Donegal Group Inc. (DGICA) — Stock Score Summary

Donegal Group Inc. (DGICA) has a MoatMap StockRank of 48/100 based on Quality (51/100), Value (62/100), and Momentum (22/100) factor scores. The current signal is HOLD. Donegal Group is a regional property and casualty insurer. It operates in a highly commoditized industry with no clear structural moat or asymmetric macro tailwinds, making it unsuitable for our fund.

Donegal Group Inc. is a regional insurance holding company offering personal and commercial property and casualty insurance products, including auto, homeowners, and business policies. It primarily serves policyholders through an independent agency network in the mid-Atlantic and southern states. The company maintains a conservative underwriting approach and a strong focus on local market relationships as its competitive advantage.

Key Financial Metrics

Price$17.11
Market Cap$632M
P/E (TTM)9.39
P/E (Forward)8.92
Price/Book0.95
Return on Equity10.6%
Debt/Equity5.39
Gross Margin8.5%
Operating Margin6.1%
Revenue Growth-3.7%
Dividend Yield4.6%
Free Cash Flow$47M

Donegal Group Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Donegal Group Inc.’s (DGICA) StockRank?
MoatMap’s StockRank for Donegal Group Inc. (DGICA) is 48/100, with a Hold signal. It is a composite of Quality (51), Value (62), and Momentum (22) factor ranks across MoatMap’s 19,000+ stock universe.
Does Donegal Group Inc. have an economic moat?
Donegal Group Inc. (DGICA) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Donegal Group Inc. a buy, hold, or sell?
MoatMap’s current signal for Donegal Group Inc. (DGICA) is Hold, based on a StockRank of 48/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Donegal Group Inc. in?
Donegal Group Inc. (DGICA) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).
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