Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
WAFD
HOLDREMOVEWaFd, Inc. · Financial Services · United States · $2.7B · Avg Vol: $21M/d
WaFd is a regional bank facing net interest margin compression and commercial real estate exposure, with no structural growth drivers.
COMPANY DESCRIPTION
WaFd, Inc. is a bank holding company operating through Washington Federal Bank, providing commercial and consumer banking services including deposits, various loans, and wealth management. It maintains a strong regional presence in the Western U.S., focusing on relationship-based banking and disciplined underwriting. The company is a conservative regional bank with a community-focused approach, emphasizing stability.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | 661.6M | 742.6M | 721.8M | 724.9M | 3.1% |
| EPS | 3.40 | 3.72 | 5.21 | 5.52 | 17.5% |
| Shares | 136.3M | 136.5M | 73.9M | 73.9M | -45.8% |
| Debt | 2.1B | 3.6B | 3.3B | 1.8B | -5.1% |
| Equity | 2.3B | 2.4B | 3.0B | 3.0B | 10.2% |
| Op CF | 268.5M | 214.0M | 439.2M | 237.0M | -4.1% |
| Inv CF | -2.5B | -1.4B | 3.3B | -318.4M | — |
| Fin CF | 817.9M | 1.5B | -2.3B | -1.6B | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WAFD are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| WAFD | WaFd, Inc.(you) | $2.7B | 57 | HOLD |
| TRMK | Trustmark Corporation | $2.6B | 56 | HOLD |
| FRME | First Merchants Corporation | $2.6B | 56 | HOLD |
| CUBI | Customers Bancorp, Inc. | $2.6B | 59 | HOLD |
| EFSC | Enterprise Financial Services Corp | $2.3B | 56 | HOLD |
| FBNC | First Bancorp | $2.5B | 54 | HOLD |
| FIBK | First Interstate BancSystem, Inc. | $3.6B | 58 | HOLD |
| PRK | Park National Corporation | $3.2B | 53 | HOLD |
| BBT | Beacon Financial Corporation | $2.5B | 51 | HOLD |
| CBU | Community Financial System, Inc. | $3.3B | 61 | HOLD |
Peer medians: ROE 10.7% · P/E 13.5x · Gross margin 0.0%