MFA Financial, Inc. (MFA) — Stock Score Summary

MFA Financial, Inc. (MFA) has a MoatMap StockRank of 68/100 based on Quality (37/100), Value (55/100), and Momentum (60/100) factor scores. The current signal is BUY. MFA Financial is a mortgage REIT that relies heavily on leverage and interest rate spreads. It lacks a durable economic moat, has highly volatile earnings, and is structurally exposed to macroeconomic shocks, failing all quality investing criteria.

MFA Financial, Inc. is a specialty finance real estate investment trust (REIT) that primarily invests in residential mortgage assets, including residential whole loans, business-purpose loans, and mortgage-backed securities. The company's competitive moat is enhanced by its vertical integration through Lima One Capital, a wholly owned subsidiary that originates high-yield, business-purpose loans for real estate investors. This proprietary origination capability, combined with active portfolio management of credit-sensitive assets, allows MFA to generate attractive risk-adjusted returns across varying interest rate cycles.

Key Financial Metrics

Price$9.36
Market Cap$980M
P/E (TTM)10.52
P/E (Forward)6.23
Price/Book0.53
Return on Equity7.4%
Debt/Equity625.72
Gross Margin87.5%
Operating Margin-2.3%
Revenue Growth-46.5%
Dividend Yield15.6%

MFA Financial, Inc. operates in the REIT - Mortgage industry, part of the Real Estate sector (United States).

Frequently Asked Questions

What is MFA Financial, Inc.’s (MFA) StockRank?
MoatMap’s StockRank for MFA Financial, Inc. (MFA) is 68/100, with a Buy signal. It is a composite of Quality (37), Value (55), and Momentum (60) factor ranks across MoatMap’s 19,000+ stock universe.
Does MFA Financial, Inc. have an economic moat?
MFA Financial, Inc. (MFA) has a Quality factor score of 37/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is MFA Financial, Inc. a buy, hold, or sell?
MoatMap’s current signal for MFA Financial, Inc. (MFA) is Buy, based on a StockRank of 68/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is MFA Financial, Inc. in?
MFA Financial, Inc. (MFA) operates in the Real Estate sector, specifically the REIT - Mortgage industry (United States).
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