What is Red River Bancshares, Inc.'s (RRBI) StockRank?

MoatMap's StockRank for Red River Bancshares, Inc. (RRBI) is 76/100, with a Buy signal. This is a composite score combining Quality (65), Value (31), and Momentum (75) factor ranks across MoatMap's 20,000+ stock universe.

Does Red River Bancshares, Inc. have an economic moat?

Red River Bancshares, Inc. (RRBI) has a Quality factor score of 65/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Red River Bancshares, Inc. a buy, hold, or sell?

MoatMap's current signal for Red River Bancshares, Inc. (RRBI) is Buy, based on a StockRank of 76/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Red River Bancshares, Inc. in?

Red River Bancshares, Inc. (RRBI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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RRBI

BUY

Red River Bancshares, Inc. · Financial Services · United States · $655M · Avg Vol: $10M/d

StockRank

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P/E (TTM)

14.6x

ROE

12.6%

D/E

0.0x

Dividend %

0.7%

COMPANY DESCRIPTION

Red River Bancshares, Inc. is a bank holding company for Red River Bank, a community bank offering a full range of financial services to individuals and businesses across Louisiana. Its competitive moat stems from strong local relationships, personalized service, and deep market knowledge within its operating regions, differentiating it from larger national institutions. The bank is a prominent community-focused lender with a significant presence in its core markets.

FINANCIAL SUMMARY (USD)

Year	2021	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	—	104.7M	106.6M	108.8M	124.4M	5.9%	126.0M	135.2M	142.1M	6.9%
EPS	4.53	5.14	4.87	4.96	6.40	9.0%	6.73	7.31	7.64	9.3%
Shares	—	7.2M	7.1M	6.8M	6.6M	-8.5%	6.6M	—	—	—
Debt	—	4.3M	3.8M	2.9M	1.5M	-28.7%	1.5M	—	—	—
Equity	—	265.8M	303.9M	319.7M	365.1M	11.2%	—	—	—	—
Op CF	—	45.9M	40.1M	38.3M	44.8M	-0.8%	47.8M	—	—	—
Inv CF	—	-438.7M	-8.7M	-59.2M	-244.0M	—	—	—	—	—
Fin CF	—	-113.6M	-4.3M	-15.6M	143.7M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+8.8%

SMA 50SMA 200

$99.49

RSI (14)

57.5

52W High

$100.80

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.4%*46.6

ROE

12.6%65.6

GP/Assets

3.8%N/A

Op. Margin

47.7%68.9

FCF/Assets

1.3%N/A

Piotroski

797.0

Int. Cover

—50.0

D/E Ratio

0.00xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

14.6x42.0

EV/EBITDA

bankN/A

P/FCF

15.0xN/A

P/B

1.7x29.4

P/S

5.1x35.1

Div Yield

0.7%4.6

Momentum

52W High %

99%85.1

RS 6M

17%86.9

SMA 50/200

1.12x80.9

EPS Rev 4W

+1.1%89.4

EPS Rev 12W

+2.6%78.7

EPS Improve

+13%37.2

Q Growth

16%50.5

FUNDAMENTALS

Market Cap

$655M

P/E (Forward)

12.9x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RRBI are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
RRBI	Red River Bancshares, Inc.(you)	$655M	76	BUY
ACNB	ACNB Corporation	$634M	78	BUY
WASH	Washington Trust Bancorp, Inc.	$732M	77	BUY
CBNK	Capital Bancorp, Inc.	$588M	77	BUY
AROW	Arrow Financial Corporation	$611M	74	BUY
BSRR	Sierra Bancorp	$548M	76	BUY
GCBC	Greene County Bancorp, Inc.	$562M	75	BUY
TCBX	Third Coast Bancshares, Inc.	$709M	73	BUY
HBCP	Home Bancorp, Inc.	$552M	78	BUY
UNTY	Unity Bancorp, Inc.	$583M	72	BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Price	$99.49
Market Cap	$655M
P/E (TTM)	14.60
P/E (Forward)	12.90
Price/Book	1.73
Return on Equity	12.6%
Debt/Equity	0.00x
Operating Margin	47.7%
Revenue Growth	9.4%
Dividend Yield	0.7%
Free Cash Flow	$44M