Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
MFA
HOLDMFA Financial, Inc. · Real Estate · United States · $933M · Avg Vol: $15M/d
COMPANY DESCRIPTION
MFA Financial, Inc. is a specialty finance real estate investment trust (REIT) that primarily invests in residential mortgage assets, including residential whole loans, business-purpose loans, and mortgage-backed securities. The company's competitive moat is enhanced by its vertical integration through Lima One Capital, a wholly owned subsidiary that originates high-yield, business-purpose loans for real estate investors. This proprietary origination capability, combined with active portfolio management of credit-sensitive assets, allows MFA to generate attractive risk-adjusted returns across varying interest rate cycles.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | -84.6M | 205.5M | 252.9M | 298.6M | 20.6% | 288.1M | 297.9M | 318.4M | 3.3% |
| EPS | -2.57 | 0.46 | 0.83 | 1.31 | 68.8% | 0.88 | 1.49 | 1.89 | 20.0% |
| Shares | 101.8M | 101.9M | 102.1M | 101.7M | -0.1% | 101.6M | — | — | — |
| Debt | 3.6B | 5.0B | 6.0B | 6.6B | 22.0% | 11.1B | — | — | — |
| Equity | 2.0B | 1.9B | 1.8B | 1.8B | -2.8% | — | — | — | — |
| Op CF | 355.3M | 108.7M | 200.1M | 76.2M | -40.1% | 161.9M | — | — | — |
| Inv CF | -1.1B | -1.5B | -424.6M | -1.8B | — | — | — | — | — |
| Fin CF | 850.2M | 1.4B | 337.6M | 1.5B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Real Estate, ranked by industry match, size, and score similarity. Cross-listings of MFA are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MFA | MFA Financial, Inc.(you) | $933M | 49 | HOLD |
| TWO | Two Harbors Investment Corp. | $1.3B | 45 | HOLD |
| IVR | Invesco Mortgage Capital Inc. | $776M | 39 | HOLD |
| TRTX | TPG RE Finance Trust, Inc. | $666M | 42 | HOLD |
| ARR | ARMOUR Residential REIT, Inc. | $2.0B | 49 | HOLD |
| ARI | Apollo Commercial Real Estate Finance, Inc. | $887M | 65 | BUY |
| ORC | Orchid Island Capital, Inc. | $1.3B | 33 | SELL |
| CIM | Chimera Investment Corporation | $1.0B | 28 | SELL |
| LADR | Ladder Capital Corp | $1.2B | 31 | SELL |
| PMT | PennyMac Mortgage Investment Trust | $849M | 26 | SELL |
Peer medians: ROE 5.0% · P/E 27.0x · Gross margin 66.6%