Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
HTB
HoldPremium GrowerHomeTrust Bancshares, Inc. · Financial Services · United States · $776M · Avg Vol: $10M/d
COMPANY DESCRIPTION
HomeTrust Bancshares, Inc. is a regional bank holding company operating across North Carolina, South Carolina, Tennessee, and Virginia. The company's competitive position is supported by its balanced mix of commercial real estate, commercial and industrial, and consumer lending products. It operates as a growing regional bank utilizing a relationship-focused model to compete with larger national institutions.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 150.0M | — | 203.0M | 211.5M | 12.1% | 210.1M | 217.3M | 339.9M | 26.8% |
| EPS | 2.27 | — | 3.21 | 3.75 | 18.2% | 3.81 | 3.79 | 4.26 | 6.6% |
| Shares | — | 17.4M | 17.5M | 17.3M | -0.6% | 16.5M | — | — | — |
| Debt | — | 133.8M | 10.1M | 10.2M | -72.4% | 183.4M | — | — | — |
| Equity | — | 499.9M | 551.8M | 600.7M | 9.6% | — | — | — | — |
| Op CF | 33.1M | — | 45.4M | 49.5M | 14.3% | 98.7M | — | — | — |
| Inv CF | 34.8M | — | 20.8M | 110.1M | — | — | — | — | — |
| Fin CF | -13.8M | — | -134.2M | -114.1M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HTB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| HTB | HomeTrust Bancshares, Inc.(you) | $776M | 63 | Hold |
| SPFI | South Plains Financial, Inc. | $823M | 64 | Hold |
| PGC | Peapack-Gladstone Financial Corporation | $800M | 65 | Hold |
| SMBC | Southern Missouri Bancorp, Inc. | $815M | 65 | Hold |
| RRBI | Red River Bancshares, Inc. | $663M | 62 | Hold |
| GSBC | Great Southern Bancorp, Inc. | $859M | 61 | Hold |
| IBCP | Independent Bank Corporation | $759M | 68 | Buy |
| AROW | Arrow Financial Corporation | $611M | 63 | Hold |
| RCBC | River City Bank | $712M | 67 | Buy |
| MSBI | Midland States Bancorp, Inc. | $685M | 61 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%