South Plains Financial, Inc. (SPFI) — Stock Score Summary

South Plains Financial, Inc. (SPFI) has a MoatMap StockRank of 43/100 based on Quality (44/100), Value (34/100), and Momentum (51/100) factor scores. The current signal is HOLD.

South Plains Financial, Inc. is a bank holding company operating primarily through its subsidiary, City Bank, offering a full suite of commercial and retail banking services. The company provides deposit accounts, a diverse range of loan products, and wealth management services to individuals and businesses. It maintains a strong regional presence, particularly across West Texas and Eastern New Mexico, emphasizing community-focused banking and personalized customer service.

Key Financial Metrics

Price$40.44
Market Cap$774M
P/E (TTM)11.46
P/E (Forward)9.98
Price/Book1.35
Return on Equity12.8%
Gross Margin0.0%
Operating Margin34.1%
Revenue Growth10.6%
Dividend Yield1.7%

South Plains Financial, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is South Plains Financial, Inc.’s (SPFI) StockRank?
MoatMap’s StockRank for South Plains Financial, Inc. (SPFI) is 43/100, with a Hold signal. It is a composite of Quality (44), Value (34), and Momentum (51) factor ranks across MoatMap’s 19,000+ stock universe.
Does South Plains Financial, Inc. have an economic moat?
South Plains Financial, Inc. (SPFI) has a Quality factor score of 44/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is South Plains Financial, Inc. a buy, hold, or sell?
MoatMap’s current signal for South Plains Financial, Inc. (SPFI) is Hold, based on a StockRank of 43/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is South Plains Financial, Inc. in?
South Plains Financial, Inc. (SPFI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
Browse all ranked stocksSPFI deep dive reportAI ChampionsHow we score stocksSense-check another stock