What is Kinsale Capital Group, Inc.'s (KNSL) StockRank?

MoatMap's StockRank for Kinsale Capital Group, Inc. (KNSL) is 46/100, with a Hold signal. This is a composite score combining Quality (74), Value (36), and Momentum (30) factor ranks across MoatMap's 20,000+ stock universe.

Does Kinsale Capital Group, Inc. have an economic moat?

Kinsale Capital Group, Inc. (KNSL) has a Quality factor score of 74/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Kinsale Capital Group, Inc. a buy, hold, or sell?

MoatMap's current signal for Kinsale Capital Group, Inc. (KNSL) is Hold, based on a StockRank of 46/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Kinsale Capital Group, Inc. in?

Kinsale Capital Group, Inc. (KNSL) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).

Company Deep Dive

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KNSL

HOLD

Kinsale Capital Group, Inc. · Financial Services · United States · $8.0B · Avg Vol: $120M/d

StockRank

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P/E (TTM)

15.2x

ROE

29.7%

D/E

0.1x

Dividend %

0.2%

COMPANY DESCRIPTION

Kinsale Capital Group, Inc. is a specialty insurance company exclusively focused on the Excess and Surplus (E&S) lines market across the United States. The company excels in underwriting complex and difficult-to-place commercial risks, leveraging a highly efficient, proprietary technology platform to maintain superior underwriting margins and low expense ratios. This specialized expertise and operational advantage allow Kinsale to profitably navigate a less competitive, yet high-demand, insurance segment.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	838.8M	1.2B	1.6B	1.9B	30.7%	1.9B	1.9B	2.0B	2.8%
EPS	6.97	13.37	17.92	21.76	46.2%	23.11	23.77	24.10	5.2%
Shares	23.1M	23.2M	23.3M	23.1M	+0.2%	23.1M	—	—	—
Debt	195.7M	183.8M	184.1M	224.4M	4.7%	224.5M	—	—	—
Equity	745.4M	1.1B	1.5B	2.0B	38.0%	—	—	—	—
Op CF	557.8M	859.8M	976.3M	1.0B	23.2%	1.1B	—	—	—
Inv CF	-708.6M	-860.9M	-960.1M	-922.2M	—	—	—	—	—
Fin CF	186.0M	-28.5M	-29.7M	-71.4M	—	—	—	—	—

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PRICE (1Y)+12.4%

SMA 50SMA 200

$349.10

RSI (14)

50.8

52W High

$511.58

From 52W High

0.7%

SCORE BREAKDOWN

Quality

ROIC (ROA)

7.4%*80.6

ROE

29.7%93.4

GP/Assets

9.3%72.3

Op. Margin

30.6%49.2

FCF/Assets

16.2%94.6

Piotroski

565.2

Int. Cover

50.0x90.2

D/E Ratio

0.11x71.0

Current Ratio

0.20x10.4

Value

P/E (TTM)

15.2x39.8

EV/EBITDA

11.9x34.5

P/FCF

8.1x65.6

P/B

4.1x10.0

P/S

4.2x44.6

Div Yield

0.2%0.9

Momentum

52W High %

68%15.0

RS 6M

-22%14.7

SMA 50/200

0.88x8.8

EPS Rev 4W

+0.0%77.1

EPS Rev 12W

-1.3%40.9

EPS Improve

-6%17.6

Q Growth

26%60.6

FUNDAMENTALS

Market Cap

$8.0B

P/E (Forward)

16.1x

Gross Margin

29.3%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of KNSL are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
KNSL	Kinsale Capital Group, Inc.(you)	$8.0B	46	HOLD
RLI	RLI Corp.	$5.7B	48	HOLD
MKL	Markel Group Inc.	$25.0B	44	HOLD
AFG	American Financial Group, Inc.	$11.9B	64	HOLD
HGTY	Hagerty, Inc.	$4.0B	60	HOLD
PLMR	Palomar Holdings, Inc.	$3.6B	64	HOLD
THG	The Hanover Insurance Group, Inc.	$7.6B	87	STRONG BUY
L	Loews Corporation	$24.3B	67	BUY
SIGI	Selective Insurance Group, Inc.	$5.7B	83	STRONG BUY
ORI	Old Republic International Corporation	$10.3B	85	STRONG BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%