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TWO

HOLD

Two Harbors Investment Corp. · Real Estate · United States · $1.3B · Avg Vol: $36M/d

46
StockRank
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Q
30
V
38
M
72
P/E (TTM)
ROE
-1.2%
D/E
3.8x
Dividend %
11.2%

COMPANY DESCRIPTION

Two Harbors Investment Corp. is a real estate investment trust (REIT) primarily investing in residential mortgage-backed securities (RMBS), predominantly those guaranteed by government agencies. The company employs sophisticated quantitative models and hedging strategies to manage interest rate risk and optimize its portfolio returns. As an mREIT, Two Harbors focuses on generating income through net interest margin, aiming to deliver attractive dividends to shareholders.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2027EFwd CAGR
Revenue407.2M31.8M510.7M115.1M-34.4%640.2M0.7M-92.1%
EPS2.15-1.602.41-4.885.9%-0.72
Shares86.4M103.2M103.7M104.8M+21.3%105.1M
Debt1.8B1.9B1.3B1.3B-10.2%6.6B
Equity2.2B2.2B2.1B1.8B-6.4%
Op CF623.4M343.5M201.0M88.9M-47.8%127.2M
Inv CF-2.8B-195.8M895.3M911.6M
Fin CF1.2B-479.4M-1.1B-756.2M
Loading 1Y...
PRICE (1Y)-3.1%
12.0312.1212.2212.3112.41Jun 29Jul 21Aug 10
SMA 50SMA 200

Close
$12.03
RSI (14)
40.5
52W High
$13.37
From 52W High
0.9%

SCORE BREAKDOWN

Quality
30
ROIC (ROA)
-0.2%*13.7
ROE
-1.2%16.6
GP/Assets
5.8%51.4
Op. Margin
48.1%67.0
FCF/Assets
N/A
Piotroski
23.4
Int. Cover
50.0x92.4
D/E Ratio
3.79x5.0
Current Ratio
0.22x9.3
Value
38
P/E (TTM)
N/A
EV/EBITDA
N/A
P/FCF
N/A
P/B
1.1x37.1
P/S
2.0x66.4
Div Yield
11.2%93.6
Momentum
72
52W High %
90%66.5
RS 6M
3%82.1
SMA 50/200
1.12x91.0
EPS Rev 4W
+1.6%66.6
EPS Rev 12W
+1.6%76.8
EPS Improve
+264%90.6
Q Growth
N/A

FUNDAMENTALS

Market Cap
$1.3B
P/E (Forward)
10.2x
Gross Margin
98.1%

SECTOR PEERS

Closest peers in Real Estate, ranked by industry match, size, and score similarity. Cross-listings of TWO are excluded.

TickerCompanyMkt CapStockRankSignal
TWOTwo Harbors Investment Corp.(you)$1.3B46HOLD
ARRARMOUR Residential REIT, Inc.$2.0B49HOLD
ORCOrchid Island Capital, Inc.$1.3B33SELL
LADRLadder Capital Corp$1.2B31SELL
IVRInvesco Mortgage Capital Inc.$776M40HOLD
MFAMFA Financial, Inc.$933M57HOLD
DXDynex Capital, Inc.$3.0B49HOLD
CIMChimera Investment Corporation$1.0B30SELL
TRTXTPG RE Finance Trust, Inc.$666M38HOLD
EFCEllington Financial Inc.$1.7B64HOLD

Peer medians: ROE 5.0% · P/E 26.5x · Gross margin 67.3%

Two Harbors Investment Corp. (TWO): Stock Score Summary

Two Harbors Investment Corp. (TWO) has a MoatMap StockRank of 46/100 based on Quality (30/100), Value (38/100), and Momentum (72/100) factor scores. The current signal is HOLD.

Two Harbors Investment Corp. is a real estate investment trust (REIT) primarily investing in residential mortgage-backed securities (RMBS), predominantly those guaranteed by government agencies. The company employs sophisticated quantitative models and hedging strategies to manage interest rate risk and optimize its portfolio returns. As an mREIT, Two Harbors focuses on generating income through net interest margin, aiming to deliver attractive dividends to shareholders.

Key Financial Metrics

Price$12.03
Market Cap$1.3B
P/E (Forward)10.22
Price/Book1.11
Return on Equity-1.2%
Debt/Equity3.79x
Gross Margin98.1%
Operating Margin48.1%
Revenue Growth620.2%
Dividend Yield11.2%

Two Harbors Investment Corp. operates in the REIT - Mortgage industry, part of the Real Estate sector (United States).

Frequently Asked Questions

What is Two Harbors Investment Corp.’s (TWO) StockRank?
MoatMap’s StockRank for Two Harbors Investment Corp. (TWO) is 46/100, with a Hold signal. It is a composite of Quality (30), Value (38), and Momentum (72) factor ranks across MoatMap’s 20,000+ stock universe.
Does Two Harbors Investment Corp. have an economic moat?
Two Harbors Investment Corp. (TWO) has a Quality factor score of 30/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Two Harbors Investment Corp. a buy, hold, or sell?
MoatMap’s current signal for Two Harbors Investment Corp. (TWO) is Hold, based on a StockRank of 46/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Two Harbors Investment Corp. in?
Two Harbors Investment Corp. (TWO) operates in the Real Estate sector, specifically the REIT - Mortgage industry (United States).