Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
COF
HOLDCapital One Financial Corporation · Financial Services · United States · $124.4B · Avg Vol: $987M/d
COMPANY DESCRIPTION
Capital One Financial Corporation is a diversified financial services company specializing in credit cards, auto loans, and various banking and savings products for consumers and small businesses. The company holds a significant market share in the U.S. credit card sector, distinguished by its sophisticated use of data analytics and direct marketing to acquire and manage customer accounts effectively. Capital One's competitive advantage stems from its technology-driven approach to underwriting and personalized financial offerings.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 34.3B | 36.8B | 39.1B | 53.4B | 16.0% | 36.3B | 64.0B | 67.6B | 12.5% |
| EPS | 17.98 | 11.98 | 11.61 | 4.03 | -39.3% | 3.23 | 4.17 | 4.94 | 10.7% |
| Shares | 381.3M | 380.4M | 381.2M | 625.1M | +63.9% | 616.0M | — | — | — |
| Debt | 47.8B | 49.3B | 45.0B | 50.4B | 1.8% | 55.9B | — | — | — |
| Equity | 52.6B | 58.1B | 60.8B | 113.6B | 29.3% | — | — | — | — |
| Op CF | 13.8B | 20.6B | 18.2B | 27.7B | 26.1% | 29.1B | — | — | — |
| Inv CF | -29.7B | -21.9B | -26.4B | -444.0M | — | — | — | — | — |
| Fin CF | 25.1B | 13.8B | 8.2B | -8.9B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of COF are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| COF | Capital One Financial Corporation(you) | $124.4B | 39 | HOLD |
| AXP | American Express Company | $222.6B | 31 | SELL |
| MA.MX | Mastercard Incorporated | $441.3B | 46 | HOLD |
| AFRM.MX | Affirm Holdings, Inc. | $26.8B | 37 | HOLD |
| PYPL | PayPal Holdings, Inc. | $49.5B | 61 | HOLD |
| SYF | Synchrony Financial | $23.7B | 47 | HOLD |
| ALLY | Ally Financial Inc. | $13.1B | 49 | HOLD |
| SOFI | SoFi Technologies, Inc. | $21.1B | 17 | STRONG SELL |
| V.MX | Visa Inc. | $641.2B | 65 | BUY |
| 8593.T | Mitsubishi HC Capital Inc. | $11.6B | 25 | SELL |
Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 83.5%