Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
FAF
STRONG BUYFLAGFirst American Financial Corporation · Financial Services · United States · $7.7B · Avg Vol: $77M/d
First American Financial is a US title insurer whose revenue is tied directly to mortgage transaction volumes, which remain suppressed by higher-for-longer rates. The quant profile is balanced and the investment portfolio benefits from higher yields, partly offsetting. Nothing adverse is known on accounting or governance, so the default applies.
COMPANY DESCRIPTION
First American Financial Corporation provides title insurance and settlement services for residential and commercial real estate transactions, alongside property data and analytics. The company's competitive advantage lies in extensive property data assets, a strong national network of agents and direct operations, and a critical role in facilitating real estate transactions. First American is a leading provider of title insurance and settlement services in the U.S., essential for protecting property rights and enabling real estate commerce.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7.6B | 6.0B | 6.1B | 7.4B | -0.7% | 7.7B | 8.1B | 8.5B | 6.7% |
| EPS | 2.46 | 2.08 | 1.26 | 6.02 | 34.8% | 6.38 | 7.10 | 7.41 | 10.9% |
| Shares | 103.2M | 103.1M | 103.0M | 102.0M | -1.2% | 101.9M | — | — | — |
| Debt | 2.3B | 2.2B | 2.4B | 2.7B | 5.4% | 2.8B | — | — | — |
| Equity | 4.7B | 4.8B | 4.9B | 5.5B | 5.7% | — | — | — | — |
| Op CF | 777.6M | 354.3M | 897.5M | 950.8M | 6.9% | 1.0B | — | — | — |
| Inv CF | -393.0M | 599.5M | -458.7M | -1.5B | — | — | — | — | — |
| Fin CF | -376.4M | 1.4B | -2.3B | 161.2M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FAF are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| FAF | First American Financial Corporation(you) | $7.7B | 95 | STRONG BUY |
| MTG | MGIC Investment Corporation | $6.3B | 88 | STRONG BUY |
| ACT | Enact Holdings, Inc. | $6.5B | 81 | STRONG BUY |
| RDN | Radian Group Inc. | $5.1B | 84 | STRONG BUY |
| NMIH | NMI Holdings, Inc. | $3.2B | 88 | STRONG BUY |
| FNF | Fidelity National Financial, Inc. | $13.9B | 56 | HOLD |
| ITIC | Investors Title Company | $533M | 85 | STRONG BUY |
| RYAN | Ryan Specialty Holdings, Inc. | $11.0B | 27 | SELL |
| EIG | Employers Holdings, Inc. | $908M | 32 | SELL |
| MCY | Mercury General Corporation | $5.9B | 97 | STRONG BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%