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MA

HOLD

Mastercard Incorporated · Financial Services · United States · $476.8B · Avg Vol: $2.1B/d

57
StockRank
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Q
82
V
11
M
58
P/E (TTM)
31.4x
ROE
232.1%
D/E
2.8x
Dividend %
0.6%

COMPANY DESCRIPTION

Mastercard Incorporated is a global technology company that powers electronic payments, connecting consumers, financial institutions, merchants, governments, and businesses across more than 210 countries and territories. Its formidable network effect, trusted brand, and highly secure payment processing infrastructure provide a deep competitive moat in the global financial services industry.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue22.2B25.1B28.2B32.8B13.8%33.9B37.2B41.8B12.9%
EPS10.2611.8613.9116.5417.3%17.4119.1922.2115.9%
Shares956.0M934.0M913.4M894.0M-6.5%877.0M
Debt14.0B15.7B18.2B19.0B10.7%19.0B
Equity6.3B6.9B6.5B7.7B7.1%
Op CF11.2B12.0B14.8B17.6B16.4%18.3B
Inv CF-1.5B-1.4B-3.4B-1.4B
Fin CF-10.3B-9.5B-10.8B-14.2B
Loading 1Y...
PRICE (1Y)+17.0%
484507531554577Jun 18Jul 13Jul 31
SMA 50SMA 200
Close
$573.10
RSI (14)
67.8
52W High
$598.04
From 52W High
1.0%

SCORE BREAKDOWN

Quality
82
ROIC
61.5%99.7
ROE
232.1%99.8
GP/Assets
62.7%97.4
Op. Margin
60.8%80.1
FCF/Assets
29.8%98.5
Piotroski
999.8
Int. Cover
26.7x71.0
D/E Ratio
2.82x9.6
Current Ratio
0.98x27.8
Value
11
P/E (TTM)
31.4x13.3
EV/EBITDA
23.1x11.5
P/FCF
29.5x16.8
P/B
72.3x2.4
P/S
14.3x11.6
Div Yield
0.6%3.8
Momentum
58
52W High %
96%58.9
RS 6M
-2%61.8
SMA 50/200
0.98x23.8
EPS Rev 4W
+0.1%78.9
EPS Rev 12W
+0.6%63.5
EPS Improve
+31%59.7
Q Growth
18%53.7

FUNDAMENTALS

Market Cap
$476.8B
P/E (Forward)
24.0x
Gross Margin
100.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MA are excluded.

TickerCompanyMkt CapStockRankSignal
MAMastercard Incorporated(you)$476.8B57HOLD
VVisa Inc.$676.5B70BUY
AXPAmerican Express Company$222.6B31SELL
COFCapital One Financial Corporation$124.4B40HOLD
PYPLPayPal Holdings, Inc.$49.5B67BUY
SYFSynchrony Financial$23.7B51HOLD
AFRM.MXAffirm Holdings, Inc.$26.8B35SELL
ALLYAlly Financial Inc.$13.1B45HOLD
FCFSFirstCash Holdings, Inc.$8.6B64HOLD
OMFOneMain Holdings, Inc.$6.9B48HOLD

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 83.4%

Mastercard Incorporated (MA): Stock Score Summary

Mastercard Incorporated (MA) has a MoatMap StockRank of 57/100 based on Quality (82/100), Value (11/100), and Momentum (58/100) factor scores. The current signal is HOLD.

Mastercard Incorporated is a global technology company that powers electronic payments, connecting consumers, financial institutions, merchants, governments, and businesses across more than 210 countries and territories. Its formidable network effect, trusted brand, and highly secure payment processing infrastructure provide a deep competitive moat in the global financial services industry.

Key Financial Metrics

Price$573.10
Market Cap$476.8B
P/E (TTM)31.44
P/E (Forward)24.01
Price/Book72.26
Return on Equity232.1%
Return on Invested Capital61.5%
Debt/Equity2.82x
Gross Margin100.0%
Operating Margin60.8%
Revenue Growth15.8%
Dividend Yield0.6%
Free Cash Flow$16.1B

Mastercard Incorporated operates in the Credit Services industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Mastercard Incorporated’s (MA) StockRank?
MoatMap’s StockRank for Mastercard Incorporated (MA) is 57/100, with a Hold signal. It is a composite of Quality (82), Value (11), and Momentum (58) factor ranks across MoatMap’s 20,000+ stock universe.
Does Mastercard Incorporated have an economic moat?
Mastercard Incorporated (MA) has a Quality factor score of 82/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Mastercard Incorporated a buy, hold, or sell?
MoatMap’s current signal for Mastercard Incorporated (MA) is Hold, based on a StockRank of 57/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Mastercard Incorporated in?
Mastercard Incorporated (MA) operates in the Financial Services sector, specifically the Credit Services industry (United States).