIA Inc.$244M16Strong Sell
FNFFidelity National Financial, Inc.$12.8B36Hold
ITICInvestors Title Company$565M89Strong Buy
RDNRadian Group Inc.$4.8B71Buy
NMIHNMI Holdings, Inc.$3.4B83Strong Buy
RYANRyan Specialty Holdings, Inc.$17.1B27Sell

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Employers Holdings, Inc. (EIG): Stock Score Summary

Employers Holdings, Inc. (EIG) has a MoatMap StockRank of 39/100 based on Quality (32/100), Value (40/100), and Momentum (60/100) factor scores. The current signal is HOLD.

Employers Holdings, Inc. is a specialty provider of workers' compensation insurance to small businesses in the United States. The company focuses on a niche market segment with specialized underwriting expertise and a strong reputation for claims management, providing tailored solutions to small employers. Employers Holdings is a leading provider of workers' compensation insurance for small businesses, known for its disciplined underwriting and commitment to safety for its policyholders.

Key Financial Metrics

Price$49.17
Market Cap$883M
P/E (TTM)62.85
P/E (Forward)19.47
Price/Book1.04
Return on Equity0.8%
Debt/Equity0.15x
Gross Margin1.2%
Operating Margin16.3%
Revenue Growth-10.6%
Dividend Yield2.6%
Free Cash Flow$21M

Employers Holdings, Inc. operates in the Insurance - Specialty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Employers Holdings, Inc.’s (EIG) StockRank?
MoatMap’s StockRank for Employers Holdings, Inc. (EIG) is 39/100, with a Hold signal. It is a composite of Quality (32), Value (40), and Momentum (60) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Employers Holdings, Inc. have an economic moat?
Employers Holdings, Inc. (EIG) has a Quality factor score of 32/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Employers Holdings, Inc. a buy, hold, or sell?
MoatMap’s current signal for Employers Holdings, Inc. (EIG) is Hold, based on a StockRank of 39/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Employers Holdings, Inc. in?
Employers Holdings, Inc. (EIG) operates in the Financial Services sector, specifically the Insurance - Specialty industry (United States).