Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

RRBI

HoldPremium Grower

Red River Bancshares, Inc. · Financial Services · United States · $663M · Avg Vol: $6M/d

62
StockRank
Get insider-trade alerts
Q
64
V
30
M
63
P/E (TTM)
14.9x
ROE
12.8%
D/E
0.0x
Dividend %
0.8%

COMPANY DESCRIPTION

Red River Bancshares, Inc. is a bank holding company for Red River Bank, a community bank offering a full range of financial services to individuals and businesses across Louisiana. Its competitive moat stems from strong local relationships, personalized service, and deep market knowledge within its operating regions, differentiating it from larger national institutions. The bank is a prominent community-focused lender with a significant presence in its core markets.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue104.7M106.6M108.8M124.4M5.9%128.8M134.7M142.1M6.9%
EPS4.535.144.874.966.409.0%6.947.327.719.8%
Shares7.2M7.1M6.8M6.6M-8.5%6.6M
Debt4.3M3.8M2.9M1.5M-28.7%1.4M
Equity265.8M303.9M319.7M365.1M11.2%
Op CF45.9M40.1M38.3M44.8M-0.8%56.3M
Inv CF-438.7M-8.7M-59.2M-244.0M
Fin CF-113.6M-4.3M-15.6M143.7M
Loading 1Y...
PRICE (1Y)+4.7%
98.5199.76101102103Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$103.18
RSI (14)
62.7
52W High
$104.64
From 52W High
1.0%

SCORE BREAKDOWN

Quality
64
ROIC (ROA)
1.4%*47.3
ROE
12.8%64.2
GP/Assets
3.8%N/A
Op. Margin
46.0%65.3
FCF/Assets
1.3%N/A
Piotroski
797.1
Int. Cover
50.0
D/E Ratio
0.00xN/A
Current Ratio
bankN/A
Value
30
P/E (TTM)
14.9x38.8
EV/EBITDA
bankN/A
P/FCF
15.2xN/A
P/B
1.8x30.5
P/S
5.3x31.7
Div Yield
0.8%7.9
Momentum
63
52W High %
99%93.8
RS 6M
6%65.6
SMA 50/200
1.13x80.0
EPS Rev 4W
0.0%27.7
EPS Rev 12W
+2.1%69.9
EPS Improve
+11%36.4
Q Growth
15%46.3

FUNDAMENTALS

Market Cap
$663M
P/E (Forward)
13.4x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RRBI are excluded.

TickerCompanyMkt CapStockRankSignal
RRBIRed River Bancshares, Inc.(you)$663M62Hold
MSBIMidland States Bancorp, Inc.$685M61Hold
AROWArrow Financial Corporation$611M63Hold
SFSTSouthern First Bancshares, Inc.$590M63Hold
BWBBridgewater Bancshares, Inc.$594M60Hold
UNTYUnity Bancorp, Inc.$590M64Hold
HTBHomeTrust Bancshares, Inc.$776M63Hold
BCALCalifornia BanCorp$684M66Buy
BHBBar Harbor Bankshares$661M67Buy
HBCPHome Bancorp, Inc.$547M64Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Red River Bancshares, Inc. (RRBI): Stock Score Summary

Red River Bancshares, Inc. (RRBI) has a MoatMap StockRank of 62/100 based on Quality (64/100), Value (30/100), and Momentum (63/100) factor scores. The current signal is HOLD.

Red River Bancshares, Inc. is a bank holding company for Red River Bank, a community bank offering a full range of financial services to individuals and businesses across Louisiana. Its competitive moat stems from strong local relationships, personalized service, and deep market knowledge within its operating regions, differentiating it from larger national institutions. The bank is a prominent community-focused lender with a significant presence in its core markets.

Key Financial Metrics

Price$103.18
Market Cap$663M
P/E (TTM)14.89
P/E (Forward)13.44
Price/Book1.77
Return on Equity12.8%
Debt/Equity0.00x
Operating Margin46.0%
Revenue Growth9.5%
Dividend Yield0.8%
Free Cash Flow$44M

Red River Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Red River Bancshares, Inc.’s (RRBI) StockRank?
MoatMap’s StockRank for Red River Bancshares, Inc. (RRBI) is 62/100, with a Hold signal. It is a composite of Quality (64), Value (30), and Momentum (63) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Red River Bancshares, Inc. have an economic moat?
Red River Bancshares, Inc. (RRBI) has a Quality factor score of 64/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Red River Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Red River Bancshares, Inc. (RRBI) is Hold, based on a StockRank of 62/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Red River Bancshares, Inc. in?
Red River Bancshares, Inc. (RRBI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).