REFI
BuyFallen FavouriteFLAGChicago Atlantic Real Estate Finance, Inc. · Real Estate · United States · $274M · Avg Vol: $2M/d
Fallen Favourite: A good business that is expensive and falling. Wait for the price to catch up.
Insufficient evidence for a screen-pass. Chicago Atlantic Real Estate Finance, Inc.: fails the quant gate on value, momentum (Q63/V49/M47; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.
The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.
ABOUT CHICAGO ATLANTIC REAL ESTATE FINANCE, INC.
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Chicago Atlantic Real Estate Finance, Inc. operates as a mortgage REIT specializing in originating and managing senior secured loans to state-licensed cannabis operators across the United States. The company carves out a niche by providing critical debt capital to businesses in the high-growth cannabis industry that often lack access to traditional banking services. This specialized focus allows it to achieve attractive risk-adjusted returns in a unique regulatory environment.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 48.9M | 57.3M | 54.8M | 55.6M | 4.4% | 48.8M | 55.0M | 59.6M | 3.6% |
| EPS | 1.83 | 2.14 | 1.92 | 1.71 | -2.2% | 1.36 | 1.35 | 1.84 | 3.7% |
| Shares | 17.8M | 18.2M | 20.8M | 21.1M | +18.6% | 25.6M | — | — | — |
| Debt | 58.0M | 66.0M | 104.1M | 98.4M | 19.3% | 140.5M | — | — | — |
| Equity | 264.0M | 271.9M | 309.0M | 307.8M | 5.2% | — | — | — | — |
| Op CF | 17.0M | 28.4M | 23.2M | 28.8M | 19.2% | 26.9M | — | — | — |
| Inv CF | -125.2M | -1.9M | -39.3M | 8.7M | — | — | — | — | — |
| Fin CF | 33.7M | -24.3M | 34.6M | -49.0M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Real Estate, ranked by industry match, size, and score similarity. Cross-listings of REFI are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| REFI | Chicago Atlantic Real Estate Finance, Inc.(you) | $274M | 66 | Buy |
| NREF | NexPoint Real Estate Finance, Inc. | $364M | 68 | Buy |
| ADAM | Adamas Trust, Inc. | $758M | 72 | Buy |
| AOMR | Angel Oak Mortgage REIT, Inc. | $189M | 41 | Hold |
| CHMI | Cherry Hill Mortgage Investment Corporation | $103M | 53 | Hold |
| MITT | TPG Mortgage Investment Trust, Inc. | $197M | 34 | Sell |
| EFC | Ellington Financial Inc. | $1.6B | 62 | Hold |
| ARI | Apollo Commercial Real Estate Finance, Inc. | $805M | 48 | Hold |
| ACRE | Ares Commercial Real Estate Corporation | $234M | 29 | Sell |
| SUNS | Sunrise Realty Trust, Inc. | $99M | 46 | Hold |
Peer medians: ROE 4.6% · P/E 23.5x · Gross margin 66.9%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.