First Internet Bancorp (INBK) — Stock Score Summary

First Internet Bancorp (INBK) has a MoatMap StockRank of 40/100 based on Quality (19/100), Value (32/100), and Momentum (76/100) factor scores. The current signal is HOLD. First Internet Bancorp is a digitally native bank with weak quality metrics (Q: 19). It lacks a durable economic moat and is highly exposed to deposit beta and funding cost pressures without any offsetting thematic tailwinds.

First Internet Bancorp is the holding company for First Internet Bank, an FDIC-insured, full-service bank operating exclusively online across the United States. The company leverages its branchless digital model to offer a comprehensive range of banking products and services to consumers and businesses with greater efficiency and convenience. This digital-first approach positions First Internet Bancorp as a competitive player in the evolving financial services landscape.

Key Financial Metrics

Price$25.41
Market Cap$211M
P/E (Forward)5.14
Price/Book0.59
Return on Equity-9.0%
Gross Margin0.0%
Operating Margin12.2%
Revenue Growth13.7%
Dividend Yield1.0%

First Internet Bancorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Internet Bancorp’s (INBK) StockRank?
MoatMap’s StockRank for First Internet Bancorp (INBK) is 40/100, with a Hold signal. It is a composite of Quality (19), Value (32), and Momentum (76) factor ranks across MoatMap’s 19,000+ stock universe.
Does First Internet Bancorp have an economic moat?
First Internet Bancorp (INBK) has a Quality factor score of 19/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Internet Bancorp a buy, hold, or sell?
MoatMap’s current signal for First Internet Bancorp (INBK) is Hold, based on a StockRank of 40/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is First Internet Bancorp in?
First Internet Bancorp (INBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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