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EIG

SELL

Employers Holdings, Inc. · Financial Services · United States · $908M · Avg Vol: $14M/d

32
StockRank
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Q
31
V
24
M
67
P/E (TTM)
109.5x
ROE
0.8%
D/E
0.1x
Dividend %
2.5%

COMPANY DESCRIPTION

Employers Holdings, Inc. is a specialty provider of workers' compensation insurance to small businesses in the United States. The company focuses on a niche market segment with specialized underwriting expertise and a strong reputation for claims management, providing tailored solutions to small employers. Employers Holdings is a leading provider of workers' compensation insurance for small businesses, known for its disciplined underwriting and commitment to safety for its policyholders.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue713.5M850.9M880.7M858.7M6.4%863.7M803.7M781.6M-4.6%
EPS1.764.484.730.46-36.1%0.46
Shares27.2M25.4M24.6M20.3M-25.1%18.2M
Debt196.1M5.9M4.2M38.9M-41.7%128.8M
Equity944.2M1.0B1.1B955.7M0.4%
Op CF99.8M49.4M76.4M44.7M-23.5%32.3M
Inv CF-146.1M377.3M-159.7M225.9M
Fin CF60.4M-289.5M-74.8M-179.1M
Loading 1Y...
PRICE (1Y)+7.4%
45.8447.3648.8950.4151.93Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$49.66
RSI (14)
37.8
52W High
$52.06
From 52W High
1.0%

SCORE BREAKDOWN

Quality
31
ROIC (ROA)
0.2%*15.5
ROE
0.8%12.5
GP/Assets
0.3%3.9
Op. Margin
6.7%26.4
FCF/Assets
0.6%31.1
Piotroski
565.2
Int. Cover
25.0x69.8
D/E Ratio
0.15x67.2
Current Ratio
1.18x38.3
Value
24
P/E (TTM)
109.5x2.8
EV/EBITDA
57.9x4.1
P/FCF
42.7x10.9
P/B
1.1x53.6
P/S
1.1x87.5
Div Yield
2.5%31.1
Momentum
67
52W High %
95%62.0
RS 6M
8%71.5
SMA 50/200
1.11x79.1
EPS Rev 4W
0.0%69.8
EPS Rev 12W
+3.4%81.6
EPS Improve
+458%95.9
Q Growth
-20%15.1

FUNDAMENTALS

Market Cap
$908M
P/E (Forward)
19.6x
Gross Margin
1.3%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of EIG are excluded.

TickerCompanyMkt CapStockRankSignal
EIGEmployers Holdings, Inc.(you)$908M32SELL
AMSFAMERISAFE, Inc.$569M38HOLD
TIPTTiptree Inc.$668M17STRONG SELL
MBIMBIA Inc.$288M25SELL
OSGOctave Specialty Group, Inc.$252M39HOLD
JRVRJames River Group Holdings, Inc.$218M44HOLD
RYANRyan Specialty Holdings, Inc.$11.0B27SELL
ITICInvestors Title Company$533M86STRONG BUY
FNFFidelity National Financial, Inc.$13.9B58HOLD
NMIHNMI Holdings, Inc.$3.2B90STRONG BUY

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Employers Holdings, Inc. (EIG) — Stock Score Summary

Employers Holdings, Inc. (EIG) has a MoatMap StockRank of 32/100 based on Quality (31/100), Value (24/100), and Momentum (67/100) factor scores. The current signal is SELL.

Employers Holdings, Inc. is a specialty provider of workers' compensation insurance to small businesses in the United States. The company focuses on a niche market segment with specialized underwriting expertise and a strong reputation for claims management, providing tailored solutions to small employers. Employers Holdings is a leading provider of workers' compensation insurance for small businesses, known for its disciplined underwriting and commitment to safety for its policyholders.

Key Financial Metrics

Price$49.66
Market Cap$908M
P/E (TTM)109.52
P/E (Forward)19.63
Price/Book1.08
Return on Equity0.8%
Debt/Equity0.15x
Gross Margin1.3%
Operating Margin6.7%
Revenue Growth2.5%
Dividend Yield2.5%
Free Cash Flow$21M

Employers Holdings, Inc. operates in the Insurance - Specialty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Employers Holdings, Inc.’s (EIG) StockRank?
MoatMap’s StockRank for Employers Holdings, Inc. (EIG) is 32/100, with a Sell signal. It is a composite of Quality (31), Value (24), and Momentum (67) factor ranks across MoatMap’s 20,000+ stock universe.
Does Employers Holdings, Inc. have an economic moat?
Employers Holdings, Inc. (EIG) has a Quality factor score of 31/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Employers Holdings, Inc. a buy, hold, or sell?
MoatMap’s current signal for Employers Holdings, Inc. (EIG) is Sell, based on a StockRank of 32/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Employers Holdings, Inc. in?
Employers Holdings, Inc. (EIG) operates in the Financial Services sector, specifically the Insurance - Specialty industry (United States).