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HNVR

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Hanover Bancorp, Inc. · Financial Services · United States · $189M · Avg Vol: $1M/d

68
StockRank
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Q
42
V
40
M
81
P/E (TTM)
21.5x
ROE
4.7%
D/E
0.7x
Dividend %
1.5%

COMPANY DESCRIPTION

Hanover Bancorp, Inc. is a community bank based in the New York metropolitan area, offering a comprehensive suite of financial services to individuals and small to medium-sized businesses. The bank focuses on relationship-based banking, providing traditional deposit products, a variety of loan offerings, and tailored financial solutions. Its competitive edge is rooted in its deep understanding of the local market and its commitment to personalized customer service.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue70.1M68.4M73.3M1.5%66.8M79.8M89.6M10.5%
EPS2.323.741.671.00-19.0%1.271.7575.2%
Shares7.2M7.2M7.1M-0.8%7.1M
Debt164.0M141.5M136.0M-8.9%101.9M
Equity184.8M196.6M200.3M4.1%
Op CF25.1M5.4M13.1M-19.6%26.9M
Inv CF-374.1M-45.4M-27.9M
Fin CF332.5M25.6M60.9M
Loading 1Y...
PRICE (1Y)+3.7%
26.2526.6226.9927.3727.74Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$27.52
RSI (14)
57.0
52W High
$27.90
From 52W High
1.0%

SCORE BREAKDOWN

Quality
42
ROIC (ROA)
0.4%*20.4
ROE
4.7%24.8
GP/Assets
2.8%N/A
Op. Margin
30.3%46.7
FCF/Assets
0.4%N/A
Piotroski
685.8
Int. Cover
50.0
D/E Ratio
0.68xN/A
Current Ratio
bankN/A
Value
40
P/E (TTM)
21.5x22.0
EV/EBITDA
bankN/A
P/FCF
20.1xN/A
P/B
1.0x63.4
P/S
2.9x62.3
Div Yield
1.5%16.9
Momentum
81
52W High %
99%93.9
RS 6M
21%86.0
SMA 50/200
1.11x75.6
EPS Rev 4W
+0.5%45.4
EPS Rev 12W
+7.0%89.1
EPS Improve
+141%88.5
Q Growth
66%78.8

FUNDAMENTALS

Market Cap
$189M
P/E (Forward)
8.9x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HNVR are excluded.

TickerCompanyMkt CapStockRankSignal
HNVRHanover Bancorp, Inc.(you)$189M68Buy
MNSBMainStreet Bancshares, Inc.$179M66Buy
ECBKECB Bancorp, Inc.$181M72Buy
CMTVCommunity Bancorp$229M70Buy
EBMTEagle Bancorp Montana, Inc.$181M63Hold
RMBIRichmond Mutual Bancorporation, Inc.$255M67Buy
EFSIEagle Financial Services, Inc.$225M64Hold
CFBKCF Bankshares Inc.$225M64Hold
RBKBRhinebeck Bancorp, Inc.$197M60Hold
BVFLBV Financial, Inc.$181M78Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Hanover Bancorp, Inc. (HNVR): Stock Score Summary

Hanover Bancorp, Inc. (HNVR) has a MoatMap StockRank of 68/100 based on Quality (42/100), Value (40/100), and Momentum (81/100) factor scores. The current signal is BUY.

Hanover Bancorp, Inc. is a community bank based in the New York metropolitan area, offering a comprehensive suite of financial services to individuals and small to medium-sized businesses. The bank focuses on relationship-based banking, providing traditional deposit products, a variety of loan offerings, and tailored financial solutions. Its competitive edge is rooted in its deep understanding of the local market and its commitment to personalized customer service.

Key Financial Metrics

Price$27.52
Market Cap$189M
P/E (TTM)21.54
P/E (Forward)8.92
Price/Book0.98
Return on Equity4.7%
Debt/Equity0.68x
Operating Margin30.3%
Revenue Growth19.2%
Dividend Yield1.5%
Free Cash Flow$9M

Hanover Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Hanover Bancorp, Inc.’s (HNVR) StockRank?
MoatMap’s StockRank for Hanover Bancorp, Inc. (HNVR) is 68/100, with a Buy signal. It is a composite of Quality (42), Value (40), and Momentum (81) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Hanover Bancorp, Inc. have an economic moat?
Hanover Bancorp, Inc. (HNVR) has a Quality factor score of 42/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Hanover Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Hanover Bancorp, Inc. (HNVR) is Buy, based on a StockRank of 68/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Hanover Bancorp, Inc. in?
Hanover Bancorp, Inc. (HNVR) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).