PMT

SellBargain Bin

PennyMac Mortgage Investment Trust · Real Estate · United States · $849M · Avg Vol: $13M/d

Bargain Bin: Looks like a bargain; the quality and the trend say why it is in the bin.

29
StockRank
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Quality
30
Value
59
Momentum
29
P/E (TTM)
6.1x
peers 23.5x
ROE
8.9%
peers 4.6%
D/E
12.4x
peers 1.1x
Dividend %
18.2%
trailing yield

ABOUT PENNYMAC MORTGAGE INVESTMENT TRUST

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PennyMac Mortgage Investment Trust (PMT) is a real estate investment trust primarily focused on investing in mortgage-related assets, including mortgage-backed securities, mortgage servicing rights, and credit risk transfer arrangements. PMT leverages the robust loan origination and servicing platform of its affiliate, PennyMac Financial Services, providing an integrated approach to managing credit risk and generating returns. This affiliation offers a significant operational advantage, distinguishing PMT as a hybrid mortgage REIT with deep expertise in the U.S. housing finance market.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue103.1M279.9M183.5M158.1M15.3%684.4M178.7M200.4M12.6%
EPS-1.261.801.370.99-25.8%1.441.061.3918.3%
Shares88.9M86.6M86.9M87.0M-2.1%————
Debt4.8B4.8B5.6B11.1B32.5%23.0B———
Equity2.0B2.0B1.9B1.9B-1.3%————
Op CF1.8B1.3B-2.7B-7.2B-24.9%-10.1B———
Inv CF-1.9B-21.7M1.4B429.7M—————
Fin CF135.9M-1.1B1.4B6.7B—————
Loading 1Y...
PRICE (1Y)-11.0%
8.458.759.059.349.6413 Aug3 Sep24 Sep
SMA 50SMA 200

Close
$8.45
RSI (14)
16.1
52-Week Range-34.2% from high
Low $8.44High $12.84

SCORE BREAKDOWN

Quality
30
ROIC (ROA)
0.8%*15.9
ROE
8.9%67.8
GP/Assets
2.7%15.3
Op. Margin
10.9%30.2
FCF/Assets
—N/A
Piotroski
10.5
Int. Cover
—92.3
D/E Ratio
12.39x0.7
Current Ratio
1.80x62.6
Value
59
P/E (TTM)
6.1x88.3
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
0.6x73.8
P/S
—N/A
Div Yield
18.2%98.3
Momentum
29
52W High %
66%21.1
RS 6M
-38%11.2
SMA 50/200
0.88x14.1
EPS Rev 4W
-1.2%22.5
EPS Rev 12W
-8.1%12.7
EPS Improve
-4%38.2
Q Growth
310%93.3

FUNDAMENTALS

Market Cap
$849M
P/E (Forward)
6.3x
Gross Margin
82.9%

SECTOR PEERS

Closest peers in Real Estate, ranked by industry match, size, and score similarity. Cross-listings of PMT are excluded.

TickerCompanyMkt CapStockRankSignal
PMTPennyMac Mortgage Investment Trust(you)$849M29Sell
LADRLadder Capital Corp$1.2B29Sell
FBRTFranklin BSP Realty Trust, Inc.$620M30Sell
IVRInvesco Mortgage Capital Inc.$704M33Sell
TRTXTPG RE Finance Trust, Inc.$524M30Sell
ORCOrchid Island Capital, Inc.$1.2B34Sell
CIMChimera Investment Corporation$899M20Strong Sell
MFAMFA Financial, Inc.$841M45Hold
BRSPBrightSpire Capital, Inc.$512M24Sell
ABRArbor Realty Trust, Inc.$849M14Strong Sell

Peer medians: ROE 4.6% · P/E 23.5x · Gross margin 66.9%

Company Deep Dive

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PennyMac Mortgage Investment Trust (PMT): Stock Score Summary

PennyMac Mortgage Investment Trust (PMT) has a MoatMap StockRank of 29/100 based on Quality (30/100), Value (59/100), and Momentum (29/100) factor scores. The current signal is SELL.

PennyMac Mortgage Investment Trust (PMT) is a real estate investment trust primarily focused on investing in mortgage-related assets, including mortgage-backed securities, mortgage servicing rights, and credit risk transfer arrangements. PMT leverages the robust loan origination and servicing platform of its affiliate, PennyMac Financial Services, providing an integrated approach to managing credit risk and generating returns. This affiliation offers a significant operational advantage, distinguishing PMT as a hybrid mortgage REIT with deep expertise in the U.S. housing finance market.

Key Financial Metrics

Price$8.45
Market Cap$849M
P/E (TTM)6.11
P/E (Forward)6.35
Price/Book0.58
Return on Equity8.9%
Debt/Equity12.39x
Gross Margin82.9%
Operating Margin10.9%
Revenue Growth6.1%
Dividend Yield18.2%

PennyMac Mortgage Investment Trust operates in the REIT - Mortgage industry, part of the Real Estate sector (United States).

Frequently Asked Questions

What is PennyMac Mortgage Investment Trust’s (PMT) StockRank?
MoatMap’s StockRank for PennyMac Mortgage Investment Trust (PMT) is 29/100, with a Sell signal. It is a composite of Quality (30), Value (59), and Momentum (29) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does PennyMac Mortgage Investment Trust have an economic moat?
PennyMac Mortgage Investment Trust (PMT) has a Quality factor score of 30/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is PennyMac Mortgage Investment Trust a buy, hold, or sell?
MoatMap’s current signal for PennyMac Mortgage Investment Trust (PMT) is Sell, based on a StockRank of 29/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is PennyMac Mortgage Investment Trust in?
PennyMac Mortgage Investment Trust (PMT) operates in the Real Estate sector, specifically the REIT - Mortgage industry (United States).