Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
HGTY
HoldPremium GrowerHagerty, Inc. · Financial Services · United States · $4.6B · Avg Vol: $2M/d
COMPANY DESCRIPTION
Hagerty, Inc. is a specialty insurance provider and automotive enthusiast brand dedicated to classic, collector, and high-value vehicles. The company commands a dominant market position in its niche, leveraging a proprietary vehicle valuation database and a highly engaged membership club to drive customer loyalty and high retention rates. Operating primarily as a Managing General Agent (MGA) with strategic reinsurance partnerships, Hagerty combines capital-light insurance distribution with a unique lifestyle brand ecosystem.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 829.5M | 1.0B | 1.2B | 1.5B | 20.6% | 1.4B | 1.4B | 1.5B | 2.6% |
| EPS | 0.39 | 0.19 | 0.10 | 0.41 | 1.7% | 0.13 | — | — | — |
| Shares | 83.2M | 84.6M | 90.0M | 100.7M | +21.0% | 101.8M | — | — | — |
| Debt | 189.1M | 181.1M | 105.8M | 177.9M | -2.0% | 258.3M | — | — | — |
| Equity | 59.3M | 92.7M | 150.3M | 221.3M | 55.2% | — | — | — | — |
| Op CF | 55.3M | 133.7M | 177.0M | 219.0M | 58.2% | 307.4M | — | — | — |
| Inv CF | -91.5M | -52.6M | -618.6M | -185.2M | — | — | — | — | — |
| Fin CF | -28.1M | 103.2M | -46.9M | 29.9M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HGTY are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| HGTY | Hagerty, Inc.(you) | $4.6B | 60 | Hold |
| SIGI | Selective Insurance Group, Inc. | $5.5B | 65 | Buy |
| RLI | RLI Corp. | $5.9B | 53 | Hold |
| PLMR | Palomar Holdings, Inc. | $3.5B | 53 | Hold |
| PRCH | Porch Group, Inc. | $2.0B | 59 | Hold |
| STC | Stewart Information Services Corporation | $2.1B | 63 | Hold |
| AFG | American Financial Group, Inc. | $11.9B | 63 | Hold |
| MCY | Mercury General Corporation | $5.9B | 77 | Buy |
| CNA | CNA Financial Corporation | $13.3B | 62 | Hold |
| SKWD | Skyward Specialty Insurance Group, Inc. | $2.4B | 70 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%