Company Deep Dive

Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.

View Deep Dive

V

HOLD

Visa Inc. · Financial Services · United States · $639.4B · Avg Vol: $3.2B/d

53
StockRank
Get insider-trade alerts
Q
80
V
11
M
55
P/E (TTM)
30.3x
ROE
60.3%
D/E
0.7x
Dividend %
0.7%

COMPANY DESCRIPTION

Visa Inc. is a global payments technology company facilitating electronic funds transfers throughout the world. It operates one of the world's largest retail electronic payments networks, VisaNet, connecting consumers, merchants, financial institutions, and governments in over 200 countries. Visa's dominant market position stems from its unparalleled network effect, strong brand recognition, and a secure, ubiquitous platform that processes trillions of transactions annually, making it indispensable to global commerce.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue29.3B32.7B35.9B40.0B10.9%43.0B45.6B50.3B12.2%
EPS7.018.299.7410.2213.4%11.4911.7113.2513.8%
Shares2.1B2.0B2.0B1.9B-7.3%1.7B
Debt22.4B20.5B20.8B25.2B3.9%24.0B
Equity35.6B38.7B39.1B37.9B2.1%
Op CF18.8B20.8B19.9B23.1B7.0%22.8B
Inv CF-4.3B-2.0B-1.9B708.0M
Fin CF-12.7B-17.8B-20.6B-19.0B
Loading 1Y...
PRICE (1Y)+6.3%
312325337350362May 27Jun 17Jul 9
SMA 50SMA 200
Close
$348.20
RSI (14)
65.4
52W High
$365.02
From 52W High
1.0%

SCORE BREAKDOWN

Quality
80
ROIC
41.1%98.7
ROE
60.3%99.1
GP/Assets
42.2%93.8
Op. Margin
67.3%85.5
FCF/Assets
20.9%94.1
Piotroski
656.5
Int. Cover
45.1x79.2
D/E Ratio
0.67x37.5
Current Ratio
1.09x30.2
Value
11
P/E (TTM)
30.3x13.1
EV/EBITDA
22.1x11.7
P/FCF
30.7x19.8
P/B
18.7x2.5
P/S
15.4x8.4
Div Yield
0.7%5.3
Momentum
55
52W High %
95%63.5
RS 6M
-11%29.9
SMA 50/200
1.00x37.3
EPS Rev 4W
+0.1%79.2
EPS Rev 12W
+15.6%66.4
EPS Improve
+29%59.5
Q Growth
32%66.3

FUNDAMENTALS

Market Cap
$639.4B
P/E (Forward)
23.4x
Gross Margin
97.8%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of V are excluded.

TickerCompanyMkt CapStockRankSignal
VVisa Inc.(you)$639.4B53HOLD
MAMastercard Incorporated$440.9B44HOLD
AXP.MXAmerican Express Company$232.3B35SELL
PYPLPayPal Holdings, Inc.$39.1B58HOLD
COFCapital One Financial Corporation$125.7B21SELL
SYFSynchrony Financial$26.5B42HOLD
AFRM.MXAffirm Holdings, Inc.$26.8B41HOLD
ALLYAlly Financial Inc.$14.5B46HOLD
SOFISoFi Technologies, Inc.$22.9B20STRONG SELL
FCFSFirstCash Holdings, Inc.$9.3B70BUY

Peer medians: ROE 9.8% · P/E 12.9x · Gross margin 19.3%

Visa Inc. (V) — Stock Score Summary

Visa Inc. (V) has a MoatMap StockRank of 53/100 based on Quality (80/100), Value (11/100), and Momentum (55/100) factor scores. The current signal is HOLD.

Visa Inc. is a global payments technology company facilitating electronic funds transfers throughout the world. It operates one of the world's largest retail electronic payments networks, VisaNet, connecting consumers, merchants, financial institutions, and governments in over 200 countries. Visa's dominant market position stems from its unparalleled network effect, strong brand recognition, and a secure, ubiquitous platform that processes trillions of transactions annually, making it indispensable to global commerce.

Key Financial Metrics

Price$348.20
Market Cap$639.4B
P/E (TTM)30.30
P/E (Forward)23.42
Price/Book18.68
Return on Equity60.3%
Return on Invested Capital41.1%
Debt/Equity67.23
Gross Margin97.8%
Operating Margin67.3%
Revenue Growth17.1%
Dividend Yield0.7%
Free Cash Flow$20.8B

Visa Inc. operates in the Credit Services industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Visa Inc.’s (V) StockRank?
MoatMap’s StockRank for Visa Inc. (V) is 53/100, with a Hold signal. It is a composite of Quality (80), Value (11), and Momentum (55) factor ranks across MoatMap’s 20,000+ stock universe.
Does Visa Inc. have an economic moat?
Visa Inc. (V) has a Quality factor score of 80/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Visa Inc. a buy, hold, or sell?
MoatMap’s current signal for Visa Inc. (V) is Hold, based on a StockRank of 53/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Visa Inc. in?
Visa Inc. (V) operates in the Financial Services sector, specifically the Credit Services industry (United States).