What is First American Financial Corporation's (FAF) StockRank?

MoatMap's StockRank for First American Financial Corporation (FAF) is 78/100, with a Buy signal. This is a composite score combining Quality (65), Value (60), and Momentum (49) factor ranks across MoatMap's universe of 25,000+ stocks.

Does First American Financial Corporation have an economic moat?

First American Financial Corporation (FAF) has a Quality factor score of 65/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is First American Financial Corporation a buy, hold, or sell?

MoatMap's current signal for First American Financial Corporation (FAF) is Buy, based on a StockRank of 78/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is First American Financial Corporation in?

First American Financial Corporation (FAF) operates in the Financial Services sector, specifically the Insurance - Specialty industry (United States).

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FAF

BuyUnloved QualityFLAG

First American Financial Corporation · Financial Services · United States · $7.6B · Avg Vol: $47M/d

StockRank

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P/E (TTM)

10.1x

ROE

13.8%

D/E

0.5x

Dividend %

2.9%

AI CONVICTION THESIS

First American Financial is a US title insurer whose revenue is tied directly to mortgage transaction volumes, which remain suppressed by higher-for-longer rates. The quant profile is balanced and the investment portfolio benefits from higher yields, partly offsetting. Nothing adverse is known on accounting or governance, so the default applies.

COMPANY DESCRIPTION

First American Financial Corporation provides title insurance and settlement services for residential and commercial real estate transactions, alongside property data and analytics. The company's competitive advantage lies in extensive property data assets, a strong national network of agents and direct operations, and a critical role in facilitating real estate transactions. First American is a leading provider of title insurance and settlement services in the U.S., essential for protecting property rights and enabling real estate commerce.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	7.6B	6.0B	6.1B	7.4B	-0.7%	8.0B	8.2B	8.5B	6.9%
EPS	2.46	2.08	1.26	6.02	34.8%	7.21	7.11	7.35	10.5%
Shares	103.2M	103.1M	103.0M	102.0M	-1.2%	102.1M	—	—	—
Debt	2.3B	2.2B	2.4B	2.7B	5.4%	2.8B	—	—	—
Equity	4.7B	4.8B	4.9B	5.5B	5.7%	—	—	—	—
Op CF	777.6M	354.3M	897.5M	950.8M	6.9%	1.0B	—	—	—
Inv CF	-393.0M	599.5M	-458.7M	-1.5B	—	—	—	—	—
Fin CF	-376.4M	1.4B	-2.3B	161.2M	—	—	—	—	—

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PRICE (1Y)-5.8%

SMA 50SMA 200

$71.18

RSI (14)

46.7

52W High

$79.87

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

4.1%*69.8

ROE

13.8%69.1

GP/Assets

31.5%91.8

Op. Margin

15.6%32.0

FCF/Assets

n/mN/A

Piotroski

797.1

Int. Cover

6.3x41.8

D/E Ratio

0.49x44.6

Current Ratio

0.40x15.8

Value

P/E (TTM)

10.1x67.6

EV/EBITDA

n/mN/A

P/FCF

n/mN/A

P/B

1.3x44.4

P/S

0.9x90.2

Div Yield

2.9%40.0

Momentum

52W High %

89%44.0

RS 6M

0%54.8

SMA 50/200

1.10x71.4

EPS Rev 4W

-0.1%17.9

EPS Rev 12W

+1.7%62.9

EPS Improve

+2%22.9

Q Growth

50%73.0

FUNDAMENTALS

Market Cap

$7.6B

P/E (Forward)

9.8x

Gross Margin

64.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FAF are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
FAF	First American Financial Corporation(you)	$7.6B	78	Buy
ACT	Enact Holdings, Inc.	$6.7B	84	Strong Buy
MTG	MGIC Investment Corporation	$6.4B	85	Strong Buy
RDN	Radian Group Inc.	$4.8B	71	Buy
NMIH	NMI Holdings, Inc.	$3.4B	83	Strong Buy
FNF	Fidelity National Financial, Inc.	$12.8B	36	Hold
ITIC	Investors Title Company	$565M	89	Strong Buy
RYAN	Ryan Specialty Holdings, Inc.	$17.1B	27	Sell
EIG	Employers Holdings, Inc.	$883M	39	Hold
AMSF	AMERISAFE, Inc.	$487M	49	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

First American Financial Corporation (FAF): Stock Score Summary

First American Financial Corporation (FAF) has a MoatMap StockRank of 78/100 based on Quality (65/100), Value (60/100), and Momentum (49/100) factor scores. The current signal is BUY. First American Financial is a US title insurer whose revenue is tied directly to mortgage transaction volumes, which remain suppressed by higher-for-longer rates. The quant profile is balanced and the investment portfolio benefits from higher yields, partly offsetting. Nothing adverse is known on accounting or governance, so the default applies.

Key Financial Metrics

Price	$71.18
Market Cap	$7.6B
P/E (TTM)	10.09
P/E (Forward)	9.85
Price/Book	1.32
Return on Equity	13.8%
Debt/Equity	0.49x
Gross Margin	64.0%
Operating Margin	15.6%
Revenue Growth	15.0%
Dividend Yield	2.9%
Free Cash Flow	$1.7B

First American Financial Corporation operates in the Insurance - Specialty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First American Financial Corporation’s (FAF) StockRank?: MoatMap’s StockRank for First American Financial Corporation (FAF) is 78/100, with a Buy signal. It is a composite of Quality (65), Value (60), and Momentum (49) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does First American Financial Corporation have an economic moat?: First American Financial Corporation (FAF) has a Quality factor score of 65/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First American Financial Corporation a buy, hold, or sell?: MoatMap’s current signal for First American Financial Corporation (FAF) is Buy, based on a StockRank of 78/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is First American Financial Corporation in?: First American Financial Corporation (FAF) operates in the Financial Services sector, specifically the Insurance - Specialty industry (United States).