Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CHCO
BUYCity Holding Company · Financial Services · United States · $2.0B · Avg Vol: $23M/d
COMPANY DESCRIPTION
City Holding Company operates City National Bank of West Virginia, offering a full range of commercial and consumer banking services, wealth management, and trust services primarily in West Virginia, Kentucky, Ohio, and Virginia. The company benefits from a strong community presence and established customer relationships in its regional markets, leveraging local expertise and personalized service. City Holding is a well-established regional bank focused on organic growth and community engagement, providing traditional banking services in its core Mid-Atlantic and Appalachian markets.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 246.1M | 282.4M | 285.1M | 305.2M | 7.4% | 319.7M | 318.2M | 323.4M | 2.9% |
| EPS | 5.67 | 6.81 | 7.62 | 7.89 | 8.94 | 12.1% | 9.08 | 9.30 | 9.47 | 2.9% |
| Shares | — | 14.8M | 14.8M | 14.7M | 14.4M | -2.9% | 14.1M | — | — | — |
| Debt | — | 0 | 125.0M | 150.0M | 150.0M | 9.5% | 558.1M | — | — | — |
| Equity | — | 577.9M | 677.1M | 730.7M | 809.7M | 11.9% | — | — | — | — |
| Op CF | — | 115.8M | 137.6M | 131.9M | 131.4M | 4.3% | 137.9M | — | — | — |
| Inv CF | — | -410.5M | 14.7M | -252.3M | -269.9M | — | — | — | — | — |
| Fin CF | — | -140.0M | -196.0M | 189.5M | 105.1M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CHCO are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CHCO | City Holding Company(you) | $2.0B | 70 | BUY |
| QCRH | QCR Holdings, Inc. | $1.7B | 71 | BUY |
| RBCAA | Republic Bancorp, Inc. | $1.8B | 73 | BUY |
| STBA | S&T Bancorp, Inc. | $1.9B | 74 | BUY |
| TCBK | TriCo Bancshares | $1.9B | 67 | BUY |
| CASH | Pathward Financial, Inc. | $1.8B | 67 | BUY |
| CUBI | Customers Bancorp, Inc. | $2.6B | 70 | BUY |
| DCOM | Dime Commercial Bancshares, Inc. | $1.7B | 67 | BUY |
| BANR | Banner Corporation | $2.4B | 73 | BUY |
| NWBI | Northwest Bancshares, Inc. | $2.3B | 74 | BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%