Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

KNSL

HoldFallen Favourite

Kinsale Capital Group, Inc. · Financial Services · United States · $8.7B · Avg Vol: $78M/d

35
StockRank
Get insider-trade alerts
Q
72
V
25
M
30
P/E (TTM)
15.2x
ROE
30.3%
D/E
0.1x
Dividend %
0.2%
Dir. Trades · 180d
+$100.3K · −$77.8K →
Buybacks · 180d
$183.1M →

COMPANY DESCRIPTION

Kinsale Capital Group, Inc. is a specialty insurance company exclusively focused on the Excess and Surplus (E&S) lines market across the United States. The company excels in underwriting complex and difficult-to-place commercial risks, leveraging a highly efficient, proprietary technology platform to maintain superior underwriting margins and low expense ratios. This specialized expertise and operational advantage allow Kinsale to profitably navigate a less competitive, yet high-demand, insurance segment.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue838.8M1.2B1.6B1.9B30.7%2.0B2.0B2.0B2.8%
EPS6.9713.3717.9221.7646.2%24.6323.5724.145.3%
Shares23.1M23.2M23.3M23.1M+0.2%22.8M———
Debt195.7M183.8M184.1M224.4M4.7%224.5M———
Equity745.4M1.1B1.5B2.0B38.0%————
Op CF557.8M859.8M976.3M1.0B23.2%1.0B———
Inv CF-708.6M-860.9M-960.1M-922.2M—————
Fin CF186.0M-28.5M-29.7M-71.4M—————
Loading 1Y...
PRICE (1Y)-4.5%
356366376386396Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$359.60
RSI (14)
36.5
52W High
$483.75
From 52W High
0.7%

SCORE BREAKDOWN

Quality
72
ROIC (ROA)
7.6%*81.2
ROE
30.3%93.4
GP/Assets
10.3%74.6
Op. Margin
40.7%58.4
FCF/Assets
n/mN/A
Piotroski
567.4
Int. Cover
50.0x89.2
D/E Ratio
0.11x70.7
Current Ratio
0.19x10.2
Value
25
P/E (TTM)
15.2x38.2
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
4.2x11.1
P/S
4.3x41.4
Div Yield
0.2%1.6
Momentum
30
52W High %
74%20.4
RS 6M
-13%24.1
SMA 50/200
1.01x40.6
EPS Rev 4W
0.0%27.7
EPS Rev 12W
-0.3%33.0
EPS Improve
-12%14.6
Q Growth
31%62.5

FUNDAMENTALS

Market Cap
$8.7B
P/E (Forward)
17.2x
Gross Margin
31.1%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of KNSL are excluded.

TickerCompanyMkt CapStockRankSignal
KNSLKinsale Capital Group, Inc.(you)$8.7B35Hold
RLIRLI Corp.$5.9B53Hold
LLoews Corporation$22.4B42Hold
WRBW. R. Berkley Corporation$25.4B47Hold
AFGAmerican Financial Group, Inc.$11.9B63Hold
CNACNA Financial Corporation$13.3B62Hold
PLMRPalomar Holdings, Inc.$3.5B53Hold
MKLMarkel Group Inc.$22.5B53Hold
HGTYHagerty, Inc.$4.6B60Hold
ORIOld Republic International Corporation$10.2B71Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Kinsale Capital Group, Inc. (KNSL): Stock Score Summary

Kinsale Capital Group, Inc. (KNSL) has a MoatMap StockRank of 35/100 based on Quality (72/100), Value (25/100), and Momentum (30/100) factor scores. The current signal is HOLD.

Kinsale Capital Group, Inc. is a specialty insurance company exclusively focused on the Excess and Surplus (E&S) lines market across the United States. The company excels in underwriting complex and difficult-to-place commercial risks, leveraging a highly efficient, proprietary technology platform to maintain superior underwriting margins and low expense ratios. This specialized expertise and operational advantage allow Kinsale to profitably navigate a less competitive, yet high-demand, insurance segment.

Key Financial Metrics

Price$359.60
Market Cap$8.7B
P/E (TTM)15.15
P/E (Forward)17.24
Price/Book4.18
Return on Equity30.3%
Debt/Equity0.11x
Gross Margin31.1%
Operating Margin40.7%
Revenue Growth16.8%
Dividend Yield0.2%
Free Cash Flow$977M

Kinsale Capital Group, Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Kinsale Capital Group, Inc.’s (KNSL) StockRank?
MoatMap’s StockRank for Kinsale Capital Group, Inc. (KNSL) is 35/100, with a Hold signal. It is a composite of Quality (72), Value (25), and Momentum (30) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Kinsale Capital Group, Inc. have an economic moat?
Kinsale Capital Group, Inc. (KNSL) has a Quality factor score of 72/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Kinsale Capital Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for Kinsale Capital Group, Inc. (KNSL) is Hold, based on a StockRank of 35/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Kinsale Capital Group, Inc. in?
Kinsale Capital Group, Inc. (KNSL) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).
Browse all ranked stocksKNSL deep dive reportAI ChampionsHow we score stocksSense-check another stock