Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

RRBI

BUY

Red River Bancshares, Inc. · Financial Services · United States · $655M · Avg Vol: $11M/d

78
StockRank
Get insider-trade alerts
Q
65
V
31
M
77
P/E (TTM)
14.6x
ROE
12.6%
D/E
0.0x
Dividend %
0.7%
Dir. Trades · 180d
+$110.2K →
Buybacks · 180d
$5.4M →

COMPANY DESCRIPTION

Red River Bancshares, Inc. is a bank holding company for Red River Bank, a community bank offering a full range of financial services to individuals and businesses across Louisiana. Its competitive moat stems from strong local relationships, personalized service, and deep market knowledge within its operating regions, differentiating it from larger national institutions. The bank is a prominent community-focused lender with a significant presence in its core markets.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue—104.7M106.6M108.8M124.4M5.9%126.0M135.2M142.1M6.9%
EPS4.535.144.874.966.409.0%6.737.317.649.3%
Shares—7.2M7.1M6.8M6.6M-8.5%6.6M———
Debt—4.3M3.8M2.9M1.5M-28.7%1.5M———
Equity—265.8M303.9M319.7M365.1M11.2%————
Op CF—45.9M40.1M38.3M44.8M-0.8%47.8M———
Inv CF—-438.7M-8.7M-59.2M-244.0M—————
Fin CF—-113.6M-4.3M-15.6M143.7M—————
Loading 1Y...
PRICE (1Y)+13.6%
87.9791.4894.9998.49102Jun 15Jul 8Jul 28
SMA 50SMA 200
Close
$102.00
RSI (14)
69.8
52W High
$102.58
From 52W High
1.0%

SCORE BREAKDOWN

Quality
65
ROIC (ROA)
1.4%*46.6
ROE
12.6%65.6
GP/Assets
3.8%N/A
Op. Margin
47.7%68.9
FCF/Assets
1.3%N/A
Piotroski
797.0
Int. Cover
—50.0
D/E Ratio
0.00xN/A
Current Ratio
bankN/A
Value
31
P/E (TTM)
14.6x42.0
EV/EBITDA
bankN/A
P/FCF
15.0xN/A
P/B
1.7x29.4
P/S
5.1x35.1
Div Yield
0.7%4.6
Momentum
77
52W High %
99%91.4
RS 6M
26%92.7
SMA 50/200
1.12x81.0
EPS Rev 4W
+1.1%89.4
EPS Rev 12W
+2.6%78.7
EPS Improve
+13%37.2
Q Growth
16%50.5

FUNDAMENTALS

Market Cap
$655M
P/E (Forward)
12.9x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RRBI are excluded.

TickerCompanyMkt CapStockRankSignal
RRBIRed River Bancshares, Inc.(you)$655M78BUY
CBNKCapital Bancorp, Inc.$588M78BUY
WASHWashington Trust Bancorp, Inc.$732M78BUY
AROWArrow Financial Corporation$611M76BUY
ACNBACNB Corporation$634M81STRONG BUY
KRNYKearny Financial Corp.$592M77BUY
IBCPIndependent Bank Corporation$776M78BUY
TCBXThird Coast Bancshares, Inc.$709M81STRONG BUY
GCBCGreene County Bancorp, Inc.$562M77BUY
FBIZFirst Business Financial Services, Inc.$562M81STRONG BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Red River Bancshares, Inc. (RRBI) — Stock Score Summary

Red River Bancshares, Inc. (RRBI) has a MoatMap StockRank of 78/100 based on Quality (65/100), Value (31/100), and Momentum (77/100) factor scores. The current signal is BUY.

Red River Bancshares, Inc. is a bank holding company for Red River Bank, a community bank offering a full range of financial services to individuals and businesses across Louisiana. Its competitive moat stems from strong local relationships, personalized service, and deep market knowledge within its operating regions, differentiating it from larger national institutions. The bank is a prominent community-focused lender with a significant presence in its core markets.

Key Financial Metrics

Price$102.00
Market Cap$655M
P/E (TTM)14.60
P/E (Forward)12.90
Price/Book1.73
Return on Equity12.6%
Debt/Equity0.00x
Operating Margin47.7%
Revenue Growth9.4%
Dividend Yield0.7%
Free Cash Flow$44M

Red River Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Red River Bancshares, Inc.’s (RRBI) StockRank?
MoatMap’s StockRank for Red River Bancshares, Inc. (RRBI) is 78/100, with a Buy signal. It is a composite of Quality (65), Value (31), and Momentum (77) factor ranks across MoatMap’s 20,000+ stock universe.
Does Red River Bancshares, Inc. have an economic moat?
Red River Bancshares, Inc. (RRBI) has a Quality factor score of 65/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Red River Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Red River Bancshares, Inc. (RRBI) is Buy, based on a StockRank of 78/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Red River Bancshares, Inc. in?
Red River Bancshares, Inc. (RRBI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
Browse all ranked stocksRRBI deep dive reportAI ChampionsHow we score stocksSense-check another stock