Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
DGICA
BuyUnloved QualityDonegal Group Inc. · Financial Services · United States · $714M · Avg Vol: $2M/d
COMPANY DESCRIPTION
Donegal Group Inc. is a regional insurance holding company offering personal and commercial property and casualty insurance products, including auto, homeowners, and business policies. It primarily serves policyholders through an independent agency network in the mid-Atlantic and southern states. The company maintains a conservative underwriting approach and a strong focus on local market relationships as its competitive advantage.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 848.2M | 927.3M | 989.6M | 978.0M | 4.9% | 963.2M | 950.1M | 947.2M | -1.6% |
| EPS | -0.06 | 0.14 | 1.53 | 2.22 | 298.2% | 1.92 | 1.84 | 1.92 | -7.0% |
| Shares | 32.7M | 33.3M | 35.5M | 37.0M | +13.0% | 31.5M | — | — | — |
| Debt | 35.0M | 35.0M | 35.0M | 35.0M | 0.0% | 35.0M | — | — | — |
| Equity | 483.6M | 479.7M | 545.8M | 640.4M | 9.8% | — | — | — | — |
| Op CF | 67.1M | 28.6M | 67.4M | 70.2M | 1.5% | 58.4M | — | — | — |
| Inv CF | -98.5M | -16.7M | -48.0M | -91.1M | — | — | — | — | — |
| Fin CF | -1.2M | -13.2M | 9.7M | -5.2M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of DGICA are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| DGICA | Donegal Group Inc.(you) | $714M | 68 | Buy |
| HIPO | Hippo Holdings Inc. | $876M | 74 | Buy |
| BOW | Bowhead Specialty Holdings Inc. | $1.1B | 70 | Buy |
| ACIC | American Coastal Insurance Corporation | $449M | 61 | Hold |
| GBLI | Global Indemnity Group, LLC | $434M | 59 | Hold |
| SAFT | Safety Insurance Group, Inc. | $1.5B | 74 | Buy |
| HMN | Horace Mann Educators Corporation | $2.1B | 71 | Buy |
| SKWD | Skyward Specialty Insurance Group, Inc. | $2.4B | 70 | Buy |
| STC | Stewart Information Services Corporation | $2.1B | 63 | Hold |
| PRCH | Porch Group, Inc. | $2.0B | 59 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%