Provident Financial Services, Inc. (PFS) — Stock Score Summary

Provident Financial Services, Inc. (PFS) has a MoatMap StockRank of 74/100 based on Quality (45/100), Value (46/100), and Momentum (67/100) factor scores. The current signal is BUY. Provident Financial Services is a regional bank facing net interest margin pressure and commercial real estate exposure, with no structural growth drivers.

Provident Financial Services, Inc. is the holding company for Provident Bank, a community-oriented financial institution primarily serving New Jersey and Pennsylvania. It offers comprehensive commercial and retail banking services, including various deposit products, commercial real estate loans, and residential mortgages. The bank's strong regional presence and focus on localized customer relationships provide a competitive edge against larger institutions.

Key Financial Metrics

Price$22.96
Market Cap$2.9B
P/E (TTM)9.51
P/E (Forward)8.90
Price/Book1.02
Return on Equity11.1%
Gross Margin0.0%
Operating Margin53.5%
Revenue Growth9.2%
Dividend Yield4.3%

Provident Financial Services, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Provident Financial Services, Inc.’s (PFS) StockRank?
MoatMap’s StockRank for Provident Financial Services, Inc. (PFS) is 74/100, with a Buy signal. It is a composite of Quality (45), Value (46), and Momentum (67) factor ranks across MoatMap’s 19,000+ stock universe.
Does Provident Financial Services, Inc. have an economic moat?
Provident Financial Services, Inc. (PFS) has a Quality factor score of 45/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Provident Financial Services, Inc. a buy, hold, or sell?
MoatMap’s current signal for Provident Financial Services, Inc. (PFS) is Buy, based on a StockRank of 74/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Provident Financial Services, Inc. in?
Provident Financial Services, Inc. (PFS) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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