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ABCB

HOLD

Ameris Bancorp · Financial Services · United States · $5.9B · Avg Vol: $56M/d

54
StockRank
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Q
58
V
32
M
57
P/E (TTM)
14.5x
ROE
11.0%
D/E
0.2x
Dividend %
0.9%

COMPANY DESCRIPTION

Ameris Bancorp is a regional bank holding company providing a comprehensive range of banking and financial services to individuals and small to large businesses across the Southeastern United States. The bank focuses on relationship-based community banking, delivering personalized service within its growing footprint. Ameris Bancorp pursues organic growth complemented by strategic acquisitions to expand its market presence in attractive southern markets.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.0B1.0B1.1B1.2B3.8%1.2B1.3B1.3B6.1%
EPS5.435.013.905.216.022.6%6.266.817.148.9%
Shares69.4M69.1M69.1M68.0M-1.9%67.3M
Debt2.0B639.9M424.1M692.3M-29.8%1.0B
Equity3.2B3.4B3.8B4.1B8.4%
Op CF1.1B569.0M154.2M390.2M-28.4%530.5M
Inv CF-4.9B-338.2M-846.7M-1.3B
Fin CF865.5M-181.6M745.6M781.2M
Loading 1Y...
PRICE (1Y)+0.1%
86.0187.8089.5991.3893.17Jun 15Jul 8Jul 28
SMA 50SMA 200
Close
$87.91
RSI (14)
49.4
52W High
$93.22
From 52W High
0.9%

SCORE BREAKDOWN

Quality
58
ROIC (ROA)
1.6%*50.9
ROE
11.0%57.8
GP/Assets
4.3%N/A
Op. Margin
49.4%70.9
FCF/Assets
1.8%N/A
Piotroski
565.2
Int. Cover
50.0
D/E Ratio
0.17xN/A
Current Ratio
bankN/A
Value
32
P/E (TTM)
14.5x42.8
EV/EBITDA
bankN/A
P/FCF
11.7xN/A
P/B
1.5x34.6
P/S
5.2x34.5
Div Yield
0.9%6.3
Momentum
57
52W High %
94%55.9
RS 6M
2%61.3
SMA 50/200
1.09x72.0
EPS Rev 4W
-0.8%40.9
EPS Rev 12W
+1.9%74.3
EPS Improve
+14%37.7
Q Growth
26%60.3

FUNDAMENTALS

Market Cap
$5.9B
P/E (Forward)
12.8x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ABCB are excluded.

TickerCompanyMkt CapStockRankSignal
ABCBAmeris Bancorp(you)$5.9B54HOLD
TFSLTFS Financial Corporation$5.1B50HOLD
TCBITexas Capital Bancshares, Inc.$4.3B53HOLD
FFINFirst Financial Bankshares, Inc.$5.0B57HOLD
EBCEastern Bankshares, Inc.$5.2B61HOLD
NICNicolet Bankshares, Inc.$3.6B54HOLD
CBUCommunity Financial System, Inc.$3.5B54HOLD
BKUBankUnited, Inc.$3.4B53HOLD
BOHBank of Hawaii Corporation$3.3B53HOLD
GBCIGlacier Bancorp, Inc.$6.5B43HOLD

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Ameris Bancorp (ABCB) — Stock Score Summary

Ameris Bancorp (ABCB) has a MoatMap StockRank of 54/100 based on Quality (58/100), Value (32/100), and Momentum (57/100) factor scores. The current signal is HOLD.

Ameris Bancorp is a regional bank holding company providing a comprehensive range of banking and financial services to individuals and small to large businesses across the Southeastern United States. The bank focuses on relationship-based community banking, delivering personalized service within its growing footprint. Ameris Bancorp pursues organic growth complemented by strategic acquisitions to expand its market presence in attractive southern markets.

Key Financial Metrics

Price$87.91
Market Cap$5.9B
P/E (TTM)14.51
P/E (Forward)12.78
Price/Book1.49
Return on Equity11.0%
Debt/Equity0.17x
Operating Margin49.4%
Revenue Growth12.8%
Dividend Yield0.9%
Free Cash Flow$505M

Ameris Bancorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Ameris Bancorp’s (ABCB) StockRank?
MoatMap’s StockRank for Ameris Bancorp (ABCB) is 54/100, with a Hold signal. It is a composite of Quality (58), Value (32), and Momentum (57) factor ranks across MoatMap’s 20,000+ stock universe.
Does Ameris Bancorp have an economic moat?
Ameris Bancorp (ABCB) has a Quality factor score of 58/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Ameris Bancorp a buy, hold, or sell?
MoatMap’s current signal for Ameris Bancorp (ABCB) is Hold, based on a StockRank of 54/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Ameris Bancorp in?
Ameris Bancorp (ABCB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).