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WAL

HoldUnloved Quality

Western Alliance Bancorporation · Financial Services · United States · $8.6B · Avg Vol: $76M/d

53
StockRank
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Q
51
V
57
M
40
P/E (TTM)
9.1x
ROE
13.0%
D/E
0.8x
Dividend %
2.0%

COMPANY DESCRIPTION

Western Alliance Bancorporation is a regional bank holding company providing a full array of deposit, lending, and treasury management products and services. The bank specializes in niche banking sectors like HOA services and mortgage warehouse lending, attracting specific client segments with tailored solutions. Western Alliance is a high-growth regional bank known for its innovative commercial banking strategies and efficient operating model.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue2.5B2.6B3.1B3.5B11.8%3.5B3.9B4.2B9.8%
EPS8.729.746.557.148.790.2%8.869.3111.7915.8%
Shares108.9M109.5M110.1M109.5M+0.5%109.1M
Debt6.7B7.7B6.6B6.5B-1.2%7.6B
Equity5.4B6.1B6.7B7.7B12.6%
Op CF2.2B-328.6M-2.7B-2.7B-1.5B
Inv CF-13.1B-2.2B-6.0B-9.9B
Fin CF11.4B3.0B11.2B12.1B
Loading 1Y...
PRICE (1Y)-2.4%
77.2679.0380.8082.5684.33Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$79.28
RSI (14)
50.6
52W High
$95.75
From 52W High
0.8%

SCORE BREAKDOWN

Quality
51
ROIC (ROA)
1.1%*38.9
ROE
13.0%66.4
GP/Assets
3.8%N/A
Op. Margin
39.4%56.9
FCF/Assets
-1.8%N/A
Piotroski
446.2
Int. Cover
50.0
D/E Ratio
0.85xN/A
Current Ratio
bankN/A
Value
57
P/E (TTM)
9.1x73.1
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.2x49.4
P/S
2.5x67.6
Div Yield
2.0%25.2
Momentum
40
52W High %
83%30.9
RS 6M
2%58.5
SMA 50/200
1.00x31.2
EPS Rev 4W
-0.2%17.3
EPS Rev 12W
-1.9%22.7
EPS Improve
+27%58.8
Q Growth
14%44.1

FUNDAMENTALS

Market Cap
$8.6B
P/E (Forward)
7.2x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WAL are excluded.

TickerCompanyMkt CapStockRankSignal
WALWestern Alliance Bancorporation(you)$8.6B53Hold
CBCCentral Bancompany, Inc.$7.8B50Hold
WTFCWintrust Financial Corporation$10.3B54Hold
BOKFBOK Financial Corporation$8.4B58Hold
FHNFirst Horizon Corporation$11.7B55Hold
SSBSouthState Bank Corporation$10.3B58Hold
COLBColumbia Banking System, Inc.$8.5B62Hold
ONBOld National Bancorp$9.9B60Hold
PNFPPinnacle Financial Partners, Inc.$15.3B55Hold
CBSHCommerce Bancshares, Inc.$8.3B67Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Western Alliance Bancorporation (WAL): Stock Score Summary

Western Alliance Bancorporation (WAL) has a MoatMap StockRank of 53/100 based on Quality (51/100), Value (57/100), and Momentum (40/100) factor scores. The current signal is HOLD.

Western Alliance Bancorporation is a regional bank holding company providing a full array of deposit, lending, and treasury management products and services. The bank specializes in niche banking sectors like HOA services and mortgage warehouse lending, attracting specific client segments with tailored solutions. Western Alliance is a high-growth regional bank known for its innovative commercial banking strategies and efficient operating model.

Key Financial Metrics

Price$79.28
Market Cap$8.6B
P/E (TTM)9.14
P/E (Forward)7.17
Price/Book1.19
Return on Equity13.0%
Debt/Equity0.85x
Operating Margin39.4%
Revenue Growth13.6%
Dividend Yield2.0%
Free Cash Flow$-1.7B

Western Alliance Bancorporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Western Alliance Bancorporation’s (WAL) StockRank?
MoatMap’s StockRank for Western Alliance Bancorporation (WAL) is 53/100, with a Hold signal. It is a composite of Quality (51), Value (57), and Momentum (40) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Western Alliance Bancorporation have an economic moat?
Western Alliance Bancorporation (WAL) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Western Alliance Bancorporation a buy, hold, or sell?
MoatMap’s current signal for Western Alliance Bancorporation (WAL) is Hold, based on a StockRank of 53/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Western Alliance Bancorporation in?
Western Alliance Bancorporation (WAL) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).