TFS Financial Corporation (TFSL) — Stock Score Summary

TFS Financial Corporation (TFSL) has a MoatMap StockRank of 40/100 based on Quality (29/100), Value (27/100), and Momentum (71/100) factor scores. The current signal is HOLD. TFS Financial is a federally chartered mutual holding company. It operates a traditional, highly regulated thrift banking model that is highly sensitive to interest rate spreads and lacks any connection to our high-conviction industrial, energy, or technology themes.

TFS Financial Corporation operates as the holding company for Third Federal Savings and Loan Association of Cleveland, a regional thrift institution focused on attracting retail deposits and originating mortgage loans. Its competitive moat lies in a long-standing reputation for financial stability and customer trust, coupled with a conservative underwriting approach that contributes to asset quality. TFS Financial maintains a strong market presence as a reliable, deposit-funded mortgage lender.

Key Financial Metrics

Price$16.69
Market Cap$4.4B
P/E (TTM)49.48
P/E (Forward)44.14
Price/Book2.37
Return on Equity4.9%
Gross Margin0.0%
Operating Margin39.2%
Revenue Growth9.8%
Dividend Yield6.9%

TFS Financial Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is TFS Financial Corporation’s (TFSL) StockRank?
MoatMap’s StockRank for TFS Financial Corporation (TFSL) is 40/100, with a Hold signal. It is a composite of Quality (29), Value (27), and Momentum (71) factor ranks across MoatMap’s 19,000+ stock universe.
Does TFS Financial Corporation have an economic moat?
TFS Financial Corporation (TFSL) has a Quality factor score of 29/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is TFS Financial Corporation a buy, hold, or sell?
MoatMap’s current signal for TFS Financial Corporation (TFSL) is Hold, based on a StockRank of 40/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is TFS Financial Corporation in?
TFS Financial Corporation (TFSL) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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