Capital One Financial Corporation (COF) has a MoatMap StockRank of 13/100 based on Quality (35/100), Value (26/100), and Momentum (36/100) factor scores. The current signal is STRONG SELL. Capital One's pending acquisition of Discover Financial could create a powerful closed-loop payments network, challenging the Visa/Mastercard duopoly and building a massive structural moat. However, near-term macroeconomic headwinds in US consumer credit and regulatory approval risks warrant a cautious stance.
Capital One Financial Corporation is a diversified financial services company specializing in credit cards, auto loans, and various banking and savings products for consumers and small businesses. The company holds a significant market share in the U.S. credit card sector, distinguished by its sophisticated use of data analytics and direct marketing to acquire and manage customer accounts effectively. Capital One's competitive advantage stems from its technology-driven approach to underwriting and personalized financial offerings.
| Price | $180.51 |
| Market Cap | $116.4B |
| P/E (TTM) | 56.54 |
| P/E (Forward) | 7.54 |
| Price/Book | 1.06 |
| Return on Equity | 3.3% |
| Gross Margin | 0.0% |
| Operating Margin | 28.6% |
| Revenue Growth | 46.3% |
| Dividend Yield | 1.8% |
Capital One Financial Corporation operates in the Credit Services industry, part of the Financial Services sector (United States).