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ABCB

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Ameris Bancorp · Financial Services · United States · $5.7B · Avg Vol: $27M/d

38
StockRank
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Q
55
V
32
M
43
P/E (TTM)
15.6x
ROE
9.4%
D/E
0.2x
Dividend %
0.9%

COMPANY DESCRIPTION

Ameris Bancorp is a regional bank holding company providing a comprehensive range of banking and financial services to individuals and small to large businesses across the Southeastern United States. The bank focuses on relationship-based community banking, delivering personalized service within its growing footprint. Ameris Bancorp pursues organic growth complemented by strategic acquisitions to expand its market presence in attractive southern markets.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.0B1.0B1.1B1.2B3.8%1.2B1.2B1.3B5.7%
EPS5.435.013.905.216.022.6%5.536.677.068.3%
Shares69.4M69.1M69.1M68.0M-1.9%67.1M
Debt2.0B639.9M424.1M692.3M-29.8%1.4B
Equity3.2B3.4B3.8B4.1B8.4%
Op CF1.1B569.0M154.2M390.2M-28.4%548.5M
Inv CF-4.9B-338.2M-846.7M-1.3B
Fin CF865.5M-181.6M745.6M781.2M
Loading 1Y...
PRICE (1Y)-3.4%
83.5585.1186.6688.2189.77Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$84.62
RSI (14)
41.5
52W High
$93.22
From 52W High
0.9%

SCORE BREAKDOWN

Quality
55
ROIC (ROA)
1.4%*46.8
ROE
9.4%47.1
GP/Assets
4.3%N/A
Op. Margin
50.2%70.1
FCF/Assets
1.8%N/A
Piotroski
567.4
Int. Cover
50.0
D/E Ratio
0.17xN/A
Current Ratio
bankN/A
Value
32
P/E (TTM)
15.6x36.2
EV/EBITDA
bankN/A
P/FCF
11.4xN/A
P/B
1.4x40.3
P/S
4.9x34.9
Div Yield
0.9%9.6
Momentum
43
52W High %
91%49.2
RS 6M
-0%53.4
SMA 50/200
1.06x61.9
EPS Rev 4W
0.0%27.7
EPS Rev 12W
-1.9%23.1
EPS Improve
+27%58.4
Q Growth
-53%6.7

FUNDAMENTALS

Market Cap
$5.7B
P/E (Forward)
12.2x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ABCB are excluded.

TickerCompanyMkt CapStockRankSignal
ABCBAmeris Bancorp(you)$5.7B38Hold
GBCIGlacier Bancorp, Inc.$6.1B39Hold
TFSLTFS Financial Corporation$4.9B38Hold
FFINFirst Financial Bankshares, Inc.$4.8B44Hold
BANFBancFirst Corporation$3.7B40Hold
EBCEastern Bankshares, Inc.$5.1B47Hold
SBCFSeacoast Banking Corporation of Florida$3.3B39Hold
TCBITexas Capital Bancshares, Inc.$4.3B45Hold
SFNCSimmons First National Corporation$3.3B34Sell
VLYPOValley National Bancorp$3.3B44Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Ameris Bancorp (ABCB): Stock Score Summary

Ameris Bancorp (ABCB) has a MoatMap StockRank of 38/100 based on Quality (55/100), Value (32/100), and Momentum (43/100) factor scores. The current signal is HOLD.

Ameris Bancorp is a regional bank holding company providing a comprehensive range of banking and financial services to individuals and small to large businesses across the Southeastern United States. The bank focuses on relationship-based community banking, delivering personalized service within its growing footprint. Ameris Bancorp pursues organic growth complemented by strategic acquisitions to expand its market presence in attractive southern markets.

Key Financial Metrics

Price$84.62
Market Cap$5.7B
P/E (TTM)15.56
P/E (Forward)12.24
Price/Book1.41
Return on Equity9.4%
Debt/Equity0.17x
Operating Margin50.2%
Revenue Growth3.6%
Dividend Yield0.9%
Free Cash Flow$505M

Ameris Bancorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Ameris Bancorp’s (ABCB) StockRank?
MoatMap’s StockRank for Ameris Bancorp (ABCB) is 38/100, with a Hold signal. It is a composite of Quality (55), Value (32), and Momentum (43) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Ameris Bancorp have an economic moat?
Ameris Bancorp (ABCB) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Ameris Bancorp a buy, hold, or sell?
MoatMap’s current signal for Ameris Bancorp (ABCB) is Hold, based on a StockRank of 38/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Ameris Bancorp in?
Ameris Bancorp (ABCB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).