Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
PMT
SELLPennyMac Mortgage Investment Trust · Real Estate · United States · $849M · Avg Vol: $15M/d
COMPANY DESCRIPTION
PennyMac Mortgage Investment Trust (PMT) is a real estate investment trust primarily focused on investing in mortgage-related assets, including mortgage-backed securities, mortgage servicing rights, and credit risk transfer arrangements. PMT leverages the robust loan origination and servicing platform of its affiliate, PennyMac Financial Services, providing an integrated approach to managing credit risk and generating returns. This affiliation offers a significant operational advantage, distinguishing PMT as a hybrid mortgage REIT with deep expertise in the U.S. housing finance market.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 103.1M | 279.9M | 183.5M | 158.1M | 15.3% | 684.4M | 178.5M | 205.7M | 14.1% |
| EPS | -1.26 | 1.80 | 1.37 | 0.99 | -25.8% | 1.44 | 1.08 | 1.43 | 20.0% |
| Shares | 88.9M | 86.6M | 86.9M | 87.0M | -2.1% | — | — | — | — |
| Debt | 4.8B | 4.8B | 5.6B | 11.1B | 32.5% | 23.0B | — | — | — |
| Equity | 2.0B | 2.0B | 1.9B | 1.9B | -1.3% | — | — | — | — |
| Op CF | 1.8B | 1.3B | -2.7B | -7.2B | -24.9% | -10.1B | — | — | — |
| Inv CF | -1.9B | -21.7M | 1.4B | 429.7M | — | — | — | — | — |
| Fin CF | 135.9M | -1.1B | 1.4B | 6.7B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Real Estate, ranked by industry match, size, and score similarity. Cross-listings of PMT are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PMT | PennyMac Mortgage Investment Trust(you) | $849M | 25 | SELL |
| BRSP | BrightSpire Capital, Inc. | $681M | 26 | SELL |
| CIM | Chimera Investment Corporation | $1.0B | 30 | SELL |
| FBRT | Franklin BSP Realty Trust, Inc. | $601M | 27 | SELL |
| RWT | Redwood Trust, Inc. | $616M | 23 | SELL |
| LADR | Ladder Capital Corp | $1.2B | 31 | SELL |
| ORC | Orchid Island Capital, Inc. | $1.3B | 33 | SELL |
| IVR | Invesco Mortgage Capital Inc. | $776M | 40 | HOLD |
| TRTX | TPG RE Finance Trust, Inc. | $666M | 38 | HOLD |
| ABR | Arbor Realty Trust, Inc. | $1.0B | 11 | STRONG SELL |
Peer medians: ROE 4.9% · P/E 26.9x · Gross margin 67.3%