Company Deep Dive
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PYPL
BuyUnloved QualityPayPal Holdings, Inc. · Financial Services · United States · $45.9B · Avg Vol: $610M/d
COMPANY DESCRIPTION
PayPal Holdings, Inc. is a global leader in digital payments, operating a vast technology platform that facilitates online and mobile money transfers for consumers and merchants worldwide, including brands like PayPal and Venmo. The company's formidable competitive moat stems from its enormous two-sided network effects, strong brand recognition, and extensive global reach, creating a trusted and indispensable ecosystem for digital commerce. This enables it to process massive transaction volumes and leverage data for enhanced user experiences.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 27.5B | 29.8B | 31.8B | 33.2B | 6.4% | 34.1B | 34.7B | 36.2B | 4.5% |
| EPS | 2.10 | 3.85 | 4.03 | 5.46 | 37.5% | 5.29 | 5.54 | 5.95 | 4.4% |
| Shares | 1.1B | 1.1B | 993.0M | 920.0M | -19.0% | 855.5M | — | — | — |
| Debt | 10.4B | 9.7B | 9.9B | 10.0B | -1.4% | 14.2B | — | — | — |
| Equity | 20.3B | 21.1B | 20.4B | 20.3B | -0.0% | — | — | — | — |
| Op CF | 5.8B | 4.8B | 7.5B | 6.4B | 3.3% | 7.5B | — | — | — |
| Inv CF | -3.3B | 752.0M | 1.7B | 797.0M | — | — | — | — | — |
| Fin CF | -1.2B | -3.0B | -8.3B | -6.0B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PYPL are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PYPL | PayPal Holdings, Inc.(you) | $45.9B | 71 | Buy |
| SYF | Synchrony Financial | $25.4B | 48 | Hold |
| FCFS | FirstCash Holdings, Inc. | $9.5B | 66 | Buy |
| AFRM | Affirm Holdings, Inc. | $26.2B | 41 | Hold |
| CACC | Credit Acceptance Corporation | $6.2B | 72 | Buy |
| COF | Capital One Financial Corporation | $132.3B | 49 | Hold |
| BFH | Bread Financial Holdings, Inc. | $4.1B | 69 | Buy |
| ENVA | Enova International, Inc. | $5.8B | 61 | Hold |
| OMF | OneMain Holdings, Inc. | $7.2B | 55 | Hold |
| ALLY | Ally Financial Inc. | $12.8B | 40 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%