What is Glacier Bancorp, Inc.'s (GBCI) StockRank?

MoatMap's StockRank for Glacier Bancorp, Inc. (GBCI) is 34/100, with a Sell signal. This is a composite score combining Quality (37), Value (27), and Momentum (61) factor ranks across MoatMap's 20,000+ stock universe.

Does Glacier Bancorp, Inc. have an economic moat?

Glacier Bancorp, Inc. (GBCI) has a Quality factor score of 37/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Glacier Bancorp, Inc. a buy, hold, or sell?

MoatMap's current signal for Glacier Bancorp, Inc. (GBCI) is Sell, based on a StockRank of 34/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Glacier Bancorp, Inc. in?

Glacier Bancorp, Inc. (GBCI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

Company Deep Dive

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GBCI

SELLREMOVE

Glacier Bancorp, Inc. · Financial Services · United States · $6.2B · Avg Vol: $45M/d

StockRank

P/E (TTM)

23.3x

ROE

7.1%

D/E

—

Dividend %

2.7%

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

A US regional bank with solid local market share but highly sensitive to net interest margin compression and deposit beta in a volatile interest rate environment. It lacks the asymmetric macro tailwinds of our core themes.

COMPANY DESCRIPTION

Glacier Bancorp, Inc. is a multi-bank holding company operating community banks across several Western U.S. states, offering a full range of banking services to individuals and businesses. Its decentralized operating model allows for strong local market focus and responsiveness, fostering deep customer relationships in growing regional economies. Glacier Bancorp has a proven strategy of acquiring and integrating community banks.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR
Revenue	892M	789M	810M	1.0B	4.0%
EPS	2.74	2.01	1.68	2.00	-10.0%
Shares	111M	111M	113M	130M	+17.3%
Debt	2.0B	3.0B	2.1B	761M	-27.7%
Equity	2.8B	3.0B	3.2B	4.2B	14.0%
Op CF	471M	501M	258M	374M	-7.3%
Inv CF	-1.4B	-207M	493M	1.1B	—
Fin CF	845M	659M	-1.3B	-1.1B	—

PRICE (1M)-0.7%

SMA 50SMA 200

$48.43

RSI (14)

55.3

52W High

$53.61

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.9%*35.6

ROE

7.1%30.9

GP/Assets

3.2%37.0

Op. Margin

41.5%61.8

FCF/Assets

—N/A

Piotroski

—68.0

Int. Cover

—N/A

D/E Ratio

—N/A

Current Ratio

—N/A

Value

P/E (TTM)

23.3x18.8

EV/EBITDA

—N/A

P/FCF

—N/A

P/B

1.5x30.3

P/S

6.3x21.5

Div Yield

2.7%44.7

Momentum

52W High %

90%47.5

RS 6M

-1%62.7

SMA 50/200

1.04x54.7

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

+70%79.3

Q Growth

51%75.4

FUNDAMENTALS

Market Cap

$6.2B

P/E (Forward)

13.7x

Gross Margin

0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of GBCI are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
GBCI	Glacier Bancorp, Inc.(you)	$6.2B	34	SELL
FLG	Flagstar Bank, National Association	$5.9B	32	SELL
PB	Prosperity Bancshares, Inc.	$7.0B	36	HOLD
HWC	Hancock Whitney Corporation	$5.5B	36	HOLD
CBC	Central Bancompany, Inc.	$6.8B	28	SELL
AX	Axos Financial, Inc.	$5.0B	37	HOLD
HOMB	Home BancShares, Inc.	$5.4B	29	SELL
CBSH	Commerce Bancshares, Inc.	$7.6B	30	SELL
TFSL	TFS Financial Corporation	$4.4B	30	SELL
FFIN	First Financial Bankshares, Inc.	$4.7B	29	SELL

Peer medians: ROE 10.8% · P/E 13.6x · Gross margin 0.0%

Glacier Bancorp, Inc. (GBCI) — Stock Score Summary

Glacier Bancorp, Inc. (GBCI) has a MoatMap StockRank of 34/100 based on Quality (37/100), Value (27/100), and Momentum (61/100) factor scores. The current signal is SELL. A US regional bank with solid local market share but highly sensitive to net interest margin compression and deposit beta in a volatile interest rate environment. It lacks the asymmetric macro tailwinds of our core themes.

Key Financial Metrics

Price	$48.43
Market Cap	$6.2B
P/E (TTM)	23.34
P/E (Forward)	13.70
Price/Book	1.53
Return on Equity	7.1%
Gross Margin	0.0%
Operating Margin	41.5%
Revenue Growth	39.7%
Dividend Yield	2.7%

Glacier Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Glacier Bancorp, Inc.’s (GBCI) StockRank?: MoatMap’s StockRank for Glacier Bancorp, Inc. (GBCI) is 34/100, with a Sell signal. It is a composite of Quality (37), Value (27), and Momentum (61) factor ranks across MoatMap’s 20,000+ stock universe.
Does Glacier Bancorp, Inc. have an economic moat?: Glacier Bancorp, Inc. (GBCI) has a Quality factor score of 37/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Glacier Bancorp, Inc. a buy, hold, or sell?: MoatMap’s current signal for Glacier Bancorp, Inc. (GBCI) is Sell, based on a StockRank of 34/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Glacier Bancorp, Inc. in?: Glacier Bancorp, Inc. (GBCI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).