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HNVR

HOLD

Hanover Bancorp, Inc. · Financial Services · United States · $179M · Avg Vol: $2M/d

60
StockRank
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Q
41
V
41
M
72
P/E (TTM)
23.9x
ROE
3.9%
D/E
0.7x
Dividend %
1.6%

COMPANY DESCRIPTION

Hanover Bancorp, Inc. is a community bank based in the New York metropolitan area, offering a comprehensive suite of financial services to individuals and small to medium-sized businesses. The bank focuses on relationship-based banking, providing traditional deposit products, a variety of loan offerings, and tailored financial solutions. Its competitive edge is rooted in its deep understanding of the local market and its commitment to personalized customer service.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue70.1M68.4M73.3M1.5%63.8M80.8M89.3M10.4%
EPS2.323.741.671.00-19.0%1.041.7474.1%
Shares7.2M7.2M7.1M-0.8%7.2M
Debt164.0M141.5M136.0M-8.9%128.1M
Equity184.8M196.6M200.3M4.1%
Op CF25.1M5.4M13.1M-19.6%10.3M
Inv CF-374.1M-45.4M-27.9M
Fin CF332.5M25.6M60.9M
Loading 1Y...
PRICE (1Y)+5.5%
22.6123.2823.9524.6325.30Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$25.26
RSI (14)
71.8
52W High
$25.75
From 52W High
1.0%

SCORE BREAKDOWN

Quality
41
ROIC (ROA)
0.3%*18.1
ROE
3.9%22.7
GP/Assets
2.7%N/A
Op. Margin
29.8%48.7
FCF/Assets
0.4%N/A
Piotroski
683.6
Int. Cover
50.0
D/E Ratio
0.68xN/A
Current Ratio
bankN/A
Value
41
P/E (TTM)
23.9x19.3
EV/EBITDA
bankN/A
P/FCF
19.0xN/A
P/B
0.9x71.1
P/S
2.8x66.3
Div Yield
1.6%14.4
Momentum
72
52W High %
98%83.3
RS 6M
-1%55.2
SMA 50/200
1.05x58.1
EPS Rev 4W
+0.5%85.0
EPS Rev 12W
+1.9%75.0
EPS Improve
+177%90.2
Q Growth
23%57.7

FUNDAMENTALS

Market Cap
$179M
P/E (Forward)
8.6x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HNVR are excluded.

TickerCompanyMkt CapStockRankSignal
HNVRHanover Bancorp, Inc.(you)$179M60HOLD
RBKBRhinebeck Bancorp, Inc.$194M60HOLD
MRBKMeridian Corporation$236M60HOLD
EFSIEagle Financial Services, Inc.$219M58HOLD
FNWDFinward Bancorp$193M54HOLD
LSBKLake Shore Bancorp, Inc.$135M63HOLD
RMBIRichmond Mutual Bancorporation, Inc.$249M63HOLD
MGYRMagyar Bancorp, Inc.$118M62HOLD
OVBCOhio Valley Banc Corp.$199M51HOLD
BCBPBCB Bancorp, Inc.$176M48HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Hanover Bancorp, Inc. (HNVR) — Stock Score Summary

Hanover Bancorp, Inc. (HNVR) has a MoatMap StockRank of 60/100 based on Quality (41/100), Value (41/100), and Momentum (72/100) factor scores. The current signal is HOLD.

Hanover Bancorp, Inc. is a community bank based in the New York metropolitan area, offering a comprehensive suite of financial services to individuals and small to medium-sized businesses. The bank focuses on relationship-based banking, providing traditional deposit products, a variety of loan offerings, and tailored financial solutions. Its competitive edge is rooted in its deep understanding of the local market and its commitment to personalized customer service.

Key Financial Metrics

Price$25.26
Market Cap$179M
P/E (TTM)23.91
P/E (Forward)8.64
Price/Book0.91
Return on Equity3.9%
Debt/Equity0.68x
Operating Margin29.8%
Revenue Growth4.6%
Dividend Yield1.6%
Free Cash Flow$9M

Hanover Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Hanover Bancorp, Inc.’s (HNVR) StockRank?
MoatMap’s StockRank for Hanover Bancorp, Inc. (HNVR) is 60/100, with a Hold signal. It is a composite of Quality (41), Value (41), and Momentum (72) factor ranks across MoatMap’s 20,000+ stock universe.
Does Hanover Bancorp, Inc. have an economic moat?
Hanover Bancorp, Inc. (HNVR) has a Quality factor score of 41/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Hanover Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Hanover Bancorp, Inc. (HNVR) is Hold, based on a StockRank of 60/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Hanover Bancorp, Inc. in?
Hanover Bancorp, Inc. (HNVR) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).