Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
REFI
HOLDChicago Atlantic Real Estate Finance, Inc. · Real Estate · United States · $258M · Avg Vol: $2M/d
COMPANY DESCRIPTION
Chicago Atlantic Real Estate Finance, Inc. operates as a mortgage REIT specializing in originating and managing senior secured loans to state-licensed cannabis operators across the United States. The company carves out a niche by providing critical debt capital to businesses in the high-growth cannabis industry that often lack access to traditional banking services. This specialized focus allows it to achieve attractive risk-adjusted returns in a unique regulatory environment.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 48.9M | 57.3M | 54.8M | 55.6M | 4.4% | 49.8M | 55.4M | 58.8M | 2.8% |
| EPS | 1.83 | 2.14 | 1.92 | 1.71 | -2.2% | 1.43 | 1.71 | 1.89 | 5.2% |
| Shares | 17.8M | 18.2M | 20.8M | 21.1M | +18.6% | 25.4M | — | — | — |
| Debt | 58.0M | 66.0M | 104.1M | 98.4M | 19.3% | 116.4M | — | — | — |
| Equity | 264.0M | 271.9M | 309.0M | 307.8M | 5.2% | — | — | — | — |
| Op CF | 17.0M | 28.4M | 23.2M | 28.8M | 19.2% | 24.3M | — | — | — |
| Inv CF | -125.2M | -1.9M | -39.3M | 8.7M | — | — | — | — | — |
| Fin CF | 33.7M | -24.3M | 34.6M | -49.0M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Real Estate, ranked by industry match, size, and score similarity. Cross-listings of REFI are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| REFI | Chicago Atlantic Real Estate Finance, Inc.(you) | $258M | 63 | HOLD |
| AOMR | Angel Oak Mortgage REIT, Inc. | $219M | 61 | HOLD |
| NREF | NexPoint Real Estate Finance, Inc. | $387M | 72 | BUY |
| ARI | Apollo Commercial Real Estate Finance, Inc. | $887M | 63 | HOLD |
| SUNS | Sunrise Realty Trust, Inc. | $108M | 54 | HOLD |
| MFA | MFA Financial, Inc. | $933M | 57 | HOLD |
| ACRE | Ares Commercial Real Estate Corporation | $252M | 29 | SELL |
| CHMI | Cherry Hill Mortgage Investment Corporation | $84M | 46 | HOLD |
| SEVN | Seven Hills Realty Trust | $179M | 31 | SELL |
| EFC | Ellington Financial Inc. | $1.7B | 64 | HOLD |
Peer medians: ROE 4.9% · P/E 26.9x · Gross margin 67.3%