What is WaFd, Inc.'s (WAFD) StockRank?

MoatMap's StockRank for WaFd, Inc. (WAFD) is 57/100, with a Hold signal. This is a composite score combining Quality (55), Value (56), and Momentum (41) factor ranks across MoatMap's universe of 25,000+ stocks.

Does WaFd, Inc. have an economic moat?

WaFd, Inc. (WAFD) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is WaFd, Inc. a buy, hold, or sell?

MoatMap's current signal for WaFd, Inc. (WAFD) is Hold, based on a StockRank of 57/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is WaFd, Inc. in?

WaFd, Inc. (WAFD) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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WAFD

HoldUnloved Quality

WaFd, Inc. · Financial Services · United States · $2.7B · Avg Vol: $22M/d

StockRank

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P/E (TTM)

11.5x

ROE

8.5%

D/E

0.6x

Dividend %

3.0%

COMPANY DESCRIPTION

WaFd, Inc. is a bank holding company operating through Washington Federal Bank, providing commercial and consumer banking services including deposits, various loans, and wealth management. It maintains a strong regional presence in the Western U.S., focusing on relationship-based banking and disciplined underwriting. The company is a conservative regional bank with a community-focused approach, emphasizing stability.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	661.6M	742.6M	721.8M	724.9M	3.1%	761.1M	790.5M	821.7M	6.5%
EPS	3.40	3.72	2.50	2.64	-8.1%	3.17	3.13	3.26	11.2%
Shares	65.3M	64.7M	81.2M	78.2M	+19.7%	74.0M	—	—	—
Debt	2.1B	3.6B	3.3B	1.8B	-5.1%	3.4B	—	—	—
Equity	2.3B	2.4B	3.0B	3.0B	10.2%	—	—	—	—
Op CF	268.5M	214.0M	439.2M	237.0M	-4.1%	267.5M	—	—	—
Inv CF	-2.5B	-1.4B	3.3B	-318.4M	—	—	—	—	—
Fin CF	817.9M	1.5B	-2.3B	-1.6B	—	—	—	—	—

Loading 1Y...

PRICE (1Y)-6.4%

SMA 50SMA 200

$34.10

RSI (14)

25.4

52W High

$39.20

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.9%*34.7

ROE

8.5%42.3

GP/Assets

2.9%N/A

Op. Margin

46.1%65.6

FCF/Assets

0.8%N/A

Piotroski

797.1

Int. Cover

—50.0

D/E Ratio

0.60xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

11.5x60.3

EV/EBITDA

bankN/A

P/FCF

12.3xN/A

P/B

1.0x62.4

P/S

3.5x51.7

Div Yield

3.0%41.3

Momentum

52W High %

87%38.3

RS 6M

0%54.1

SMA 50/200

1.08x68.0

EPS Rev 4W

0.0%27.7

EPS Rev 12W

-2.0%22.3

EPS Improve

+6%28.3

Q Growth

7%35.4

FUNDAMENTALS

Market Cap

$2.7B

P/E (Forward)

10.8x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WAFD are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
WAFD	WaFd, Inc.(you)	$2.7B	57	Hold
FRME	First Merchants Corporation	$2.6B	54	Hold
TRMK	Trustmark Corporation	$2.7B	62	Hold
FBNC	First Bancorp	$2.6B	52	Hold
SYBT	Stock Yards Bancorp, Inc.	$2.5B	53	Hold
FFBC	First Financial Bancorp.	$3.4B	58	Hold
FHB	First Hawaiian, Inc.	$3.1B	60	Hold
EFSC	Enterprise Financial Services Corp	$2.3B	52	Hold
PRK	Park National Corporation	$3.6B	54	Hold
MCHB	Mechanics Bancorp	$3.5B	60	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Price	$34.10
Market Cap	$2.7B
P/E (TTM)	11.45
P/E (Forward)	10.80
Price/Book	0.99
Return on Equity	8.5%
Debt/Equity	0.60x
Operating Margin	46.1%
Revenue Growth	5.6%
Dividend Yield	3.0%
Free Cash Flow	$217M